Search / help.studentloan/studentloan-help
protogridR0· no sign-inFederal student loan repayment estimates: RAP, IBR, Standard, Tiered Standard, PSLF, refinance.
v1.2026.1101.1 · active · website · descriptor JSON · versions
{
"mcpServers": {
"studentloan-help": {
"type": "http",
"url": "https://studentloan.help/mcp"
}
}
}claude mcp add --transport http studentloan-help https://studentloan.help/mcp[mcp_servers.studentloan-help]
url = "https://studentloan.help/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"studentloan-help": {
"type": "remote",
"url": "https://studentloan.help/mcp",
"enabled": true
}
}
}{
"mcpServers": {
"studentloan-help": {
"type": "http",
"url": "https://studentloan.help/mcp"
}
},
"deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=studentloan-help&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vc3R1ZGVudGxvYW4uaGVscC9tY3AifQ%3D%3D"
}{
"servers": {
"studentloan-help": {
"type": "http",
"url": "https://studentloan.help/mcp"
}
}
}{
"mcpServers": {
"studentloan-help": {
"httpUrl": "https://studentloan.help/mcp"
}
}
}extensions:
"studentloan-help":
enabled: true
name: "studentloan-help"
type: streamable_http
uri: "https://studentloan.help/mcp"
timeout: 300
protocol.modernprotocol.statelessprotocol.transportprotocol.list_ttlauth.prm, auth.as_metadata, auth.cimdauth.secret_in_urltools.descriptionstools.description_lengthtools.schemastools.annotationstools.directory_hintstools.token_costtools.api_dumptools.hidden_textstability.changesstability.rug_pullstability.new_linksdeps.known_vulns, deps.mcp_sdk_version, deps.resolvableNo tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.
Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.
+dns-namespace +website +reachable +uptime-93% +updated-12d-ago -no-repository
Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.
| remote | auth | reachable | uptime 30d | p50 | protocol | last ok |
|---|---|---|---|---|---|---|
https://studentloan.help/mcp streamable-http | none | yes | 93% | 594 ms | 2026-07-28, 2025-11-25, 2025-06-18, 2025-03-26, 2024-11-05 | 2026-11-14 |
compare_refinance_offerread-only | Given an APR and term a lender has offered, returns the refinanced monthly payment and total, compares it with the cheapest federal plan (or with PSLF, which refinancing would end), and lists the federal protections lost. Same math as the studentloan.help calculator. It shows no lender rates of its own. |
compare_repayment_plansread-only | Estimates each federal repayment plan on the borrower's own numbers (RAP, IBR, 10-year Standard, Tiered Standard under the 2026 rules): first monthly payment, total paid, years to payoff or forgiveness, amount forgiven, which plans are open given loan dates, the cheapest plan, PSLF timing for government or 501(c)(3) workers, and Parent PLUS options. Same math as the studentloan.help calculator. Estimates only. |
get_plan_rulesread-only | The published rules behind each federal student loan plan as studentloan.help states them: RAP, IBR, Standard, Tiered Standard, PSLF, Parent PLUS, the end of SAVE and the 2026 poverty guidelines. Returns the formulas, dates and limits with the statute or regulation and a page link. Omit topic for the list of topics. |
Schemas: list_tools.
{
"name": "help.studentloan/studentloan-help",
"icons": [
{
"src": "https://studentloan.help/icon-512.png",
"mimeType": "image/png"
}
],
"title": "StudentLoan.help: federal repayment plan calculator",
"$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
"remotes": [
{
"url": "https://studentloan.help/mcp",
"type": "streamable-http"
}
],
"version": "1.2026.1101.1",
"websiteUrl": "https://studentloan.help/developers/",
"description": "Federal student loan repayment estimates: RAP, IBR, Standard, Tiered Standard, PSLF, refinance."
}