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property-mortgage-mcp

R0· no sign-in

UK mortgage calculators: stamp duty, MCOB 3A HNW qualification, and bridging loan cost.

v0.2.0 · active · repository · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality87good
Trust89of 100
Uptime, 30 days95%
Latency p50143 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "property-mortgage-mcp": {
      "type": "http",
      "url": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
    }
  }
}
claude mcp add --transport http property-mortgage-mcp https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp
[mcp_servers.property-mortgage-mcp]
url = "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "property-mortgage-mcp": {
      "type": "remote",
      "url": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "property-mortgage-mcp": {
      "type": "http",
      "url": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=property-mortgage-mcp&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vZmQtcHJvcGVydHktbW9ydGdhZ2UtbWNwLmZkY29tbWVyY2lhbC11ay53b3JrZXJzLmRldi9tY3AifQ%3D%3D"
}
{
  "servers": {
    "property-mortgage-mcp": {
      "type": "http",
      "url": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
    }
  }
}
{
  "mcpServers": {
    "property-mortgage-mcp": {
      "httpUrl": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
    }
  }
}
extensions:
  "property-mortgage-mcp":
    enabled: true
    name: "property-mortgage-mcp"
    type: streamable_http
    uri: "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
    timeout: 300

Quality 87 / 100good

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene100 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations3 of 3 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 2,697 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
dependencies67 · weight 15
  • pass
    deps.known_vulnsno known advisory in 98 resolved packages
  • fail
    deps.mcp_sdk_version@modelcontextprotocol/sdk 1.30.1 has 1 known advisory (GHSA-6qxp-vccf-f47h); update @modelcontextprotocol/sdk to 1.31.0 or later
  • pass
    deps.resolvable@foxdavidson/[email protected] resolved: 98 packages

3 tools, about 2,697 tokens to load them all · tool set 92ec856665ef · checked 2026-10-19 16:20 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 89 / 100

provenance90
liveness98
freshness65
hygiene100

+repository +namespace-matches-repo +website +reachable +uptime-95% ~updated-132d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Dependencies

@foxdavidson/[email protected] npm97 dependencies, resolved · MCP SDK @modelcontextprotocol/sdk 1.30.1 · advisories checked 2026-10-19

advisoryseveritypackagefixed in
GHSA-6qxp-vccf-f47hMCP TypeScript SDK: OAuth client could send credentials to an authorization server chosen by the MCP serverhigh@modelcontextprotocol/[email protected]MCP SDK, directfixed in 1.31.0

Dependency graphs from deps.dev; advisories from OSV.dev, including the GitHub Advisory Database and the PyPI Advisory Database; all CC BY 4.0. The graph is what a clean install of this version resolves today; nothing was installed or run. How it is checked.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp streamable-httpnoneyes95%143 ms2025-06-182026-10-19
packageregistryversionruntimesecrets
@foxdavidson/property-mortgage-mcpnpm0.2.0–

Tools (3)

fd_hnw_mortgage_qualificationread-onlyCheck whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint application. Returns verdict, per-applicant test breakdown, joint household aggregate (if joint), and a routing recommendation including the relevant UK private bank list. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks whether they qualify for a high net worth mortgage, about MCOB 3A, the GBP 300k income or GBP 3m net assets test, private bank mortgages, or large loans against assets.
uk_bridging_loan_calculatorread-onlyCalculate the full cost of a UK bridging loan: total interest, arrangement and exit fees, valuation/legal/admin costs, gross facility, net advance, loan-to-value, total cost of finance and an indicative annualised cost. Supports rolled-up (compounding), retained (deducted upfront) and serviced (paid monthly) interest. Also runs the FCA MCOB 3A high net worth check: on a regulated bridge, an applicant with annual net income of at least GBP 300,000 OR net assets of at least GBP 3,000,000 can have a term up to 60 months instead of the standard 12-month cap. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks what a bridging loan costs, about bridging interest (rolled-up, retained or serviced), bridging LTV, regulated vs unregulated bridging, or the maximum term on a regulated bridge.
uk_stamp_duty_calculatorread-onlyCalculate UK stamp duty on a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge for second homes and buy-to-let, the 2% non-UK resident surcharge (England/NI), the 17% corporate flat rate for company purchases above GBP 500k (England/NI), and commercial or mixed-use property. Returns banded breakdown, total tax payable and effective rate. Uses current 2026 bands and surcharge rates. Calculated by Fox Davidson, FCA-authorised UK mortgage brokers (FRN 600427). Use when a user asks about stamp duty, SDLT, LBTT, LTT, additional dwelling surcharge, ADS, first-time buyer relief, non-resident surcharge, or tax on a specific UK property purchase.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "io.github.foxdavidson/property-mortgage-mcp",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "0.2.0",
  "packages": [
    {
      "version": "0.2.0",
      "transport": {
        "type": "stdio"
      },
      "identifier": "@foxdavidson/property-mortgage-mcp",
      "registryType": "npm",
      "registryBaseUrl": "https://registry.npmjs.org"
    }
  ],
  "repository": {
    "url": "https://github.com/foxdavidson/property-mortgage-mcp",
    "source": "github"
  },
  "websiteUrl": "https://www.foxdavidson.co.uk/calculators/",
  "description": "UK mortgage calculators: stamp duty, MCOB 3A HNW qualification, and bridging loan cost."
}