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Search / loans.rad/rad-loans

Conversion Ledger (RAD)

R0· no sign-in

HUD RAD conversions, housing authority records, 2026 RAD rents, program facts and debt sizing.

v1.2026.1101.0 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality91strong
Trust82of 100
Uptime, 30 days96%
Latency p50360 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "rad-loans": {
      "type": "http",
      "url": "https://rad.loans/mcp"
    }
  }
}
claude mcp add --transport http rad-loans https://rad.loans/mcp
[mcp_servers.rad-loans]
url = "https://rad.loans/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "rad-loans": {
      "type": "remote",
      "url": "https://rad.loans/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "rad-loans": {
      "type": "http",
      "url": "https://rad.loans/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=rad-loans&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vcmFkLmxvYW5zL21jcCJ9"
}
{
  "servers": {
    "rad-loans": {
      "type": "http",
      "url": "https://rad.loans/mcp"
    }
  }
}
{
  "mcpServers": {
    "rad-loans": {
      "httpUrl": "https://rad.loans/mcp"
    }
  }
}
extensions:
  "rad-loans":
    enabled: true
    name: "rad-loans"
    type: streamable_http
    uri: "https://rad.loans/mcp"
    timeout: 300

Quality 91 / 100strong

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene100 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations6 of 6 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 1,411 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
  • pass
    tools.hidden_textno hidden text in tool names, descriptions, schemas or annotations
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
  • pass
    stability.new_linksno tool change named a new site
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

6 tools, about 1,411 tokens to load them all · tool set 1f7eb4f85e27 · checked 2026-11-14 07:36 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 82 / 100

no-repository
provenance55
liveness98
freshness100
hygiene80

+dns-namespace +website +reachable +uptime-96% +updated-12d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://rad.loans/mcp streamable-httpnoneyes96%360 ms2025-06-182026-11-14

Tools (6)

get_financing_quote_linkread-onlyThe page where a housing authority, developer or owner can request a financing quote for a RAD conversion, Section 18 blend, PRAC or Component 2 conversion, or a refinance of a converted property, from Janover Capital LLC. Optional prefill. Returns a link only; it submits nothing.
get_housing_authorityread-onlyA public housing authority's RAD record: closed conversions (units, PBV/PBRA, tax credits, FHA), deals between CHAP and closing, remaining public housing units and their weighted 2026 RAD rent, and its conversions list. Give the HUD PHA code (IL002), the rad.loans page URL, or name + state.
get_rad_program_factsread-onlyThe current state of RAD law and terms, each with its primary source: permanence and the 555,000-unit cap (Public Law 119-101 section 212, July 2026), the governing notices, PBV and PBRA contract terms, FHA premium and underwriting, the 2026 LIHTC bond test, agency terms.
get_rad_rentsread-onlyHUD's 2026 RAD contract rent for unconverted public housing projects, with the PBV (110% FMR) and PBRA (120% FMR) caps, HUD's 90/10, 60/40 and 30/70 blend rent estimates, the utility allowance and 2024 operating fund and tenant rent per unit month. Give a PIC project number, or project/pha name with state.
search_conversionsread-onlyRAD public housing conversions from HUD's RAD Resource Desk export, newest first: project, housing authority, state, PBV or PBRA, units, status, CHAP and closing dates, tax credits (4%/9%), FHA insurance and Section 18 blend flags, with each housing authority's rad.loans page.
size_rad_debtread-onlyFirst-mortgage sizing for a RAD property under FHA 223(f), FHA 221(d)(4), Freddie Mac (HUD Section 8), Fannie Mae Affordable Housing Preservation: the loan each execution supports by coverage and by loan ratio, which test binds, and annual debt service including FHA's 0.25% premium. Defaults come from HUD Mortgagee Letter 2025-03, the MAP Guide, 90 FR 45789 and the Fannie Mae and Freddie Mac term sheets, with HUD's median FHA note rates. Same math as rad.loans/tools/rad-debt-sizer/. A sketch, not a loan offer.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "loans.rad/rad-loans",
  "icons": [
    {
      "src": "https://rad.loans/icon-512.png",
      "mimeType": "image/png"
    }
  ],
  "title": "Conversion Ledger (RAD)",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://rad.loans/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.2026.1101.0",
  "websiteUrl": "https://rad.loans/developers/",
  "description": "HUD RAD conversions, housing authority records, 2026 RAD rents, program facts and debt sizing."
}