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Commercial.Mortgage: programs, rates and loan sizer

R0· no sign-in

Match deals to commercial mortgage programs; program rules, live rates, loan sizing, prepayment.

v1.2026.1101.0 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality100new
Trust82of 100
Uptime, 30 days95%
Latency p50377 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "commercial-mortgage": {
      "type": "http",
      "url": "https://commercial.mortgage/mcp"
    }
  }
}
claude mcp add --transport http commercial-mortgage https://commercial.mortgage/mcp
[mcp_servers.commercial-mortgage]
url = "https://commercial.mortgage/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "commercial-mortgage": {
      "type": "remote",
      "url": "https://commercial.mortgage/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "commercial-mortgage": {
      "type": "http",
      "url": "https://commercial.mortgage/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=commercial-mortgage&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vY29tbWVyY2lhbC5tb3J0Z2FnZS9tY3AifQ%3D%3D"
}
{
  "servers": {
    "commercial-mortgage": {
      "type": "http",
      "url": "https://commercial.mortgage/mcp"
    }
  }
}
{
  "mcpServers": {
    "commercial-mortgage": {
      "httpUrl": "https://commercial.mortgage/mcp"
    }
  }
}
extensions:
  "commercial-mortgage":
    enabled: true
    name: "commercial-mortgage"
    type: streamable_http
    uri: "https://commercial.mortgage/mcp"
    timeout: 300

Quality 100 / 100new

protocol100 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • pass
    protocol.list_ttltool list is cacheable (ttlMs 3600000)
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene100 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations9 of 9 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 3,763 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stabilityn/a · weight 15
  • n/a
    stability.changes, stability.rug_pulltool history recorded for 5 of the 7 days needed
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

9 tools, about 3,763 tokens to load them all · tool set 6dafe4b9bc92 · checked 2026-11-07 16:55 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 82 / 100

no-repository
provenance55
liveness98
freshness100
hygiene80

+dns-namespace +website +reachable +uptime-95% +updated-6d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://commercial.mortgage/mcp streamable-httpnoneyes95%377 ms2026-07-28, 2025-11-25, 2025-06-18, 2025-03-26, 2024-11-052026-11-07

Tools (9)

compare_programsread-onlyTwo or three commercial mortgage programs side by side: today's indicative rate, loan size range, maximum LTV and LTC, minimum DSCR and debt yield, term, amortization, rate type, recourse, prepayment and timeline, each figure dated and sourced, plus the site's head-to-head comparison page when one exists.
get_index_ratesread-onlyThe latest 5-, 7- and 10-year Treasury yields, overnight and 30-day average SOFR, and the bank prime rate that commercial mortgages price from, each with its observation date, the value a week earlier, the change in basis points and its publisher.
get_ratesread-onlyToday's indicative rate for every commercial mortgage program that has a published spread: the live index (Treasury, SOFR or prime, with its date) plus the program's spread range from a named, dated source, lowest first. Filter by property type, purpose or program family. Programs with no public spread are listed as such instead of guessed.
get_rates_by_lender_typeread-onlyIndicative commercial mortgage rate ranges for banks, life companies, CMBS, agency and debt funds: each lender type's index today (Treasury or 30-day SOFR, with its date) plus its spread range from a named, dated public source. Banks have no public spread source, so no range is given for them.
get_spreads_by_property_typeread-onlyPermanent-loan spreads over the 10-year Treasury by property type (multifamily, industrial, retail, office) on 60 to 65% LTV loans, from CRED iQ as of March 31, 2026, plus the indicative rate at today's 10-year yield. Hotel, self storage, medical office and mixed use have no public source and say so.
match_programsread-onlyRank the commercial mortgage programs (agency, FHA/HUD, bank, credit union, life company, CMBS, bridge, debt fund, DSCR, construction and more) that fit a deal, with the reasons and cautions for each, today's indicative rate (live index plus the program's published spread), and an estimate of the largest loan each program's published LTV/LTC, DSCR and debt-yield limits allow. Programs that do not fit are listed with the reason. Same rules as the site's /find-your-loan/ matcher.
prepayment_estimateread-onlyEstimate the prepayment premium on a commercial mortgage: Fannie Mae-style yield maintenance (Form 6104.01, annual discounting), Freddie Mac yield maintenance (monthly), CMBS yield maintenance, a defeasance cost estimate, a Fannie Mae declining (step-down) schedule, or an SBA 504 debenture premium. Treasury yields default to today's readings, interpolated to the time left. Same math as the site's prepayment calculator; schedules and minimums come from the verified loan-document facts.
program_rulesread-onlyEverything published about one commercial mortgage program: eligible property types and loan purposes, minimum and maximum loan, maximum LTV and LTC, minimum DSCR and debt yield, term, amortization, rate type, recourse, prepayment, timeline, today's indicative rate, who it fits and who should look elsewhere, and the programs to compare it with. Every figure carries its as-of date and primary source (Fannie Mae, Freddie Mac, HUD, SBA, eCFR, SEC filings and others). Limits that are not published say so.
size_loanread-onlyThe largest commercial mortgage a property supports under a lender type's loan-to-value, DSCR and debt-yield limits, which test binds, the monthly payment, and the resulting LTV, DSCR, debt yield and cap rate. Same math and defaults as the site's loan sizer; omit lender_type to size the deal under all five lender types.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "mortgage.commercial/commercial-mortgage",
  "icons": [
    {
      "src": "https://commercial.mortgage/icon-512.png",
      "mimeType": "image/png"
    }
  ],
  "title": "Commercial.Mortgage: programs, rates and loan sizer",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://commercial.mortgage/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.2026.1101.0",
  "websiteUrl": "https://commercial.mortgage/developers/",
  "description": "Match deals to commercial mortgage programs; program rules, live rates, loan sizing, prepayment."
}