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Yacht.Loans: boat loan calculator, sales tax and lender terms

R0· no sign-in

Boat and yacht loan payments with balloon, tax and insurance; state boat tax; lender terms.

v1.2026.1101.1 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality100strong
Trust82of 100
Uptime, 30 days96%
Latency p50376 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "yacht-loans": {
      "type": "http",
      "url": "https://yacht.loans/mcp"
    }
  }
}
claude mcp add --transport http yacht-loans https://yacht.loans/mcp
[mcp_servers.yacht-loans]
url = "https://yacht.loans/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "yacht-loans": {
      "type": "remote",
      "url": "https://yacht.loans/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "yacht-loans": {
      "type": "http",
      "url": "https://yacht.loans/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=yacht-loans&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8veWFjaHQubG9hbnMvbWNwIn0%3D"
}
{
  "servers": {
    "yacht-loans": {
      "type": "http",
      "url": "https://yacht.loans/mcp"
    }
  }
}
{
  "mcpServers": {
    "yacht-loans": {
      "httpUrl": "https://yacht.loans/mcp"
    }
  }
}
extensions:
  "yacht-loans":
    enabled: true
    name: "yacht-loans"
    type: streamable_http
    uri: "https://yacht.loans/mcp"
    timeout: 300

Quality 100 / 100strong

protocol100 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • pass
    protocol.list_ttltool list is cacheable (ttlMs 3600000)
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene100 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations4 of 4 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 1,407 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
  • pass
    tools.hidden_textno hidden text in tool names, descriptions, schemas or annotations
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
  • pass
    stability.new_linksno tool change named a new site
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

4 tools, about 1,407 tokens to load them all · tool set c62469a0c752 · checked 2026-11-14 07:36 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 82 / 100

no-repository
provenance55
liveness98
freshness100
hygiene80

+dns-namespace +website +reachable +uptime-96% +updated-12d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://yacht.loans/mcp streamable-httpnoneyes96%376 ms2026-07-28, 2025-11-25, 2025-06-18, 2025-03-26, 2024-11-052026-11-14

Tools (4)

calculate_boat_loanread-onlyRuns the yacht.loans boat loan calculator on your numbers: monthly loan payment, payment with insurance, amount financed, balloon left at the end when payments are figured over more years than the term, interest over the term, sales tax (from a state rule on the site or your own rate and cap), cash at closing, and the loan balance at the end of each year.
estimate_uscg_documentation_feesread-onlyAdds up the Coast Guard NVDC fees (46 CFR 67.550) to document a financed recreational boat: Abstract of Title, initial certificate or exchange into your name for 1 to 5 years, bill of sale and preferred mortgage recording by page count, and a certified copy for the lender, plus the full NVDC fee table.
get_boat_sales_taxread-onlyThe boat sales or use tax rule yacht.loans has confirmed for a state from its statute or tax agency: rate, cap, exemptions or special tests (such as California's 12-month test or Florida's $18,000 cap), the citation, source URL and the date it was read. Omit state to list every state covered.
list_boat_lender_termsread-onlyWhat banks, credit unions, marine lenders and brokers publish on their own boat loan pages, as read by yacht.loans: rate ranges with their dates, loan amounts, longest terms, down payment and boat age or size rules, with each lender's URL. Filter by lender type or name; not offers and not a ranking.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "loans.yacht/yacht-loans",
  "icons": [
    {
      "src": "https://yacht.loans/icon-512.png",
      "mimeType": "image/png"
    }
  ],
  "title": "Yacht.Loans: boat loan calculator, sales tax and lender terms",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://yacht.loans/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.2026.1101.1",
  "websiteUrl": "https://yacht.loans/developers/",
  "description": "Boat and yacht loan payments with balloon, tax and insurance; state boat tax; lender terms."
}