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Fi-Plan

R0· no sign-in

Financial simulator for Indian salaries: loans, taxes, SIPs and 50-year FIRE plans.

v1.0.0 · active · repository · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality91strong
Trust91of 100
Uptime, 30 days100%
Latency p501047 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "fi-plan": {
      "type": "http",
      "url": "https://www.fi-plan.in/mcp"
    }
  }
}
claude mcp add --transport http fi-plan https://www.fi-plan.in/mcp
[mcp_servers.fi-plan]
url = "https://www.fi-plan.in/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "fi-plan": {
      "type": "remote",
      "url": "https://www.fi-plan.in/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "fi-plan": {
      "type": "http",
      "url": "https://www.fi-plan.in/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=fi-plan&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vd3d3LmZpLXBsYW4uaW4vbWNwIn0%3D"
}
{
  "servers": {
    "fi-plan": {
      "type": "http",
      "url": "https://www.fi-plan.in/mcp"
    }
  }
}
{
  "mcpServers": {
    "fi-plan": {
      "httpUrl": "https://www.fi-plan.in/mcp"
    }
  }
}
extensions:
  "fi-plan":
    enabled: true
    name: "fi-plan"
    type: streamable_http
    uri: "https://www.fi-plan.in/mcp"
    timeout: 300

Quality 91 / 100strong

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene100 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations4 of 4 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 2,293 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

4 tools, about 2,293 tokens to load them all · tool set 9a3492de03b4 · checked 2026-10-20 08:58 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 91 / 100

provenance80
liveness100
freshness85
hygiene100

+repository +namespace-matches-repo +reachable +uptime-100% ~updated-38d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://www.fi-plan.in/mcp streamable-httpnoneyes100%1047 ms2025-11-252026-10-20

Tools (4)

asset_projectionread-onlyPure calculator for one asset (no plan needed): monthly value, invested, growth, income and TDS over duration months. Pass asset parameters (principal, growth_rate, yield_rate, income_frequency, income_mode, maturity_month, sale_month, sip) — class presets are NOT applied automatically, so pass explicit rates. TDS on FD interest follows the stored rules for the assessment_year. Returns rows plus closing value and totals.
loan_amortizationread-onlyPure calculation of EMI and a month-by-month amortization schedule for a loan of amount at annual interest_rate over tenure months. Returns opening/closing balance, interest, principal and running totals per month. Pass optional prepayments to model extra principal payments beyond the EMI (each {start_month, amount, frequency: 'm'|'q'|'y'|null, step_pct?} — null frequency = one-time lump, step_pct = % the amount grows by each recurrence): the EMI stays constant, the loan shortens, and the result becomes { schedule, payoff_month, total_interest_paid, total_prepaid, interest_saved } instead of a plain array. NOTE: here start_month is loan-relative (1 = the loan's first EMI month); on a persisted loan the same fields are plan-absolute months.
loan_refinanceread-onlyPure what-if: closes the loan at refinance_month (outstanding balance settled) and restarts it at new_rate over new_tenure months. Returns outstanding balance, old vs new EMI, remaining interest vs new total interest, interest_saved, net_savings (after optional foreclosure_charge) and breakeven_months (null when the new EMI is not lower). Read-only — to persist, update the old loan's end_month and add the new loan.
simulate_planread-onlyApplies an ordered list of scenario patches to a DEEP COPY of the plan (never persisted) and returns the resulting snapshot plus applied_patches. Pass plan_id to load the plan server-side (preferred — never paste plan_json); plan_json is accepted for portability. Pass summary=true for the compact view; add milestones=true for long durations to get yearly points + totals instead of every month. Patches support add_income, add_expense, add_cashflow_change, add_loan, update_loan (loan_id plus any of title, principal_amount, interest_rate, start_month, end_month, deposit_to_bank, type, ref_id, prepayments), add_fdp (fdp: { start_month, end_month, s, e, i } with s + e + i = 100 — or the legacy { amount, interest_rate, tenure } fixed-deposit shape) and set_account_balance — nested ({"op":"add_cashflow_change","change":{...}}) and flat ({cashflow_id,value,start_month,...}) forms are both accepted; the op is inferred from the fields.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "io.github.ompurwar/fi-plan",
  "title": "Fi-Plan",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://www.fi-plan.in/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "repository": {
    "url": "https://github.com/ompurwar/fi-plan-mcp",
    "source": "github"
  },
  "description": "Financial simulator for Indian salaries: loans, taxes, SIPs and 50-year FIRE plans."
}