get_loanread-only | Look up one loan by its 8-digit HUD project (FHA) number: every field HUD publishes for it, plus years left, the property page URL, HUD physical inspection scores (latest and up to two prior, with release dates and REAC/NSPIRE scoring) and active Section 8 / rental assistance contracts (assisted units, expiration, latest renewal option), each with HUD as-of date and source, and location (HUD hub and servicing site, census tract, 2026 and 2027 Qualified Census Tract and Difficult Development Area status). |
hap_expirationsread-only | List project-based Section 8 and related contracts on FHA-insured apartment loans reaching their overall expiration in the next 20 calendar quarters, soonest first, from HUD's contract database: property, contract number, assisted units, expiration, HUD rent-to-FMR ratio and latest renewal option. Filter by state and an expiration cutoff. |
hud_changesread-only | Dated HUD multifamily rule changes, newest first: Mortgagee Letters, Federal Register notices and related items, each with status, effective date, who it affects and a link to the primary document. Pass since (YYYY-MM-DD) for changes published on or after a date. |
hud_checklistread-only | The exhibits HUD lists for an application, in HUD's order, with tab, file name, requirement, citation and form links: 223(f) firm, 223(a)(7) firm, 221(d)(4) pre-application and firm, Transfer of Physical Assets, and Section 8 renewal. Omit program for the list of checklists. |
hud_statsread-only | Totals and medians for FHA-insured apartment loans in HUD's active file: loan count, units, balances, median note rate, the 12-month realized-rate benchmark, and breakdowns by program and state. Pass state or program to narrow it. |
program_factsread-only | Current rules for a HUD multifamily program (223f, 221d4, 223a7, 241a, 220, 231, 213): max LTV/LTC and DSCR tiers (ML 2025-03), term, MIP (0.25%/0.25%), prepayment, Davis-Bacon, fees, commercial limits, plus live counts from HUD's file. Each rule has a primary source URL. Omit program for the summary of all. |
rates_todayread-only | The latest 10-year Treasury par yield, the current FHA multifamily MIP, and note rates on the most recently endorsed FHA-insured apartment loans by program, with sample sizes and dates, plus the 15 newest loans. Realized rates only, excluding MIP: no quote and no spread added to the Treasury. |
search_loansread-only | Search every FHA-insured apartment loan in HUD's active multifamily file by state, city, program, note rate, years left, servicer or text. Returns HUD's figures (note rate, original amount, amortized balance, maturity, holder, servicer, Section of the Act) with a property page URL. Use it to find assumable low-rate loans, loans by a servicer, or a property's FHA number. |
size_223fread-only | Estimate maximum 223(f) proceeds as the lowest of: LTV (87% market, 90% affordable or 90%+ assisted), DSCR (1.15x market, 1.11x affordable) with debt service including the 0.25% annual MIP, the CY2026 statutory limit for the unit mix, and the cost-to-refinance or cash-out cap. Returns each test, the binding one, payment and MIP. If note_rate is omitted it uses the median note rate on 223(f) loans HUD endorsed in the last 12 months (realized history, not a quote). An estimate, not a commitment. |
statutory_limitread-only | Compute the CY2026 statutory mortgage limit for a unit mix: table amount per bedroom count (elevator or not) times the high cost percentage (270% standard for 2026, up to 315% project by project in High Cost Areas, 405% in Alaska, Hawaii, Guam and USVI). Also reports the ROAD to Housing Act base amounts, which are enacted but pending HUD implementation. |
wage_determinationread-only | List the U.S. Department of Labor's current Residential and Building general wage decisions for a county, with modification number, publish date and SAM.gov link. With state alone, lists the state's decisions and the counties each covers. Decisions are listed, never selected for a project: HUD labor standards staff make that selection. |