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8 clients · secrets stay placeholders

JSON (mcpServers)Claude CodeCodexOpenCodeCursorVS CodeGemini CLIGoose

{
  "mcpServers": {
    "jenny-mortgage-tools": {
      "type": "http",
      "url": "https://mcp.jenny.mortgage/mcp"
    }
  }
}

claude mcp add --transport http jenny-mortgage-tools https://mcp.jenny.mortgage/mcp

[mcp_servers.jenny-mortgage-tools]
url = "https://mcp.jenny.mortgage/mcp"

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "jenny-mortgage-tools": {
      "type": "remote",
      "url": "https://mcp.jenny.mortgage/mcp",
      "enabled": true
    }
  }
}

{
  "mcpServers": {
    "jenny-mortgage-tools": {
      "type": "http",
      "url": "https://mcp.jenny.mortgage/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=jenny-mortgage-tools&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLmplbm55Lm1vcnRnYWdlL21jcCJ9"
}

{
  "servers": {
    "jenny-mortgage-tools": {
      "type": "http",
      "url": "https://mcp.jenny.mortgage/mcp"
    }
  }
}

{
  "mcpServers": {
    "jenny-mortgage-tools": {
      "httpUrl": "https://mcp.jenny.mortgage/mcp"
    }
  }
}

extensions:
  "jenny-mortgage-tools":
    enabled: true
    name: "jenny-mortgage-tools"
    type: streamable_http
    uri: "https://mcp.jenny.mortgage/mcp"
    timeout: 300

Quality 73 / 100needs work

protocol75 · weight 25

warn
protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
n/a
protocol.statelessonly applies to 2026-07-28 servers
pass
protocol.transportstreamable HTTP
n/a
protocol.list_ttlonly applies to 2026-07-28 servers

authorizationn/a · weight 15

n/a
auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
n/a
auth.secret_in_urlno templated URL

tool hygiene71 · weight 30

pass
tools.descriptionsevery tool has a description
pass
tools.description_lengthdescriptions are concise
pass
tools.schemasevery tool has an object input schema
pass
tools.annotations6 of 6 tools declare readOnlyHint or destructiveHint
fail
tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: diagnose_mortgage_comparison (idempotentHint); compare_renewal_offers (idempotentHint); plan_mortgage_prepayments (idempotentHint); …
fail
tools.token_costabout 32,623 tokens to load every tool, a large share of an agent's context
pass
tools.api_dumptools are not a one-to-one API dump

stability75 · weight 15

warn
stability.changes6 tool changes in 30 days
pass
stability.rug_pullno tool changed its meaning under the same name

dependenciesn/a · weight 15

n/a
deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

6 tools, about 32,623 tokens to load them all · tool set 3d55deebc32d · tools last changed 2026-10-14 · checked 2026-10-21 01:38 UTC

Tool changes

2026-10-14get_mortgage_guidechangedannotations
2026-10-14compare_debt_consolidationchangedannotations
2026-10-14compare_break_or_staychangedannotations
2026-10-14plan_mortgage_prepaymentschangedannotations
2026-10-14compare_renewal_offerschangedannotations
2026-10-14diagnose_mortgage_comparisonchangedannotations

Full history: list_changes · trend: quality JSON.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 82 / 100

no-repository

provenance55

liveness99

freshness100

hygiene80

+dns-namespace +website +reachable +uptime-96% +updated-7d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remote	auth	reachable	uptime 30d	p50	protocol	last ok
`https://mcp.jenny.mortgage/mcp` streamable-http	none	yes	96%	320 ms	2025-11-25	2026-10-21

Tools (6)

`compare_break_or_stay`read-only	Use this when a user is partway through a Canadian mortgage term and asks whether to break the mortgage early (to refinance the same debt, switch lender or take a lower rate) or stay until the term ends. Compares keeping it with a user-supplied replacement offer, counting the lender-quoted penalty, such as an interest rate differential (IRD) or three months' interest. Shows cashflow payback separately from borrowing-cost crossover. Do not use to calculate or estimate a penalty: the lender must quote it, and an unknown penalty prevents an unconditional ranking. No cash-out or rate search.
`compare_debt_consolidation`read-only	Use this when a user asks about rolling other debts into a Canadian mortgage (debt consolidation), for example credit-card, car-loan or existing line-of-credit or HELOC balances, each entered with a fixed monthly payment or as interest-only. Compares three scenarios over a common horizon: keep the mortgage and debts, consolidate at the new minimum payment, and consolidate while keeping the same monthly repayment budget. Shows interest, debt left, fees and limits. Monthly mortgage payments only; 1 to 10 debts. Do not use for a new HELOC, additional cash-out or qualification: none is modeled.
`compare_renewal_offers`read-only	Use this when a user has two or three Canadian mortgage offers for the same balance, such as a renewal letter from the current lender and a quote to switch lender at renewal, and wants them compared. Compares the user-supplied rates, terms, amortizations, cashback and switching costs over a common horizon. Returns payments, interest, debt left, modeled borrowing cost and missing facts. Do not use for leaving a mortgage before the term ends (use compare_break_or_stay). Does not search or predict rates, confirm qualification or recommend a lender. An unknown cost is never treated as zero.
`diagnose_mortgage_comparison`read-only	Use this first when a user wants a Canadian mortgage renewal, extra-payment, break-or-stay or debt-consolidation comparison but has not yet given the key figures. From the facts already supplied, returns the missing ones in priority order and up to three questions to ask (balance, rate, remaining amortization, term, switching costs, lender-quoted penalty). Flags a request to borrow additional cash (cash-out refinance) as unsupported. Do not use when the figures are already supplied: call the matching calculator. Does not calculate, rank, check qualification or search rates.
`get_mortgage_guide`read-only	Use this when a user asks how to prepare for or understand a supported Canadian mortgage topic and is not asking for a calculation: renewal, switching costs, unequal terms, payment versus cost, renewal checklist, prepayments, break or stay, debt consolidation, or the calculation method. Returns one short, dated preparation guide written for Ontario and reviewed by an Ontario mortgage agent, with its public source, review status and follow-up questions. Do not use for general financial, legal or tax advice, current rates, arbitrary URLs or live web search.
`plan_mortgage_prepayments`read-only	Use this when a user asks what paying extra on one Canadian mortgage would do: a higher regular payment, recurring extra payments, or up to 50 lump sums. Compares the supplied mortgage with and without the extras: interest, debt left and modeled payoff period. Checks the extras against prepayment-privilege limits only when the user supplies them; otherwise reports the limits as not checked. Do not use to find a prepayment penalty or the cost of breaking a mortgage: no tool calculates a penalty, the lender quotes it. Results beyond the term need explicit monthly continuation assumptions.

Schemas: list_tools.

Similar MCP servers

Official server.json

{
  "name": "mortgage.jenny/jenny-mortgage-tools",
  "title": "Mortgage Tools by Jenny",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://mcp.jenny.mortgage/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "websiteUrl": "https://jenny.mortgage/mortgage-tools/",
  "description": "Canadian mortgage calculators: renewal offers, extra payments, break-or-stay, debt consolidation."
}