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Insurance Research Expert by Spot

R0· no sign-in

Commercial insurance research: provider comparisons, pricing, and fit guidance.

v1.0.0 · active · repository · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality73needs work
Trust90of 100
Uptime, 30 days100%
Latency p501864 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "insurance-research": {
      "type": "http",
      "url": "https://spot.insure/mcp"
    }
  }
}
claude mcp add --transport http insurance-research https://spot.insure/mcp
[mcp_servers.insurance-research]
url = "https://spot.insure/mcp"

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "insurance-research": {
      "type": "remote",
      "url": "https://spot.insure/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "insurance-research": {
      "type": "http",
      "url": "https://spot.insure/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=insurance-research&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vc3BvdC5pbnN1cmUvbWNwIn0%3D"
}
{
  "servers": {
    "insurance-research": {
      "type": "http",
      "url": "https://spot.insure/mcp"
    }
  }
}
{
  "mcpServers": {
    "insurance-research": {
      "httpUrl": "https://spot.insure/mcp"
    }
  }
}
extensions:
  "insurance-research":
    enabled: true
    name: "insurance-research"
    type: streamable_http
    uri: "https://spot.insure/mcp"
    timeout: 300

Quality 73 / 100needs work

protocol88 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • warn
    protocol.list_ttltools/list declares ttlMs 0, so clients re-fetch it on every use
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene86 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations9 of 9 tools declare readOnlyHint or destructiveHint
  • fail
    tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: search_knowledge (idempotentHint); search_provider_reliability (idempotentHint); get_page (idempotentHint); …
  • pass
    tools.token_costabout 1,677 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability25 · weight 15
  • warn
    stability.changes26 tool changes in 30 days
  • fail
    stability.rug_pull1 tools kept their name but changed most of their description in 30 days; review before trusting them
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

9 tools, about 1,677 tokens to load them all · tool set b5958afb41b5 · tools last changed 2026-10-12 · checked 2026-10-19 13:05 UTC

Tool changes

  • get_pagechangeddescription
    before

    Retrieve a complete published Spot or The General Average research page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.

    after · 95% of words in common

    Retrieve a complete published Spot page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.

  • search_knowledgechangeddescription
    before

    Search published Spot pages and the insurance research The General Average publishes at thegeneralaverage.com: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.

    after · 86% of words in common

    Search published Spot pages and Spot's insurance research: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.

  • search_provider_reliabilitychangedtitle, description
    before

    Search published Spot Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).

    after · 94% of words in common

    Search published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).

  • get_rankingschangeddescription
    before

    Retrieve the current published Spot Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.

    after · 98% of words in common

    Retrieve the current published Reliability Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.

  • get_provider_scorechangedtitle, description
    before

    Retrieve a published reliability assessment and Spot Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.

    after · 97% of words in common

    Retrieve a published reliability assessment and Reliability Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.

  • compare_providerschangeddescription, output schema
    before

    Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") returns the coverage-line comparison for that pair when one is published; the response lists every available line comparison for the pair. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.

    after · 72% of words in common

    Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") also lists each provider's published offering page for that line; per-coverage line comparisons are retired and their URLs redirect to the pair comparison. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.

  • get_pagechangeddescription
    before

    Retrieve a complete published page by canonical path, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.

    after · 89% of words in common

    Retrieve a complete published Spot or The General Average research page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.

  • search_knowledgechangeddescription
    before

    Search published Spot pages, industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Spot Scores, rankings, and rating methodology with deterministic lexical retrieval.

    after · 71% of words in common

    Search published Spot pages and the insurance research The General Average publishes at thegeneralaverage.com: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.

  • get_pagechangeddescription
    before

    Retrieve a complete published page by canonical path, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.

    after · 92% of words in common

    Retrieve a complete published page by canonical path, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.

  • search_knowledgechangeddescription
    before

    Search published Spot pages, industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, provider reviews, Spot Scores, rankings, and rating methodology with deterministic lexical retrieval.

    after · 77% of words in common

    Search published Spot pages, industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Spot Scores, rankings, and rating methodology with deterministic lexical retrieval.

Showing the latest 10. Full history: list_changes · trend: quality JSON.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 90 / 100

provenance75
liveness100
freshness85
hygiene100

+repository +dns-namespace +reachable +uptime-100% ~updated-33d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://spot.insure/mcp streamable-httpnoneyes100%1864 ms2026-07-282026-10-19

Tools (9)

ask_spotread-onlyGenerate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source.
compare_providersread-onlyRetrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") also lists each provider's published offering page for that line; per-coverage line comparisons are retired and their URLs redirect to the pair comparison. Optional need runs a bounded editorial judgment over that page only; it does not invent a ranking or a purchase recommendation.
get_pageread-onlyRetrieve a complete published Spot page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are complete even when the website collapses them. Drafts, customer-specific guides, submissions, and unknown paths are unavailable.
get_provider_reviewsread-onlyResolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citations. Unpublished or unavailable review records return found:false.
get_provider_scoreread-onlyRetrieve a published reliability assessment and Reliability Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only.
get_rankingsread-onlyRetrieve the current published Reliability Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables only.
search_knowledgeread-onlySearch published Spot pages and Spot's insurance research: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs.
search_provider_reliabilityread-onlySearch published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).
search_provider_reviewsread-onlySearch published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score. Scores equally weight eligible source ratings on a 10-point scale and use an approximate academic conversion for BBB grades. Use get_provider_reviews for source-level evidence.

Schemas: list_tools.

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Official server.json
{
  "name": "insure.spot/insurance-research",
  "title": "Insurance Research Expert by Spot",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://spot.insure/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "repository": {
    "url": "https://github.com/claritylabs-inc/insurance-research-expert-by-spot",
    "source": "github"
  },
  "description": "Commercial insurance research: provider comparisons, pricing, and fit guidance."
}