Search / io.github.jaymiller-cmg/mortgage-hawaii
protogridR0· no sign-inRead-only Hawaii mortgage and VA loan calculators from RealityCents.com. No personal data collected.
v2.0.0 · active · website · descriptor JSON · versions
{
"mcpServers": {
"mortgage-hawaii": {
"type": "http",
"url": "https://realitycents-mcp.jaymiller.workers.dev/mcp"
}
}
}claude mcp add --transport http mortgage-hawaii https://realitycents-mcp.jaymiller.workers.dev/mcp[mcp_servers.mortgage-hawaii]
url = "https://realitycents-mcp.jaymiller.workers.dev/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"mortgage-hawaii": {
"type": "remote",
"url": "https://realitycents-mcp.jaymiller.workers.dev/mcp",
"enabled": true
}
}
}{
"mcpServers": {
"mortgage-hawaii": {
"type": "http",
"url": "https://realitycents-mcp.jaymiller.workers.dev/mcp"
}
},
"deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=mortgage-hawaii&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vcmVhbGl0eWNlbnRzLW1jcC5qYXltaWxsZXIud29ya2Vycy5kZXYvbWNwIn0%3D"
}{
"servers": {
"mortgage-hawaii": {
"type": "http",
"url": "https://realitycents-mcp.jaymiller.workers.dev/mcp"
}
}
}{
"mcpServers": {
"mortgage-hawaii": {
"httpUrl": "https://realitycents-mcp.jaymiller.workers.dev/mcp"
}
}
}extensions:
"mortgage-hawaii":
enabled: true
name: "mortgage-hawaii"
type: streamable_http
uri: "https://realitycents-mcp.jaymiller.workers.dev/mcp"
timeout: 300
protocol.modernsupports 2026-07-28 (server/discover)protocol.statelessanswers without a sessionprotocol.transportstreamable HTTPprotocol.list_ttltools/list declares ttlMs 0, so clients re-fetch it on every useauth.prm, auth.as_metadata, auth.cimdno remote uses OAuthauth.secret_in_urlno templated URLtools.descriptionsevery tool has a descriptiontools.description_lengthdescriptions are concisetools.schemasevery tool has an object input schematools.annotations10 of 10 tools declare readOnlyHint or destructiveHinttools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHinttools.token_costabout 3,524 tokens to load every tooltools.api_dumptools are not a one-to-one API dumpstability.changes2 tool changes in 30 daysstability.rug_pullno tool changed its meaning under the same namedeps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI packagelookup_va_condoaddedCheck whether an Oahu condo project is on the VA's accepted condo list, by project name (fuzzy), building address, or VA condo ID. Returns status, VA ID, the data date, and the VA's official lookup link to verify. Oahu only for now. Read-only. Do not send a unit number or personal information. VA approval status does not guarantee loan approval.
va_remaining_entitlementchangedinput schemaFull history: list_changes · trend: quality JSON.
Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.
+website +reachable +uptime-93% +updated-22d-ago -no-repository
Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.
| remote | auth | reachable | uptime 30d | p50 | protocol | last ok |
|---|---|---|---|---|---|---|
https://realitycents-mcp.jaymiller.workers.dev/mcp streamable-http | none | yes | 93% | 301 ms | 2026-07-28 | 2026-10-19 |
calculate_affordabilityread-only | Estimate a maximum purchase price from gross monthly income, monthly debts, and a DTI target (default 45 for VA and FHA, 41 for conventional and jumbo). Returns the payment at that price. Read-only. No personal identifiers. |
calculate_buydownread-only | Year-by-year principal-and-interest and subsidy cost for a 2-1, 1-0, or 3-2-1 temporary buydown, or the upfront cost of permanent discount points. Read-only. The note rate is an example, not a quote. |
calculate_mortgage_paymentread-only | Estimate PITI for a Hawaii purchase: principal and interest, property tax, insurance, HOA, and PMI, FHA MIP, or a financed VA funding fee. Read-only. Do not send a name, email, phone, SSN, or street address. Rates are examples, not quotes. |
compare_loansread-only | Compare 2 to 4 loan scenarios (type, rate, down payment, term, discount points) on one purchase price. Returns payment, an illustrative cash-to-close, and total interest. Read-only. Rates are examples. |
get_preapproval_linkread-only | Return Jay Miller's public CMG Home Loans application link and published business contact. Does not ask for or store personal information. |
hawaii_mortgage_guidanceread-only | Concise factual notes on Hawaii property tax, VA loans, leasehold versus fee simple, VA condo approval, 2026 loan limits, BAH/COLA, closing costs, or pre-approval steps. Drawn from RealityCents articles. No rate quotes. Read-only. |
lookup_va_condoread-only | Check whether an Oahu condo project is on the VA's accepted condo list, by project name (fuzzy), building address, or VA condo ID. Returns status, VA ID, the data date, and the VA's official lookup link to verify. Oahu only for now. Read-only. Do not send a unit number or personal information. VA approval status does not guarantee loan approval. |
rent_vs_buyread-only | Compare cumulative rent with the net cost of buying over a holding period, using Honolulu's 0.35% tax default unless you override it. Read-only. Not a price or rent forecast. |
va_purchase_powerread-only | Estimate Honolulu County military income (base pay, BAH, BAS, COLA) and a VA purchase price from pay grade, years of service, and dependents. Uses the RealityCents 2026 pay tables. Read-only. Do not send a name or SSN. |
va_remaining_entitlementread-only | For a Hawaii county, compute remaining VA entitlement, the max $0-down loan, and the 25% down payment on any amount above that. $0 already in use is treated as full entitlement (no county cap). Read-only. |
Schemas: list_tools.
{
"name": "io.github.jaymiller-cmg/mortgage-hawaii",
"title": "RealityCents — Hawaii Mortgage & VA Loan Calculators",
"$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
"remotes": [
{
"url": "https://realitycents-mcp.jaymiller.workers.dev/mcp",
"type": "streamable-http"
}
],
"version": "2.0.0",
"websiteUrl": "https://realitycents.com",
"description": "Read-only Hawaii mortgage and VA loan calculators from RealityCents.com. No personal data collected."
}