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homes-loan-calculator

R0· no sign-in

Home loan EMI, affordability, balance transfer, down payment, rent vs buy calculators.

v1.0.0 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality85good
Trust80of 100
Uptime, 30 days100%
Latency p50377 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "homes-loan-calculator": {
      "type": "http",
      "url": "https://homesloancalculator.in/mcp"
    }
  }
}
claude mcp add --transport http homes-loan-calculator https://homesloancalculator.in/mcp
[mcp_servers.homes-loan-calculator]
url = "https://homesloancalculator.in/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "homes-loan-calculator": {
      "type": "remote",
      "url": "https://homesloancalculator.in/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "homes-loan-calculator": {
      "type": "http",
      "url": "https://homesloancalculator.in/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=homes-loan-calculator&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vaG9tZXNsb2FuY2FsY3VsYXRvci5pbi9tY3AifQ%3D%3D"
}
{
  "servers": {
    "homes-loan-calculator": {
      "type": "http",
      "url": "https://homesloancalculator.in/mcp"
    }
  }
}
{
  "mcpServers": {
    "homes-loan-calculator": {
      "httpUrl": "https://homesloancalculator.in/mcp"
    }
  }
}
extensions:
  "homes-loan-calculator":
    enabled: true
    name: "homes-loan-calculator"
    type: streamable_http
    uri: "https://homesloancalculator.in/mcp"
    timeout: 300

Quality 85 / 100good

protocol88 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • warn
    protocol.list_ttltools/list declares ttlMs 0, so clients re-fetch it on every use
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene75 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • fail
    tools.annotationsno tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
  • fail
    tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: emi (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); sensitivity (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); eligibility (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
  • pass
    tools.token_costabout 1,730 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
  • pass
    tools.hidden_textno hidden text in tool names, descriptions, schemas or annotations
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
  • pass
    stability.new_linksno tool change named a new site
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

6 tools, about 1,730 tokens to load them all · tool set 7b529026da40 · checked 2026-11-14 07:03 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 80 / 100

no-repository
provenance45
liveness100
freshness100
hygiene80

+website +reachable +uptime-100% +updated-15d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://homesloancalculator.in/mcp streamable-httpnoneyes100%377 ms2026-07-282026-11-14

Tools (6)

balanceTransferTakes the outstanding balance, months left, current and new rates and a fee and returns both EMIs, the net saving and the break-even months of a balance transfer. Example input: {"outstanding":4000000,"remainingMonths":180,"currentRate":9.25,"newRate":8.4,"processingFee":20000}
downPaymentTakes a property price and returns the loan-to-value ratio, maximum loan, minimum down payment and approximate stamp duty plus registration. Example input: {"price":7500000}
eligibilityTakes net monthly income, existing EMIs, annual rate and tenure and returns the maximum EMI and home loan amount a borrower qualifies for. Example input: {"netMonthlyIncome":150000,"existingEmis":10000,"annualRate":8.5,"years":20}
emiTakes a loan amount, annual rate and tenure, plus optional prepayments or a rate change, and returns the monthly EMI, total interest and year-by-year schedule for an Indian home loan. Example input: {"principal":5000000,"annualRate":8.5,"years":20}
rentVsBuyTakes rent, price, down payment, loan terms and growth assumptions and returns the year-by-year net worth of buying against renting, with the break-even year. Example input: {"rent":30000,"rentGrowth":5,"price":8000000,"downPayment":1600000,"annualRate":8.5,"months":240,"appreciation":5,"investReturn":10,"years":20}
sensitivityTakes a loan amount, annual rate and tenure and returns how the EMI and total interest change when the rate moves up or down by small steps. Example input: {"principal":5000000,"annualRate":8.5,"years":20}

Schemas: list_tools.

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Official server.json
{
  "name": "io.github.SirCharan/homes-loan-calculator",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://homesloancalculator.in/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "websiteUrl": "https://homesloancalculator.in",
  "description": "Home loan EMI, affordability, balance transfer, down payment, rent vs buy calculators."
}