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8 clients · secrets stay placeholders

JSON (mcpServers)Claude CodeCodexOpenCodeCursorVS CodeGemini CLIGoose

{
  "mcpServers": {
    "estate-planning": {
      "type": "http",
      "url": "https://simplyestate.co.uk/api/ai/mcp"
    }
  }
}

claude mcp add --transport http estate-planning https://simplyestate.co.uk/api/ai/mcp

[mcp_servers.estate-planning]
url = "https://simplyestate.co.uk/api/ai/mcp"

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "estate-planning": {
      "type": "remote",
      "url": "https://simplyestate.co.uk/api/ai/mcp",
      "enabled": true
    }
  }
}

{
  "mcpServers": {
    "estate-planning": {
      "type": "http",
      "url": "https://simplyestate.co.uk/api/ai/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=estate-planning&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vc2ltcGx5ZXN0YXRlLmNvLnVrL2FwaS9haS9tY3AifQ%3D%3D"
}

{
  "servers": {
    "estate-planning": {
      "type": "http",
      "url": "https://simplyestate.co.uk/api/ai/mcp"
    }
  }
}

{
  "mcpServers": {
    "estate-planning": {
      "httpUrl": "https://simplyestate.co.uk/api/ai/mcp"
    }
  }
}

extensions:
  "estate-planning":
    enabled: true
    name: "estate-planning"
    type: streamable_http
    uri: "https://simplyestate.co.uk/api/ai/mcp"
    timeout: 300

Quality 79 / 100good

protocol75 · weight 25

warn
protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
n/a
protocol.statelessonly applies to 2026-07-28 servers
pass
protocol.transportstreamable HTTP
n/a
protocol.list_ttlonly applies to 2026-07-28 servers

authorizationn/a · weight 15

n/a
auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
n/a
auth.secret_in_urlno templated URL

tool hygiene71 · weight 30

pass
tools.descriptionsevery tool has a description
pass
tools.description_lengthdescriptions are concise
pass
tools.schemasevery tool has an object input schema
fail
tools.annotationsno tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
fail
tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: compare_pension_2027 (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); estimate_probate_cost (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); calculate_lpa_cost (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
pass
tools.token_costabout 4,160 tokens to load every tool
pass
tools.api_dumptools are not a one-to-one API dump

stability100 · weight 15

pass
stability.changesno tool changes in 30 days
pass
stability.rug_pullno tool changed its meaning under the same name

dependenciesn/a · weight 15

n/a
deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

16 tools, about 4,160 tokens to load them all · tool set b1b403053b4e · checked 2026-10-21 03:46 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 76 / 100

no-repository

provenance55

liveness100

freshness65

hygiene80

+dns-namespace +website +reachable +uptime-100% ~updated-119d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remote	auth	reachable	uptime 30d	p50	protocol	last ok
`https://simplyestate.co.uk/api/ai/mcp` streamable-http	none	yes	100%	439 ms	2025-11-25	2026-10-21

Tools (16)

`calculate_iht`	Estimate a UK Inheritance Tax bill (2025/26 England & Wales rules). Models the nil-rate band, residence nil-rate band and its £2m taper, spousal doubling, the 40% charge, the 2027 pension change, plus optional debts, charity rate (36% at 10%+), transferred allowances and business/agricultural relief. Illustrative only — excludes lifetime-gift history.
`calculate_lpa_cost`	Calculate the Office of the Public Guardian fees to register Lasting Powers of Attorney in England & Wales: £92 per LPA (applications received from 17 November 2025), with a 50% remission where the donor's gross annual income is under £12,000 and a full exemption on certain means-tested benefits (both claimed with form LPA120). Registration fees only — nothing about drafting costs or whether an LPA is right for someone.
`check_deed_of_variation`	Check whether a deed of variation is available — guidance-only eligibility against the s.142 IHTA 1984 conditions: the hard two-year window from the date of death (HMRC does not extend it), adult beneficiaries with capacity, and the agreement of everyone whose share would reduce. Returns yes / no / depends with blockers, goal-mapped possibilities, and an honest note that ALWAYS accompanies the result. No tax outcome is promised — whether it helps depends on the whole estate.
`check_need_probate`	Check whether a grant of probate (or letters of administration) is LIKELY to be needed in England & Wales, from what the person owned and how they owned it. Returns a guidance verdict — likely / maybe / unlikely — with per-asset reasons and next steps. Indicative only: every bank and institution sets its OWN probate threshold and decides asset by asset, so the honest answer always includes asking each one directly.
`check_rnrb`	Check residence nil-rate band eligibility and amount (England & Wales 2025/26): up to £175,000 per person where a home you own (or owned) passes to direct descendants, doubled for a married couple / civil partners, plus a late spouse's transferred allowance — capped at the home's value and tapered by £1 for every £2 the estate exceeds £2m. Illustrative check with plain-English reasons.
`compare_pension_2027`	Show the Inheritance Tax impact of the April 2027 change that brings most unused pensions into the estate: the IHT before vs after, and the extra tax. Exposure only — models nothing about pension products or what to do with a pension (that is FCA-regulated advice).
`compare_trusts`	Recommend which UK trust types are worth discussing for a goal, with an HONEST note that always accompanies the recommendation (e.g. no trust simply avoids care fees — deliberate-deprivation rules apply with no time limit). Each trust lists what it does NOT do. 'No trust may be needed' is a valid answer.
`estimate_care_cost`	Project what care home fees could cost: typical self-funder weekly ranges (sourced 2026 estimates rounded from published averages) × 52 weeks × years, by region and care type. The educate-only means-test notes are ALWAYS included — England's capital limits and Wales's single limit are stated as facts for education; there is deliberately no 'how much could you protect' computation, because no arrangement simply avoids care fees.
`estimate_probate_cost`	Estimate the cost of probate in England & Wales: the HMCTS application fee (£300 where the estate is over £5,000; no fee at £5,000 or below — the same with or without a will), sealed-copy costs, and — on the professional route — typical fee ranges across the UK market (NOT the firm's fees; most professional fees attract VAT on top). Guidance, not advice.
`get_faqs`	Return Simply Estate's frequently-asked questions and answers (fees, regulation, IHT, trusts, wills/LPAs/probate). Optional keyword filter.
`gift_7_year_timeline`	Map lifetime gifts onto the 7-year-rule timeline: which taper BAND each gift sits in and when it falls outside the estate. An EDUCATIONAL timeline of the bands and mechanics only — NOT a personal tax computation: taper relief reduces the rate of tax, never the gift's value, and it only matters where total gifts in the 7 years before death exceed the £325,000 nil-rate band (used up oldest gift first). No personal tax figures are computed.
`lookup_glossary`	Look up plain-English definitions of UK estate-planning terms (IHT, trusts, LPAs, probate). Omit `term` to list all.
`request_consultation`	Submit a request for a FREE, no-obligation estate-planning consultation on the user's behalf. Use only with the user's explicit consent and real contact details. Returns a reference id; the Simply Estate team follows up. Estate planning here is not FCA-regulated.
`search_guides`	Search Simply Estate's estate-planning guides (wills, IHT, LPAs, trusts, probate) by keyword. Returns titles, URLs and excerpts to cite.
`who_inherits_intestacy`	Apply the England & Wales intestacy rules (dying without a will, rules from 26 July 2023): who inherits and how much. ALWAYS returns the warnings — e.g. a cohabiting partner inherits nothing, and jointly-owned assets usually pass outside these rules by survivorship.
`will_readiness_check`	Score estate-planning readiness against a checklist. Pass `answers` as a map of item id → true/false (ids: has_will, will_recent, executors_named, guardians_named, lpa_property, lpa_health, wishes_recorded, assets_listed; advanced: pension_nominations, digital_assets, business_succession, foreign_assets, life_insurance_trust). Missing or false items count as gaps. Returns a band: covered / gaps / urgent.

Schemas: list_tools.

Similar MCP servers

Official server.json

{
  "name": "uk.co.simplyestate/estate-planning",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://simplyestate.co.uk/api/ai/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "websiteUrl": "https://simplyestate.co.uk/ai",
  "description": "UK estate-planning calculators + knowledge (IHT, intestacy, trusts, wills). Read-only."
}