Search / money.tideline/money-tools
protogridR0· no sign-inFree money calculators: option expiry risk, debt avalanche, cash runway, subscriptions, invoices.
v1.1.0 · active · website · descriptor JSON · versions
{
"mcpServers": {
"money-tools": {
"type": "http",
"url": "https://mcp.tideline.money/mcp"
}
}
}claude mcp add --transport http money-tools https://mcp.tideline.money/mcp[mcp_servers.money-tools]
url = "https://mcp.tideline.money/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"money-tools": {
"type": "remote",
"url": "https://mcp.tideline.money/mcp",
"enabled": true
}
}
}{
"mcpServers": {
"money-tools": {
"type": "http",
"url": "https://mcp.tideline.money/mcp"
}
},
"deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=money-tools&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLnRpZGVsaW5lLm1vbmV5L21jcCJ9"
}{
"servers": {
"money-tools": {
"type": "http",
"url": "https://mcp.tideline.money/mcp"
}
}
}{
"mcpServers": {
"money-tools": {
"httpUrl": "https://mcp.tideline.money/mcp"
}
}
}extensions:
"money-tools":
enabled: true
name: "money-tools"
type: streamable_http
uri: "https://mcp.tideline.money/mcp"
timeout: 300
protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28protocol.statelessonly applies to 2026-07-28 serversprotocol.transportstreamable HTTPprotocol.list_ttlonly applies to 2026-07-28 serversauth.prm, auth.as_metadata, auth.cimdno remote uses OAuthauth.secret_in_urlno templated URLtools.descriptionsevery tool has a descriptiontools.description_lengthdescriptions are concisetools.schemasevery tool has an object input schematools.annotationsno tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky onestools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: option_expiry_risk (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); debt_consolidation_check (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); subscription_audit (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …tools.token_costabout 1,447 tokens to load every tooltools.api_dumptools are not a one-to-one API dumpstability.changes1 tool changes in 30 daysstability.rug_pullno tool changed its meaning under the same namedeps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI packagedebt_consolidation_checkaddedShould you consolidate credit cards with a personal loan? Compares paying the cards directly (same monthly amount, highest rate first, 0% promo aware) against up to two loan offers, including origination fees, shortfall/extra cash, and early payoff — shows interest+fees by payoff month and the month a fee offer stops being the better deal. Deterministic arithmetic; no credit data.
Full history: list_changes · trend: quality JSON.
Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.
+dns-namespace +website +reachable +uptime-100% ~updated-39d-ago -no-repository
Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.
| remote | auth | reachable | uptime 30d | p50 | protocol | last ok |
|---|---|---|---|---|---|---|
https://mcp.tideline.money/mcp streamable-http | none | yes | 100% | 397 ms | 2025-11-25 | 2026-10-19 |
cash_runway | Months of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself. |
debt_avalanche_plan | Debt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic. |
debt_consolidation_check | Should you consolidate credit cards with a personal loan? Compares paying the cards directly (same monthly amount, highest rate first, 0% promo aware) against up to two loan offers, including origination fees, shortfall/extra cash, and early payoff — shows interest+fees by payoff month and the month a fee offer stops being the better deal. Deterministic arithmetic; no credit data. |
effective_hourly_rate | Freelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate. |
invoice_aging | Invoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is. |
option_expiry_risk | What happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shorts in cash/IRA), P&L and break-even, the trap zone (exercised but still losing), and pin risk near the strike. Optionally tests the price minus and plus an expected move. Deterministic arithmetic on your inputs; no market data. |
subscription_audit | Find recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results. |
Schemas: list_tools.
{
"name": "money.tideline/money-tools",
"title": "Tideline Money Tools",
"$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
"remotes": [
{
"url": "https://mcp.tideline.money/mcp",
"type": "streamable-http"
}
],
"version": "1.1.0",
"websiteUrl": "https://mcp.tideline.money/",
"description": "Free money calculators: option expiry risk, debt avalanche, cash runway, subscriptions, invoices."
}