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FinanceGenius.AI

R0· no sign-in

India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG.

v1.2.0 · active · repository · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality85good
Trust93of 100
Uptime, 30 days100%
Latency p50351 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "financegenius": {
      "type": "http",
      "url": "https://mcp.financegenius.ai/mcp/"
    }
  }
}
claude mcp add --transport http financegenius https://mcp.financegenius.ai/mcp/
[mcp_servers.financegenius]
url = "https://mcp.financegenius.ai/mcp/"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "financegenius": {
      "type": "remote",
      "url": "https://mcp.financegenius.ai/mcp/",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "financegenius": {
      "type": "http",
      "url": "https://mcp.financegenius.ai/mcp/"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=financegenius&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLmZpbmFuY2VnZW5pdXMuYWkvbWNwLyJ9"
}
{
  "servers": {
    "financegenius": {
      "type": "http",
      "url": "https://mcp.financegenius.ai/mcp/"
    }
  }
}
{
  "mcpServers": {
    "financegenius": {
      "httpUrl": "https://mcp.financegenius.ai/mcp/"
    }
  }
}
extensions:
  "financegenius":
    enabled: true
    name: "financegenius"
    type: streamable_http
    uri: "https://mcp.financegenius.ai/mcp/"
    timeout: 300

Quality 85 / 100good

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene86 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations12 of 12 tools declare readOnlyHint or destructiveHint
  • fail
    tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: calculate_fd_maturity (idempotentHint); get_mutual_fund_nav (idempotentHint); find_best_card_for_spend (idempotentHint); …
  • pass
    tools.token_costabout 2,498 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

12 tools, about 2,498 tokens to load them all · tool set 758d6dec0603 · checked 2026-10-20 15:26 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 93 / 100

provenance85
liveness100
freshness85
hygiene100

+repository +dns-namespace +website +reachable +uptime-100% ~updated-56d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://mcp.financegenius.ai/mcp/ streamable-httpnoneyes100%351 ms2025-11-252026-10-20

Tools (12)

calculate_cagrread-onlyCalculate the Compound Annual Growth Rate (CAGR) of an investment. Args: initial_value: Initial investment in rupees. final_value: Final value in rupees. years: Holding period in years.
calculate_emiread-onlyCalculate EMI for a loan with year-by-year amortisation schedule. Args: principal: Loan amount in rupees. annual_rate: Annual interest rate as a percentage (e.g. 10.5 for 10.5%). tenure_months: Loan tenure in months. Returns: Monthly EMI, total interest, total payment, and amortisation schedule.
calculate_fd_maturityread-onlyCalculate FD maturity amount with compounding. Args: deposit_amount: Principal deposit in rupees. annual_rate: Annual interest rate as a percentage. years: FD tenure in years (e.g. 1.5 for 18 months). compounding: One of 'monthly', 'quarterly', 'half_yearly', 'yearly'. Most Indian FDs compound quarterly.
calculate_indian_income_taxread-onlyCompute Indian income tax for FY 2025-26 under old or new regime. Args: annual_income: Gross annual income in rupees. regime: 'new' (default) or 'old'. deductions_80c: Section 80C deductions in rupees (max ₹1,50,000, old regime only). deductions_80d: Section 80D health-insurance premium (old regime only). hra_exemption: HRA exemption amount (old regime only). Returns: Slab breakdown, total tax, effective rate, regime comparison.
calculate_sipread-onlyCalculate future value of a Systematic Investment Plan (SIP). Args: monthly_amount: Monthly SIP contribution in rupees. annual_return_pct: Expected annual return (e.g. 12 for 12%). years: Investment horizon in years.
compare_productsread-onlySide-by-side compare 2-4 products of the same category. Args: product_slugs: List of 2-4 product slugs. All must be in the same category (e.g. all credit cards, or all FDs). Returns: A markdown comparison table highlighting feature differences.
explain_financial_conceptread-onlyLook up Indian financial products and terms in FinanceGenius.AI's catalogue. Hybrid retrieval (BM25 + semantic + product database, fused with Reciprocal Rank Fusion) over our product records. Good for questions anchored to real products: 'which HDFC cards waive the annual fee?', 'what does the Bajaj FD pay for 3 years?', 'ELSS options with a 3-year lock-in'. Not a general financial encyclopedia: the curated explainer knowledge base is not loaded in production, so abstract questions ('how does APR work?') fall back to product matches. Say so rather than dressing a product listing up as an explanation. Args: query: The financial question or concept to explain. institution: Optional — narrow search to one institution (e.g. 'hdfc-bank').
find_best_card_for_spendread-onlyRecommend Indian credit cards based on spending pattern. Args: monthly_spend: Total monthly card spend in rupees. primary_category: One of 'grocery', 'fuel', 'dining', 'travel', 'online_shopping', 'utilities', 'general'. Defaults to 'general' — "which card for ₹40,000 a month?" is a complete question, and making this required turned it into a validation error. annual_income: Annual income to filter cards by eligibility (optional). prefer_no_annual_fee: True to prioritise lifetime-free cards. Returns: Top 5 cards with estimated annual cashback/rewards value.
find_best_fdread-onlyRank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure. Args: amount: Investment amount in rupees. years: FD tenure in years (e.g. 1.5 for 18 months). is_senior_citizen: True to use senior-citizen rates (typically +0.5%). tax_slab_pct: Investor's income tax slab as a percentage (5/10/20/30). FD interest is fully taxable; this is used for net-yield ranking. Returns: Top 5 FDs sorted by net-of-tax maturity, each showing gross & net amount.
get_mutual_fund_navread-onlyGet the latest NAV of an Indian mutual fund by AMFI scheme code. Args: amfi_scheme_code: AMFI scheme code (e.g. '119598' for SBI Bluechip Direct). Find codes at mfapi.in or amfiindia.com. Returns: Scheme name, latest NAV, NAV date, fund house, scheme type.
get_product_detailsread-onlyGet full details of a specific product by its slug. Args: product_slug: The URL-safe identifier (e.g. 'hdfc-millennia-credit-card'). Get slugs from search_indian_products.
search_indian_productsread-onlySearch FinanceGenius.AI's catalogue of Indian financial products. Args: product_type: One of 'credit_card', 'loan', 'deposit', 'insurance', 'investment'. Omit to search across all categories. search_query: Free-text search (matches name + description). E.g. 'cashback', 'home loan', 'HDFC'. min_rating: Filter to products with rating >= this value (1-5 scale). Returns: Up to 10 matching products, sorted by popularity.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "ai.financegenius/financegenius",
  "title": "FinanceGenius.AI",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://mcp.financegenius.ai/mcp/",
      "type": "streamable-http"
    }
  ],
  "version": "1.2.0",
  "repository": {
    "url": "https://github.com/financegenius-ai/Financegenius.ai",
    "source": "github"
  },
  "websiteUrl": "https://financegenius.ai/connect",
  "description": "India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG."
}