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Sizing Sheet: FHA multifamily program chooser and loan sizer

R0· no sign-in

FHA multifamily program chooser and loan sizer on HUD's 2026 limits, ratios, MIP and fees.

v1.2026.1101.1 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality100strong
Trust82of 100
Uptime, 30 days96%
Latency p50220 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "fhamultifamily-loan": {
      "type": "http",
      "url": "https://fhamultifamily.loan/mcp"
    }
  }
}
claude mcp add --transport http fhamultifamily-loan https://fhamultifamily.loan/mcp
[mcp_servers.fhamultifamily-loan]
url = "https://fhamultifamily.loan/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "fhamultifamily-loan": {
      "type": "remote",
      "url": "https://fhamultifamily.loan/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "fhamultifamily-loan": {
      "type": "http",
      "url": "https://fhamultifamily.loan/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=fhamultifamily-loan&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vZmhhbXVsdGlmYW1pbHkubG9hbi9tY3AifQ%3D%3D"
}
{
  "servers": {
    "fhamultifamily-loan": {
      "type": "http",
      "url": "https://fhamultifamily.loan/mcp"
    }
  }
}
{
  "mcpServers": {
    "fhamultifamily-loan": {
      "httpUrl": "https://fhamultifamily.loan/mcp"
    }
  }
}
extensions:
  "fhamultifamily-loan":
    enabled: true
    name: "fhamultifamily-loan"
    type: streamable_http
    uri: "https://fhamultifamily.loan/mcp"
    timeout: 300

Quality 100 / 100strong

protocol100 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • pass
    protocol.list_ttltool list is cacheable (ttlMs 3600000)
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene100 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations3 of 3 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 1,309 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
  • pass
    tools.hidden_textno hidden text in tool names, descriptions, schemas or annotations
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
  • pass
    stability.new_linksno tool change named a new site
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

3 tools, about 1,309 tokens to load them all · tool set e3cb5121bdbf · checked 2026-11-14 07:03 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 82 / 100

no-repository
provenance55
liveness98
freshness100
hygiene80

+dns-namespace +website +reachable +uptime-96% +updated-12d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://fhamultifamily.loan/mcp streamable-httpnoneyes96%220 ms2026-07-28, 2025-11-25, 2025-06-18, 2025-03-26, 2024-11-052026-11-14

Tools (3)

choose_programread-onlyRuns the three-question FHA multifamily program chooser from fhamultifamily.loan/chooser: returns the likely program (223(f), 221(d)(4) new construction or substantial rehab, 223(a)(7), 241(a), or "not FHA yet"), the reason, and the program page to read next.
get_limits_and_costsread-onlyHUD's 2026 FHA multifamily rulebook as the site publishes it: per-unit statutory limits by bedroom (Section 207/223(f)/220, 221(d)(4) or 231; elevator and non-elevator) with the high-cost amount for a state, loan-to-value and coverage ratios by tier, large-loan ratios, MIP, HUD fees and loan terms, each with its source.
size_loanread-onlyEstimates the maximum FHA 223(f) or 221(d)(4) loan the way HUD Form 92264-A does, with the fhamultifamily.loan sizer: statutory limit (2026 per-unit limits x high-cost %), loan to value or cost, debt service coverage with 0.25% MIP, the 223(f) cash-out or acquisition test, large-loan ratios at $130M+. Returns each test, the one that controls, payment, MIP, fees, DSCR and LTV.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "loan.fhamultifamily/fhamultifamily-loan",
  "icons": [
    {
      "src": "https://fhamultifamily.loan/icon-512.png",
      "mimeType": "image/png"
    }
  ],
  "title": "Sizing Sheet: FHA multifamily program chooser and loan sizer",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://fhamultifamily.loan/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.2026.1101.1",
  "websiteUrl": "https://fhamultifamily.loan/developers/",
  "description": "FHA multifamily program chooser and loan sizer on HUD's 2026 limits, ratios, MIP and fees."
}