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LIHTC Atlas: income limits, QCT/DDA and LIHTC properties

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LIHTC data: HUD income and rent limits, 2027 QCT/DDA checks, LIHTC properties, credit math.

v1.2026.1101.0 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality91strong
Trust82of 100
Uptime, 30 days93%
Latency p50395 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "lihtc-loans": {
      "type": "http",
      "url": "https://lihtc.loans/mcp"
    }
  }
}
claude mcp add --transport http lihtc-loans https://lihtc.loans/mcp
[mcp_servers.lihtc-loans]
url = "https://lihtc.loans/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "lihtc-loans": {
      "type": "remote",
      "url": "https://lihtc.loans/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "lihtc-loans": {
      "type": "http",
      "url": "https://lihtc.loans/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=lihtc-loans&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbGlodGMubG9hbnMvbWNwIn0%3D"
}
{
  "servers": {
    "lihtc-loans": {
      "type": "http",
      "url": "https://lihtc.loans/mcp"
    }
  }
}
{
  "mcpServers": {
    "lihtc-loans": {
      "httpUrl": "https://lihtc.loans/mcp"
    }
  }
}
extensions:
  "lihtc-loans":
    enabled: true
    name: "lihtc-loans"
    type: streamable_http
    uri: "https://lihtc.loans/mcp"
    timeout: 300

Quality 91 / 100strong

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene100 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations10 of 10 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 1,873 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
  • pass
    tools.hidden_textno hidden text in tool names, descriptions, schemas or annotations
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
  • pass
    stability.new_linksno tool change named a new site
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

10 tools, about 1,873 tokens to load them all · tool set 0399734b502e · checked 2026-11-14 07:03 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 82 / 100

no-repository
provenance55
liveness97
freshness100
hygiene80

+dns-namespace +website +reachable +uptime-93% +updated-12d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://lihtc.loans/mcp streamable-httpnoneyes93%395 ms2025-06-182026-11-14

Tools (10)

calculate_creditsread-onlyAnnual and 10-year housing credits and equity from eligible basis, applicable fraction, credit type (4 or 9), the optional 130% basis boost and a credit price (default: the latest public median). Uses the statutory floor unless applicable_percentage is given. Same math as the lihtc.loans credit estimator.
calculate_max_rentread-onlyMaximum LIHTC gross rent and tenant-paid rent for one unit: county, bedroom count and AMI level, less an optional utility allowance, from HUD FY2026 MTSP limits by the IRS Publication 5913 method, with the formula.
check_qct_ddaread-onlyIs a site in a Qualified Census Tract or Difficult Development Area on HUD's 2027 lists (and any newer year HUD has posted)? Give a US street address (geocoded by the Census Bureau), or lat + lon, or an 11-digit 2020 census tract. Returns the tract, county, ZCTA and metro area and one result per list year.
get_applicable_percentagesread-onlyThe monthly 70% (9%) and 30% (4%) present value credit rates from the IRS revenue ruling, the statutory 9% and 4% floors and the rate a deal uses. Defaults to the latest month, with the last 12.
get_equity_pricingread-onlyMedian net equity price per $1 of federal housing credit from CohnReznick's Housing Tax Credit Monitor, the series since late 2024, and current national fund pricing ranges.
get_financing_quote_linkread-onlyThe page where a developer or owner can request a financing quote for a 4% or 9% deal (construction, tax-exempt bond, bridge, permanent, Year 15) from Janover Capital LLC, and what the desk handles. Returns a link only; it submits nothing.
get_income_limitsread-onlyHUD FY2026 MTSP income limits for a county (town in New England): every level from 20% to 80% of area median for 1 to 8 persons, HERA Special limits where HUD lists them, the area median family income, and the maximum gross rent by bedroom count at each level (IRS Pub. 5913 method). Give state + county, or fips.
get_propertyread-onlyEverything HUD's LIHTC database lists for one property (units, income-restricted units, bedrooms, placed-in-service and allocation years, credit type, bonds, income test, targeting), its compliance and extended-use years, 2027 QCT/DDA status, its county's 2026 50% and 60% limits and rents, and nearby properties. Give the page url or the HUD project id.
get_state_lihtcread-onlyOne state's allocating agency and LIHTC page, current Qualified Allocation Plan, state credit, 2026 9% credit ceiling and private activity bond cap (with the per-capita or minimum basis and population), and its count of 2027 QCTs and nonmetro DDA counties.
search_propertiesread-onlyHUD-listed LIHTC properties still monitored for compliance, in one state, optionally one city and a name or street fragment, largest first. Each result has its lihtc.loans page URL and HUD project id for get_property. Covers cities with 5 or more monitored properties.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "loans.lihtc/lihtc-loans",
  "icons": [
    {
      "src": "https://lihtc.loans/icon-512.png",
      "mimeType": "image/png"
    }
  ],
  "title": "LIHTC Atlas: income limits, QCT/DDA and LIHTC properties",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://lihtc.loans/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.2026.1101.0",
  "websiteUrl": "https://lihtc.loans/developers/",
  "description": "LIHTC data: HUD income and rent limits, 2027 QCT/DDA checks, LIHTC properties, credit math."
}