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Search / io.github.theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp

Student Loan RAP Calculator

R0· no sign-in

Student loan RAP payment calculator, 2026 federal loan limits, SAVE/PAYE/ICR end dates (OBBBA).

v1.0.1 · active · repository · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality91strong
Trust96of 100
Uptime, 30 days91%
Latency p50288 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "student-loan-repayment-assistance-plan-calculator-mcp": {
      "type": "http",
      "url": "https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp"
    }
  }
}
claude mcp add --transport http student-loan-repayment-assistance-plan-calculator-mcp https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp
[mcp_servers.student-loan-repayment-assistance-plan-calculator-mcp]
url = "https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "student-loan-repayment-assistance-plan-calculator-mcp": {
      "type": "remote",
      "url": "https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "student-loan-repayment-assistance-plan-calculator-mcp": {
      "type": "http",
      "url": "https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=student-loan-repayment-assistance-plan-calculator-mcp&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vc3R1ZGVudC1sb2FuLXJlcGF5bWVudC1hc3Npc3RhbmNlLXBsYW4tY2FsY3VsYXRvci1tY3AubGlwbWljaGFsLndvcmtlcnMuZGV2L21jcCJ9"
}
{
  "servers": {
    "student-loan-repayment-assistance-plan-calculator-mcp": {
      "type": "http",
      "url": "https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp"
    }
  }
}
{
  "mcpServers": {
    "student-loan-repayment-assistance-plan-calculator-mcp": {
      "httpUrl": "https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp"
    }
  }
}
extensions:
  "student-loan-repayment-assistance-plan-calculator-mcp":
    enabled: true
    name: "student-loan-repayment-assistance-plan-calculator-mcp"
    type: streamable_http
    uri: "https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp"
    timeout: 300

Quality 91 / 100strong

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene100 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations4 of 4 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 1,326 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
  • pass
    tools.hidden_textno hidden text in tool names, descriptions, schemas or annotations
stability100 · weight 15
  • pass
    stability.changes1 tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
  • pass
    stability.new_linksno tool change named a new site
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

4 tools, about 1,326 tokens to load them all · tool set 53ec2a368c0f · tools last changed 2026-11-03 · checked 2026-11-14 07:36 UTC

Tool changes

  • compare_rap_vs_standardchangeddescription
    before

    Compares the new Repayment Assistance Plan with the Tiered Standard plan (P.L. 119-21: 10 years under $25,000, 15 under $50,000, 20 under $100,000, 25 at $100,000 or more) and, for borrowers with no loan made on or after July 1, 2026, the 10-year Standard plan. Returns monthly payment, months, total paid, interest waived, principal match and the amount cancelled after 360 RAP payments, assuming constant income and on-time payments. Says which plans count for PSLF (RAP yes, Tiered Standard no).

    after · 87% of words in common

    Compares the new Repayment Assistance Plan with the Tiered Standard plan (P.L. 119-21: 10 years under $25,000, 15 under $50,000, 20 under $100,000, 25 at $100,000 or more) and, for borrowers with no loan made on or after July 1, 2026, the 10-year Standard plan. Returns monthly payment, months, total paid, interest waived, principal match and the amount cancelled after 360 RAP payments, assuming constant income and on-time payments. Names the plan with the lowest monthly payment and the lowest total paid across all plans shown, and says which count for PSLF (RAP and 10-year Standard yes, Tiered Standard no; HEA 455(m)(1)(A)).

Full history: list_changes · trend: quality JSON.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 96 / 100

provenance90
liveness96
freshness100
hygiene100

+repository +namespace-matches-repo +website +reachable +uptime-91% +updated-11d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp streamable-httpnoneyes91%288 ms2025-11-252026-11-14

Tools (4)

calculate_rap_paymentread-onlyCalculates the federal student loan Repayment Assistance Plan (RAP) payment created by the One Big Beautiful Bill Act (P.L. 119-21, HEA sec. 455(q)), open since July 1, 2026. Base payment is 1% to 10% of the WHOLE AGI by $10,000 band ($120 a year flat at $10,000 or less, 10% above $100,000), divided by 12, minus $50 per dependent, never below $10. With balance and rate it also shows the first month: interest paid first, unpaid interest waived (interest subsidy), the up-to-$50 principal match, and a constant-income projection to payoff or cancellation after 360 qualifying payments. Copied from the statute text, not model memory.
compare_rap_vs_standardread-onlyCompares the new Repayment Assistance Plan with the Tiered Standard plan (P.L. 119-21: 10 years under $25,000, 15 under $50,000, 20 under $100,000, 25 at $100,000 or more) and, for borrowers with no loan made on or after July 1, 2026, the 10-year Standard plan. Returns monthly payment, months, total paid, interest waived, principal match and the amount cancelled after 360 RAP payments, assuming constant income and on-time payments. Names the plan with the lowest monthly payment and the lowest total paid across all plans shown, and says which count for PSLF (RAP and 10-year Standard yes, Tiered Standard no; HEA 455(m)(1)(A)).
get_federal_loan_limitsread-onlyReturns federal Direct Loan borrowing limits in force on a date. From July 1, 2026 (P.L. 119-21 sec. 81001): Grad PLUS ends for new borrowers; graduate unsubsidized $20,500 a year / $100,000 aggregate; professional $50,000 a year / $200,000 aggregate; Parent PLUS $20,000 a year and $65,000 total per dependent student across all parents; $257,500 lifetime cap; less-than-full-time proration; the interim exception for students enrolled with a loan on June 30, 2026. Undergraduate limits ($5,500-$7,500 dependent, $9,500-$12,500 independent) from the FSA Handbook.
get_plan_transition_datesread-onlyLists the dated steps of the federal student loan repayment overhaul: SAVE ended by court order (March 2026) with 90-day servicer notices from July 1, 2026 plus a final 30-day notice; RAP and the Tiered Standard plan from July 1, 2026; deferment and forbearance limits on loans from July 1, 2027; PAYE and ICR end and remaining borrowers move to RAP or IBR on July 1, 2028; the Parent PLUS consolidation deadline of June 30, 2028. Marks each as past or upcoming against a date and gives the current status of every plan.

Schemas: list_tools.

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Official server.json
{
  "name": "io.github.theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp",
  "title": "Student Loan RAP Calculator",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-09-29/server.schema.json",
  "remotes": [
    {
      "url": "https://student-loan-repayment-assistance-plan-calculator-mcp.lipmichal.workers.dev/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.1",
  "repository": {
    "url": "https://github.com/theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp",
    "source": "github"
  },
  "websiteUrl": "https://github.com/theluckystrike/student-loan-repayment-assistance-plan-calculator-mcp",
  "description": "Student loan RAP payment calculator, 2026 federal loan limits, SAVE/PAYE/ICR end dates (OBBBA)."
}