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ITIN Finance

R0· no sign-in

Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN.

v1.0.2 · active · repository · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality82good
Trust94of 100
Uptime, 30 days100%
Latency p50862 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "itin-finance": {
      "type": "http",
      "url": "https://mcp.itinlending.net/?src=registry"
    }
  }
}
claude mcp add --transport http itin-finance https://mcp.itinlending.net/?src=registry
[mcp_servers.itin-finance]
url = "https://mcp.itinlending.net/?src=registry"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "itin-finance": {
      "type": "remote",
      "url": "https://mcp.itinlending.net/?src=registry",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "itin-finance": {
      "type": "http",
      "url": "https://mcp.itinlending.net/?src=registry"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=itin-finance&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLml0aW5sZW5kaW5nLm5ldC8%2Fc3JjPXJlZ2lzdHJ5In0%3D"
}
{
  "servers": {
    "itin-finance": {
      "type": "http",
      "url": "https://mcp.itinlending.net/?src=registry"
    }
  }
}
{
  "mcpServers": {
    "itin-finance": {
      "httpUrl": "https://mcp.itinlending.net/?src=registry"
    }
  }
}
extensions:
  "itin-finance":
    enabled: true
    name: "itin-finance"
    type: streamable_http
    uri: "https://mcp.itinlending.net/?src=registry"
    timeout: 300

Quality 82 / 100good

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-03-26; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene86 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations8 of 8 tools declare readOnlyHint or destructiveHint
  • fail
    tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: search_guides (idempotentHint); get_guide (idempotentHint); faq_lookup (idempotentHint); …
  • pass
    tools.token_costabout 1,365 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
dependencies67 · weight 15
  • pass
    deps.known_vulnsno known advisory in 100 resolved packages
  • fail
    deps.mcp_sdk_version@modelcontextprotocol/sdk 1.30.1 has 1 known advisory (GHSA-6qxp-vccf-f47h); update @modelcontextprotocol/sdk to 1.31.0 or later
  • pass
    deps.resolvable[email protected] resolved: 100 packages

8 tools, about 1,365 tokens to load them all · tool set 958664a2f916 · checked 2026-10-19 10:52 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 94 / 100

provenance90
liveness100
freshness85
hygiene100

+repository +namespace-matches-repo +website +reachable +uptime-100% ~updated-33d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Dependencies

[email protected] npm99 dependencies, resolved · MCP SDK @modelcontextprotocol/sdk 1.30.1 · advisories checked 2026-10-19

advisoryseveritypackagefixed in
GHSA-6qxp-vccf-f47hMCP TypeScript SDK: OAuth client could send credentials to an authorization server chosen by the MCP serverhigh@modelcontextprotocol/[email protected]MCP SDK, directfixed in 1.31.0

Dependency graphs from deps.dev; advisories from OSV.dev, including the GitHub Advisory Database and the PyPI Advisory Database; all CC BY 4.0. The graph is what a clean install of this version resolves today; nothing was installed or run. How it is checked.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://mcp.itinlending.net/?src=registry streamable-httpnoneyes100%862 ms2025-03-262026-10-19
packageregistryversionruntimesecrets
itin-finance-mcpnpm1.0.2–

Tools (8)

can_i_get_this_loanread-onlyThe direct answer to 'can I get a(n) X with an ITIN?': the editorial quick answer, typical requirements, and institutions with documented ITIN programs for that loan type (optionally state-filtered). Informational only — not a recommendation or referral. EN/ES.
faq_lookupread-onlySearch 1,800+ editorial FAQs for a direct answer to a specific ITIN finance question (EN/ES). Each answer carries its source article URL.
find_itin_lendersread-onlyList institutions that accept ITIN (no SSN) applicants for a loan or card type, optionally filtered by US state. Every entry states whether it was verified against the institution's own pages, with citation URLs and dates.
get_guideread-onlyGet one guide by slug or approximate title: quick answer, FAQs, related guides, canonical URL.
get_lender_detailsread-onlyFull verified profile for one institution: ITIN policy, states, membership rules, published terms, citations, and our editorial coverage.
how_to_get_an_itinread-onlyHow to apply for an ITIN (IRS Form W-7): the process, documents, timelines, and common mistakes — with the full guide URL. EN/ES.
itin_state_inforead-onlyState-level context for ITIN holders: state/local taxes paid by undocumented immigrants (ITEP 2022), effective tax rate, driver's-license access law, and the state guide URL.
search_guidesread-onlySearch 290+ editorial guides across the ITIN finance network (loans, mortgages, credit cards, credit scores — English and Spanish). Returns quick answers with canonical article URLs.

Schemas: list_tools.

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Official server.json
{
  "name": "io.github.bguillow-rgb/itin-finance",
  "icons": [
    {
      "src": "https://raw.githubusercontent.com/bguillow-rgb/itin-finance-mcp/main/logo.png",
      "sizes": [
        "400x400"
      ],
      "mimeType": "image/png"
    }
  ],
  "title": "ITIN Finance",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://mcp.itinlending.net/?src=registry",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.2",
  "packages": [
    {
      "version": "1.0.2",
      "transport": {
        "type": "stdio"
      },
      "identifier": "itin-finance-mcp",
      "registryType": "npm",
      "registryBaseUrl": "https://registry.npmjs.org"
    }
  ],
  "repository": {
    "url": "https://github.com/bguillow-rgb/itin-finance-mcp",
    "source": "github"
  },
  "websiteUrl": "https://itinlending.net/mcp",
  "description": "Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN."
}