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The Zebra

R0· no sign-in

Compare car insurance quotes from top carriers and buy online with The Zebra, the comparison site.

v0.2.1 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality87new
Trust83of 100
Uptime, 30 days100%
Latency p50234 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "insurance": {
      "type": "http",
      "url": "https://api.thezebra.com/mcp"
    }
  }
}
claude mcp add --transport http insurance https://api.thezebra.com/mcp
[mcp_servers.insurance]
url = "https://api.thezebra.com/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "insurance": {
      "type": "remote",
      "url": "https://api.thezebra.com/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "insurance": {
      "type": "http",
      "url": "https://api.thezebra.com/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=insurance&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vYXBpLnRoZXplYnJhLmNvbS9tY3AifQ%3D%3D"
}
{
  "servers": {
    "insurance": {
      "type": "http",
      "url": "https://api.thezebra.com/mcp"
    }
  }
}
{
  "mcpServers": {
    "insurance": {
      "httpUrl": "https://api.thezebra.com/mcp"
    }
  }
}
extensions:
  "insurance":
    enabled: true
    name: "insurance"
    type: streamable_http
    uri: "https://api.thezebra.com/mcp"
    timeout: 300

Quality 87 / 100new

protocol88 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • warn
    protocol.list_ttltools/list declares ttlMs 0, so clients re-fetch it on every use
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene86 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations3 of 3 tools declare readOnlyHint or destructiveHint
  • warn
    tools.directory_hints2 of 3 tools declare all four hints; missing: zebra_get_rate_action (destructiveHint, idempotentHint)
  • warn
    tools.token_costabout 13,753 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stabilityn/a · weight 15
  • n/a
    stability.changes, stability.rug_pulltool history recorded for 3 of the 7 days needed
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

3 tools, about 13,753 tokens to load them all · tool set a53761d030e4 · tools last changed 2026-11-05 · checked 2026-11-07 18:35 UTC

Tool changes

  • zebra_get_rc1_rateschangeddescription
    before

    Get estimated auto insurance rates (RC1 quotes) for the user, from the carriers they can buy from online on The Zebra. Call zebra_start_session first and pass its quote_handle. Usually takes about 30 seconds: wait for the result rather than calling again or starting a new session. On UPSTREAM_UNAVAILABLE, retry once with the same quote_handle. Pass the quote_id of the quote the user picks to zebra_get_rate_action to learn how to continue. Calling this again for the same session replaces the earlier quotes, so their quote_ids stop working. Failures return a JSON error with a code, whether retrying may help, and any problems with specific user_responses fields.

    after · 79% of words in common

    Get estimated auto insurance rates (RC1 quotes) for the user, from the carriers they can buy from online on The Zebra. Call zebra_start_session first and pass its quote_handle. Usually takes about 30 seconds: wait for the result rather than calling again or starting a new session. On UPSTREAM_UNAVAILABLE, retry once with the same quote_handle. Pass the quote_id of the quote the user picks to zebra_get_rate_action to learn how to continue. Calling this again for the same session re-rates the quote with the new details and replaces the earlier quotes, so their quote_ids stop working. Nothing is bought and no policy changes: to compare against the earlier details, call again with them. Quotes are live, so prices may differ from before; don't tell the user the earlier prices still hold. Failures return a JSON error with a code, whether retrying may help, and any problems with specific user_responses fields.

  • zebra_get_rc1_rateschangedinput schema

Full history: list_changes · trend: quality JSON.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 83 / 100

no-repository
provenance55
liveness100
freshness100
hygiene80

+dns-namespace +website +reachable +uptime-100% +updated-4d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://api.thezebra.com/mcp streamable-httpnoneyes100%234 ms2026-07-282026-11-07

Tools (3)

zebra_get_rate_actionread-onlyGet the next step for the quote the user chose. Pass the quote_handle from zebra_start_session and the chosen quote's quote_id from zebra_get_rc1_rates. Give the user the returned url to continue buying the policy on The Zebra.
zebra_get_rc1_ratesGet estimated auto insurance rates (RC1 quotes) for the user, from the carriers they can buy from online on The Zebra. Call zebra_start_session first and pass its quote_handle. Usually takes about 30 seconds: wait for the result rather than calling again or starting a new session. On UPSTREAM_UNAVAILABLE, retry once with the same quote_handle. Pass the quote_id of the quote the user picks to zebra_get_rate_action to learn how to continue. Calling this again for the same session re-rates the quote with the new details and replaces the earlier quotes, so their quote_ids stop working. Nothing is bought and no policy changes: to compare against the earlier details, call again with them. Quotes are live, so prices may differ from before; don't tell the user the earlier prices still hold. Failures return a JSON error with a code, whether retrying may help, and any problems with specific user_responses fields.
zebra_start_sessionStart a new car insurance quote. Call this once, before any other quote tool, and pass the returned quote_handle to every later tool call for this quote.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "com.thezebra/insurance",
  "title": "The Zebra",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://api.thezebra.com/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "0.2.1",
  "websiteUrl": "https://api.thezebra.com/docs?api=mcp",
  "description": "Compare car insurance quotes from top carriers and buy online with The Zebra, the comparison site."
}