Search / com.vhishongkong/vhis
protogridR0· no sign-inPrice all 579 VHIS certified plans in Hong Kong, read filed terms, see premium increases since 2021
v1.0.0 · active · repository · descriptor JSON · versions
{
"mcpServers": {
"vhis": {
"type": "http",
"url": "https://mcp.vhishongkong.com/mcp"
}
}
}claude mcp add --transport http vhis https://mcp.vhishongkong.com/mcp[mcp_servers.vhis]
url = "https://mcp.vhishongkong.com/mcp"
{
"$schema": "https://opencode.ai/config.json",
"mcp": {
"vhis": {
"type": "remote",
"url": "https://mcp.vhishongkong.com/mcp",
"enabled": true
}
}
}{
"mcpServers": {
"vhis": {
"type": "http",
"url": "https://mcp.vhishongkong.com/mcp"
}
},
"deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=vhis&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLnZoaXNob25na29uZy5jb20vbWNwIn0%3D"
}{
"servers": {
"vhis": {
"type": "http",
"url": "https://mcp.vhishongkong.com/mcp"
}
}
}{
"mcpServers": {
"vhis": {
"httpUrl": "https://mcp.vhishongkong.com/mcp"
}
}
}extensions:
"vhis":
enabled: true
name: "vhis"
type: streamable_http
uri: "https://mcp.vhishongkong.com/mcp"
timeout: 300
protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28protocol.statelessonly applies to 2026-07-28 serversprotocol.transportstreamable HTTPprotocol.list_ttlonly applies to 2026-07-28 serversauth.prm, auth.as_metadata, auth.cimdno remote uses OAuthauth.secret_in_urlno templated URLtools.descriptionsevery tool has a descriptiontools.description_lengthdescriptions are concisetools.schemasevery tool has an object input schematools.annotations16 of 16 tools declare readOnlyHint or destructiveHinttools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHinttools.token_costabout 4,029 tokens to load every tooltools.api_dumptools are not a one-to-one API dumpstability.changes18 tool changes in 30 daysstability.rug_pullno tool changed its meaning under the same namedeps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI packagefetchchangedannotationssearchchangedannotationstreatment_costchangedannotationslist_insurerschangedannotationsadviser_noteschangedannotationssearch_plan_termschangedannotationsestimate_renewalchangedannotationsinsurer_increaseschangedannotationspremium_historychangedannotationscompare_planschangedannotationsShowing the latest 10. Full history: list_changes · trend: quality JSON.
Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.
+repository +dns-namespace +reachable +uptime-100% ~updated-33d-ago
Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.
| remote | auth | reachable | uptime 30d | p50 | protocol | last ok |
|---|---|---|---|---|---|---|
https://mcp.vhishongkong.com/mcp streamable-http | none | yes | 100% | 345 ms | 2025-11-25 | 2026-10-19 |
adviser_notesread-only | Curated notes from licensed advisers and the scheme rules: how underwriting works, what usually happens with common conditions, switching, claims practice, tax. Guidance, not plan terms. |
compare_plansread-only | Side by side on what actually differs: premium now and at 65, next-year range, deductible, room class, limits, area and each insurer's rate record. Use it for "which is better" and "why is one cheaper"; state the trade-off and let the person choose. Needs a key on the public server; without one it returns key_required and tells the user where to get one. |
create_lead | Pass the person to a licensed adviser: saves the enquiry, emails them their shortlist, emails the adviser and returns a WhatsApp link and a reference. Only call it once they have given a name and a phone number or email and have said they want to be contacted. Never put a health detail in the note; the adviser asks directly. Needs a key on the public server; without one it returns key_required and tells the user where to get one. |
estimate_renewalread-only | The premium at age plus one on the current schedule, which is certain unless the insurer refiles, plus a low, mid and high range built from this plan's own rate changes since 2021. Needs a key on the public server; without one it returns key_required and tells the user where to get one. |
fetchread-only | The full record behind a search id: what the plan pays and every term as filed, with the page of each clause. |
find_plansread-only | The plan finder. Ranks every eligible VHIS plan on what it covers and what it really costs, and returns three explained picks (lowest cost over the period, best coverage for the money, most comprehensive) with a ranked list behind them. Coverage is read from each plan's Benefit Schedule; cost is the published premium for every year from this age, and the same again with the insurer's own filed rate changes applied. Age is the only thing it needs; pass whatever else the person has actually said. |
insurer_increasesread-only | An insurer's rate record across all its VHIS plans since 2021, by year, alongside the market table with every insurer ranked from lowest average annual change to highest. |
list_insurersread-only | Every insurer this server can price, with how many certified plans and rate tables each has loaded. |
plan_coverageread-only | What one plan actually pays, item by item from its own Benefit Schedule: full cover or the published cap on room and board, hospital charges, surgeon's fee, imaging, cancer treatment and psychiatric care, plus the annual and lifetime limits, room class, territory, extras and a coverage score. Use it for "what does this cover", "is surgery covered in full", "does it include outpatient". |
plan_optionsread-only | Every option sold under one certification number, with its room class, deductible and area, priced at this age when an age is given, plus what the premium becomes every five years to twenty years out. |
plan_termsread-only | The plan's terms as filed with the Health Bureau, field by field with the page each came from: guaranteed renewal age, entry ages, pre-existing condition schedule, waiting period, room class and higher-room rule, territory, full cover, limits, deductible basis, coinsurance, outpatient, psychiatric, cancer, extras, cancellation, switching and exclusions beyond the standard list. Use it for "does it cover X", "what is the rule on Y" and terms comparisons; cite the page. |
premium_historyread-only | How a plan's premium has moved since 2021: every schedule the insurer filed, the premium at this age under each one with the age held constant, the year-on-year changes and the average. Use it for "has this gone up" and "is this insurer stable". |
price_plansread-only | Every matching plan ranked by annual premium alone, with no view on coverage. Use it when someone asks for the cheapest, for a full list, or for one insurer's prices. When what the plan covers matters, use find_plans. Needs a key on the public server; without one it returns key_required and tells the user where to get one. |
searchread-only | Search every certified plan document and return matching records, each with an id, a title, a page link and the clause text. Call fetch with an id for that plan's full record. search_plan_terms is the same search with richer output; this pair exists because some clients look for tools named search and fetch. |
search_plan_termsread-only | Search the official Terms and Benefits of the certified plans and return the clauses, each with the plan, Part, Section, page and a link to that page. Use it for exclusions, waiting periods, limits, room class rules, territorial scope, definitions, renewal and cancellation. Never state what a plan says without it. |
treatment_costread-only | What Hong Kong private hospitals published they actually billed for a procedure, hospital by hospital, with the doctor's fee and the hospital's charge separately, and what a named plan would pay of it. From the government's price transparency platform, not an estimate. Bills differ several-fold between hospitals, so never quote a single figure for Hong Kong without saying which hospital it belongs to. |
Schemas: list_tools.
{
"name": "com.vhishongkong/vhis",
"$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
"remotes": [
{
"url": "https://mcp.vhishongkong.com/mcp",
"type": "streamable-http",
"headers": [
{
"name": "X-API-Key",
"description": "Optional. A free key from https://www.vhishongkong.com/mcp unlocks the full price list, plan comparison, renewal estimates and adviser hand-off."
}
]
}
],
"version": "1.0.0",
"repository": {
"url": "https://github.com/buglowmo-AiMaster/VHIS-HongKong",
"source": "github",
"subfolder": "mcp"
},
"description": "Price all 579 VHIS certified plans in Hong Kong, read filed terms, see premium increases since 2021"
}