Search / tech.finology/student-loan
protogridR2· OAuth, onceStudent-loan math: RAP, IBR, ICR, PSLF. npx: no key. Remote: free login, no card, 5 questions total
v0.4.7 · active · repository · website · descriptor JSON · versions
{
"mcpServers": {
"student-loan": {
"type": "http",
"url": "https://mcp.finology.tech/free"
}
}
}claude mcp add --transport http student-loan https://mcp.finology.tech/free[mcp_servers.student-loan]
url = "https://mcp.finology.tech/free"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"student-loan": {
"type": "remote",
"url": "https://mcp.finology.tech/free",
"enabled": true
}
}
}{
"mcpServers": {
"student-loan": {
"type": "http",
"url": "https://mcp.finology.tech/free"
}
},
"deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=student-loan&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLmZpbm9sb2d5LnRlY2gvZnJlZSJ9"
}{
"servers": {
"student-loan": {
"type": "http",
"url": "https://mcp.finology.tech/free"
}
}
}{
"mcpServers": {
"student-loan": {
"httpUrl": "https://mcp.finology.tech/free"
}
}
}extensions:
"student-loan":
enabled: true
name: "student-loan"
type: streamable_http
uri: "https://mcp.finology.tech/free"
timeout: 300
protocol.modern, protocol.stateless, protocol.transport, protocol.list_ttlno remote answered a protocol handshake (not probed yet, unreachable, or local-only)auth.prmProtected Resource Metadata (RFC 9728) publishedauth.as_metadataauthorization server metadata reachableauth.cimdonly Dynamic Client Registration, deprecated in 2026-07-28 in favour of CIMDauth.secret_in_urlno templated URLtools.descriptionsevery tool has a descriptiontools.description_lengthdescriptions are concisetools.schemasevery tool has an object input schematools.annotations4 of 4 tools declare readOnlyHint or destructiveHinttools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHinttools.token_costabout 1,129 tokens to load every tooltools.api_dumptools are not a one-to-one API dumpstability.changesno tool changes in 30 daysstability.rug_pullno tool changed its meaning under the same namedeps.known_vulns, deps.mcp_sdk_version, deps.resolvabledeps.dev does not know @finology/[email protected]No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.
Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.
+repository +dns-namespace +website +reachable +uptime-100% +updated-13d-ago
Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.
@finology/[email protected] npmthis version is not known to the dependency resolver
Dependency graphs from deps.dev; advisories from OSV.dev, including the GitHub Advisory Database and the PyPI Advisory Database; all CC BY 4.0. The graph is what a clean install of this version resolves today; nothing was installed or run. How it is checked.
| remote | auth | reachable | uptime 30d | p50 | protocol | last ok |
|---|---|---|---|---|---|---|
https://mcp.finology.tech/free streamable-http | oauth2 AS: https://identity.finology.tech | yes | 100% | 526 ms | – | 2026-10-19 |
| package | registry | version | runtime | secrets |
|---|---|---|---|---|
@finology/mcp-server | npm | 0.4.7 | – |
compare_federal_student_loan_repayment_plansread-only | Compare every federal repayment plan a loan can elect (Standard, RAP, IBR, PAYE, ICR) on the current federal rules: monthly payment, lifetime cost, forgiveness timing and the estimated tax on forgiven balances. Plans the loan cannot elect are listed with the reason. For Parent PLUS it also runs the consolidation path unprompted, because that is the number that decides. loanType drives PLAN ELIGIBILITY, not just the rate: choose accurately. |
compare_married_filing_jointly_vs_separately_student_loansread-only | Run the same federal loan book filing jointly and filing separately and report the swing in the best income-driven plan's payment and lifetime cost. LOAN SIDE ONLY: the tax cost of filing separately is not modelled and the answer says so. |
estimate_rap_monthly_paymentread-only | Estimate the RAP (Repayment Assistance Plan) monthly payment from income, filing status and household size, on the current federal rules. RAP payment only: not a comparison and no forgiveness projection; use the plan comparison tool for that. |
finology_service_inforead-only | How to go further than this free rung, in structured form: the self-serve paths for an advisor (app trial) and for a developer or operator (instant sandbox key, keyed MCP and REST endpoints, auth header), tiers and monthly limits, and what in these answers is an estimate. Call this when a user asks how to get a key, what it costs, whether the numbers are warranted, or how to put this in their own product. |
Schemas: list_tools.
{
"name": "tech.finology/student-loan",
"title": "Finology Student Loan Calculator",
"$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
"remotes": [
{
"url": "https://mcp.finology.tech/free",
"type": "streamable-http"
}
],
"version": "0.4.7",
"packages": [
{
"version": "0.4.7",
"transport": {
"type": "stdio"
},
"identifier": "@finology/mcp-server",
"registryType": "npm",
"environmentVariables": [
{
"name": "FINOLOGY_API_BASE_URL",
"format": "string",
"description": "Optional. Overrides the calculation engine endpoint. Defaults to https://engine.finology.tech and should be left unset unless you are testing against a different environment."
}
]
}
],
"repository": {
"url": "https://github.com/Finology-tech/finology-mcp",
"source": "github"
},
"websiteUrl": "https://finology.tech",
"description": "Student-loan math: RAP, IBR, ICR, PSLF. npx: no key. Remote: free login, no card, 5 questions total"
}