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Search / io.github.Tariqlearnstocode/incomechecker

Income Checker

R0· no sign-in

Income and rent calculators, pay stub math checks, and bank-based income analysis tools.

v1.0.0 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality90new
Trust80of 100
Uptime, 30 days100%
Latency p50355 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "incomechecker": {
      "type": "http",
      "url": "https://incomechecker.com/mcp"
    }
  }
}
claude mcp add --transport http incomechecker https://incomechecker.com/mcp
[mcp_servers.incomechecker]
url = "https://incomechecker.com/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "incomechecker": {
      "type": "remote",
      "url": "https://incomechecker.com/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "incomechecker": {
      "type": "http",
      "url": "https://incomechecker.com/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=incomechecker&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vaW5jb21lY2hlY2tlci5jb20vbWNwIn0%3D"
}
{
  "servers": {
    "incomechecker": {
      "type": "http",
      "url": "https://incomechecker.com/mcp"
    }
  }
}
{
  "mcpServers": {
    "incomechecker": {
      "httpUrl": "https://incomechecker.com/mcp"
    }
  }
}
extensions:
  "incomechecker":
    enabled: true
    name: "incomechecker"
    type: streamable_http
    uri: "https://incomechecker.com/mcp"
    timeout: 300

Quality 90 / 100new

protocol88 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • warn
    protocol.list_ttltools/list declares ttlMs 0, so clients re-fetch it on every use
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene93 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations13 of 13 tools declare readOnlyHint or destructiveHint
  • warn
    tools.directory_hints9 of 13 tools declare all four hints; missing: get_account (destructiveHint, idempotentHint); get_report (destructiveHint, idempotentHint); buy_credits (idempotentHint); …
  • pass
    tools.token_costabout 2,111 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stabilityn/a · weight 15
  • n/a
    stability.changes, stability.rug_pulltool history recorded for 2 of the 7 days needed
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

13 tools, about 2,111 tokens to load them all · tool set 604ede4ddc25 · checked 2026-10-20 13:49 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 80 / 100

no-repository
provenance45
liveness100
freshness100
hygiene80

+website +reachable +uptime-100% +updated-3d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://incomechecker.com/mcp streamable-httpnoneyes100%355 ms2026-07-282026-10-20

Tools (13)

buy_creditsCreates a secure Stripe checkout link for a pack of non-expiring verification credits. Packs: 1 for $5.00, 3 for $15.00, 5 for $25.00, 10 for $50.00, 25 for $125.00, 50 for $250.00. Give the user the link to pay; credits are added once payment completes.
check_pay_stub_mathread-onlyChecks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and suspiciously round numbers. Read the numbers off the stub and pass them in. Flags items for follow-up; it does not authenticate a document or prove fraud.
debt_to_incomeread-onlyFront-end (housing) and back-end debt-to-income ratios with common lender bands.
get_accountread-onlyShows the signed-in user’s email and how many verification credits they have left.
get_reportread-onlyReturns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances. Present figures as estimates, never as verified or approved income.
how_to_verify_incomeread-onlyExplains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limits. Use when someone asks how to verify, check, or prove income.
list_verificationsread-onlyLists the signed-in user’s income verification requests, newest first, with status and report links.
monthly_income_from_payread-onlyConverts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income.
prorated_rentread-onlyRent owed for a partial first month, from the move-in date through the end of that month.
rent_affordabilityread-onlyAffordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.
rent_to_incomeread-onlyIncome needed for a given rent (2.5x, 3x, 3.5x rules), the max rent for a given income at 3x, or the rent-to-income ratio when both are given. Pass monthly figures.
send_verification_requestUses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid. Confirm the applicant’s name and email with the user before calling. The report is ready after the applicant connects; check it with list_verifications or get_report.
start_income_verificationread-onlyReturns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself. Use when the user wants to actually verify or check someone’s income, not just learn how.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "io.github.Tariqlearnstocode/incomechecker",
  "title": "Income Checker",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://incomechecker.com/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "websiteUrl": "https://incomechecker.com",
  "description": "Income and rent calculators, pay stub math checks, and bank-based income analysis tools."
}