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8 clients · secrets stay placeholders

JSON (mcpServers)Claude CodeCodexOpenCodeCursorVS CodeGemini CLIGoose

{
  "mcpServers": {
    "keyready": {
      "type": "http",
      "url": "https://mcp.keyready.au/mcp"
    }
  }
}

claude mcp add --transport http keyready https://mcp.keyready.au/mcp

[mcp_servers.keyready]
url = "https://mcp.keyready.au/mcp"

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "keyready": {
      "type": "remote",
      "url": "https://mcp.keyready.au/mcp",
      "enabled": true
    }
  }
}

{
  "mcpServers": {
    "keyready": {
      "type": "http",
      "url": "https://mcp.keyready.au/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=keyready&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLmtleXJlYWR5LmF1L21jcCJ9"
}

{
  "servers": {
    "keyready": {
      "type": "http",
      "url": "https://mcp.keyready.au/mcp"
    }
  }
}

{
  "mcpServers": {
    "keyready": {
      "httpUrl": "https://mcp.keyready.au/mcp"
    }
  }
}

extensions:
  "keyready":
    enabled: true
    name: "keyready"
    type: streamable_http
    uri: "https://mcp.keyready.au/mcp"
    timeout: 300

Quality 93 / 100strong

protocol88 · weight 25

pass
protocol.modernsupports 2026-07-28 (server/discover)
pass
protocol.statelessanswers without a session
pass
protocol.transportstreamable HTTP
warn
protocol.list_ttltools/list declares ttlMs 0, so clients re-fetch it on every use

authorizationn/a · weight 15

n/a
auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
n/a
auth.secret_in_urlno templated URL

tool hygiene94 · weight 30

pass
tools.descriptionsevery tool has a description
pass
tools.description_lengthdescriptions are concise
pass
tools.schemasevery tool has an object input schema
pass
tools.annotations5 of 5 tools declare readOnlyHint or destructiveHint
warn
tools.directory_hints1 of 5 tools declare all four hints; missing: calculate_stamp_duty (destructiveHint); check_5_percent_deposit_scheme (destructiveHint); list_lender_rates (destructiveHint); …
pass
tools.token_costabout 2,964 tokens to load every tool
pass
tools.api_dumptools are not a one-to-one API dump
pass
tools.hidden_textno hidden text in tool names, descriptions, schemas or annotations

stability100 · weight 15

pass
stability.changes5 tool changes in 30 days
pass
stability.rug_pullno tool changed its meaning under the same name
pass
stability.new_linksno tool change named a new site

dependenciesn/a · weight 15

n/a
deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

5 tools, about 2,964 tokens to load them all · tool set c13c53f2367f · tools last changed 2026-11-09 · checked 2026-11-14 07:36 UTC

Tool changes

2026-11-09list_lender_rateschangeddescription
before
Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-11-01). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
after · 95% of words in common
Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-11-08). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
2026-11-01list_lender_rateschangeddescription
before
Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-10-27). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
after · 90% of words in common
Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-11-01). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
2026-10-28refer_to_brokerchangedinput schema
2026-10-28list_lender_rateschangeddescription
before
Live variable principal-and-interest home loan rates at a given LVR from lenders’ Open Banking product data (as of 2026-10-25). Lender names are masked.
after · 67% of words in common
Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-10-27). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
2026-10-28assess_home_loan_readinesschangedinput schema

Full history: list_changes · trend: quality JSON.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 96 / 100

provenance90

liveness97

freshness100

hygiene100

+repository +namespace-matches-repo +website +reachable +uptime-92% +updated-17d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remote	auth	reachable	uptime 30d	p50	protocol	last ok
`https://mcp.keyready.au/mcp` streamable-http	none	yes	92%	656 ms	2026-07-28	2026-11-14

Tools (5)

`assess_home_loan_readiness`read-only	Check a borrower’s situation against each Australian lender’s published rules. Returns how many lenders it fits, borrowing power, LVR, stamp duty, grants, 5% Deposit Scheme eligibility, profession LMI waivers, the fastest fixes and a link to the full interactive report.
`calculate_stamp_duty`read-only	Exact 2026–27 transfer (stamp) duty for any Australian state or territory, including first home buyer concessions, owner-occupier rates, the First Home Owner Grant and foreign purchaser surcharge.
`check_5_percent_deposit_scheme`read-only	Check eligibility for the Australian Government 5% Deposit Scheme (First Home Guarantee) or Family Home Guarantee (single parents, 2% deposit), including the property price cap for the area.
`list_lender_rates`read-only	Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-11-08). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
`refer_to_broker`	Send the user’s situation and readiness report to Goodlend Mortgage Brokers, a licensed mortgage broker, who will contact them. ONLY call this after you have shown the user this disclosure and they have explicitly agreed in this conversation: This site is run by Goodlend Mortgage Brokers (Gariwed Falls Pty Ltd (ACN 682 875 798) ATF Holvor Investments Unit Trust No. 1), Credit Representative 556461 of Connective Credit Services Pty Ltd, ACL 389328. If you ask to be contacted, your details and report go only to us. If you take out a loan with our help, the lender pays us commission, as set out in the Credit Guide we give you before we help; you never pay us a fee. Collect their name, email and phone. The user then gets an email link to confirm before the broker sees anything. Never call it on the user’s behalf without that agreement.

Schemas: list_tools.

Similar MCP servers

Official server.json

{
  "name": "io.github.silas-dsc/keyready",
  "title": "KeyReady — Australian home loan readiness",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://mcp.keyready.au/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "repository": {
    "url": "https://github.com/silas-dsc/keyready",
    "source": "github"
  },
  "websiteUrl": "https://keyready.au/mcp/",
  "description": "Australian home loan readiness: ~90 lenders' rules, stamp duty, grants, 5% Deposit Scheme, rates"
}