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8 clients · secrets stay placeholders

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{
  "mcpServers": {
    "monarch-money": {
      "command": "npx",
      "args": [
        "-y",
        "[email protected]"
      ],
      "env": {
        "MONARCH_SESSION_TOKEN": "${MONARCH_SESSION_TOKEN}",
        "MONARCH_PASSWORD": "${MONARCH_PASSWORD}",
        "MONARCH_TOTP": "${MONARCH_TOTP}",
        "MONARCH_EMAIL_OTP": "${MONARCH_EMAIL_OTP}",
        "MONARCH_SESSION_PASSPHRASE": "${MONARCH_SESSION_PASSPHRASE}",
        "MONARCH_STATE_DIR": "~/.monarch-money-mcp"
      }
    }
  }
}

claude mcp add monarch-money -e "MONARCH_SESSION_TOKEN=${MONARCH_SESSION_TOKEN}" -e "MONARCH_PASSWORD=${MONARCH_PASSWORD}" -e "MONARCH_TOTP=${MONARCH_TOTP}" -e "MONARCH_EMAIL_OTP=${MONARCH_EMAIL_OTP}" -e "MONARCH_SESSION_PASSPHRASE=${MONARCH_SESSION_PASSPHRASE}" -e "MONARCH_STATE_DIR=~/.monarch-money-mcp" -- npx -y [email protected]

[mcp_servers.monarch-money]
command = "npx"
args = ["-y", "[email protected]"]
env = { "MONARCH_SESSION_TOKEN" = "${MONARCH_SESSION_TOKEN}", "MONARCH_PASSWORD" = "${MONARCH_PASSWORD}", "MONARCH_TOTP" = "${MONARCH_TOTP}", "MONARCH_EMAIL_OTP" = "${MONARCH_EMAIL_OTP}", "MONARCH_SESSION_PASSPHRASE" = "${MONARCH_SESSION_PASSPHRASE}", "MONARCH_STATE_DIR" = "~/.monarch-money-mcp" }

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "monarch-money": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "[email protected]"
      ],
      "enabled": true,
      "environment": {
        "MONARCH_SESSION_TOKEN": "{env:MONARCH_SESSION_TOKEN}",
        "MONARCH_PASSWORD": "{env:MONARCH_PASSWORD}",
        "MONARCH_TOTP": "{env:MONARCH_TOTP}",
        "MONARCH_EMAIL_OTP": "{env:MONARCH_EMAIL_OTP}",
        "MONARCH_SESSION_PASSPHRASE": "{env:MONARCH_SESSION_PASSPHRASE}",
        "MONARCH_STATE_DIR": "~/.monarch-money-mcp"
      }
    }
  }
}

{
  "mcpServers": {
    "monarch-money": {
      "command": "npx",
      "args": [
        "-y",
        "[email protected]"
      ],
      "env": {
        "MONARCH_SESSION_TOKEN": "${MONARCH_SESSION_TOKEN}",
        "MONARCH_PASSWORD": "${MONARCH_PASSWORD}",
        "MONARCH_TOTP": "${MONARCH_TOTP}",
        "MONARCH_EMAIL_OTP": "${MONARCH_EMAIL_OTP}",
        "MONARCH_SESSION_PASSPHRASE": "${MONARCH_SESSION_PASSPHRASE}",
        "MONARCH_STATE_DIR": "~/.monarch-money-mcp"
      }
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=monarch-money&config=eyJjb21tYW5kIjoibnB4IiwiYXJncyI6WyIteSIsIm1vbmFyY2gtbW9uZXktbWNwLXNlcnZlckAwLjAuMTMiXSwiZW52Ijp7Ik1PTkFSQ0hfU0VTU0lPTl9UT0tFTiI6IiR7TU9OQVJDSF9TRVNTSU9OX1RPS0VOfSIsIk1PTkFSQ0hfUEFTU1dPUkQiOiIke01PTkFSQ0hfUEFTU1dPUkR9IiwiTU9OQVJDSF9UT1RQIjoiJHtNT05BUkNIX1RPVFB9IiwiTU9OQVJDSF9FTUFJTF9PVFAiOiIke01PTkFSQ0hfRU1BSUxfT1RQfSIsIk1PTkFSQ0hfU0VTU0lPTl9QQVNTUEhSQVNFIjoiJHtNT05BUkNIX1NFU1NJT05fUEFTU1BIUkFTRX0iLCJNT05BUkNIX1NUQVRFX0RJUiI6In4vLm1vbmFyY2gtbW9uZXktbWNwIn19"
}

{
  "servers": {
    "monarch-money": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "[email protected]"
      ],
      "env": {
        "MONARCH_SESSION_TOKEN": "${MONARCH_SESSION_TOKEN}",
        "MONARCH_PASSWORD": "${MONARCH_PASSWORD}",
        "MONARCH_TOTP": "${MONARCH_TOTP}",
        "MONARCH_EMAIL_OTP": "${MONARCH_EMAIL_OTP}",
        "MONARCH_SESSION_PASSPHRASE": "${MONARCH_SESSION_PASSPHRASE}",
        "MONARCH_STATE_DIR": "~/.monarch-money-mcp"
      }
    }
  }
}

{
  "mcpServers": {
    "monarch-money": {
      "command": "npx",
      "args": [
        "-y",
        "[email protected]"
      ],
      "env": {
        "MONARCH_SESSION_TOKEN": "${MONARCH_SESSION_TOKEN}",
        "MONARCH_PASSWORD": "${MONARCH_PASSWORD}",
        "MONARCH_TOTP": "${MONARCH_TOTP}",
        "MONARCH_EMAIL_OTP": "${MONARCH_EMAIL_OTP}",
        "MONARCH_SESSION_PASSPHRASE": "${MONARCH_SESSION_PASSPHRASE}",
        "MONARCH_STATE_DIR": "~/.monarch-money-mcp"
      }
    }
  }
}

extensions:
  "monarch-money":
    enabled: true
    name: "monarch-money"
    type: stdio
    cmd: "npx"
    args:
      - "-y"
      - "[email protected]"
    envs:
      "MONARCH_SESSION_TOKEN": "${MONARCH_SESSION_TOKEN}"
      "MONARCH_PASSWORD": "${MONARCH_PASSWORD}"
      "MONARCH_TOTP": "${MONARCH_TOTP}"
      "MONARCH_EMAIL_OTP": "${MONARCH_EMAIL_OTP}"
      "MONARCH_SESSION_PASSPHRASE": "${MONARCH_SESSION_PASSPHRASE}"
      "MONARCH_STATE_DIR": "~/.monarch-money-mcp"
    timeout: 300

Placeholders to fill from your own secret store: ${MONARCH_SESSION_TOKEN}, ${MONARCH_PASSWORD}, ${MONARCH_TOTP}, ${MONARCH_EMAIL_OTP}, ${MONARCH_SESSION_PASSPHRASE}. The registry never accepts secret values.

This is a local package: the command runs on your machine.

Quality – / 100not scored

Not scored: fewer than three checks apply, usually because no remote answered a credential-free probe or the server is a local package.

protocoln/a · weight 25

n/a
protocol.modern, protocol.stateless, protocol.transport, protocol.list_ttlno remote answered a protocol handshake (not probed yet, unreachable, or local-only)

authorizationn/a · weight 15

n/a
auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
n/a
auth.secret_in_urlno templated URL

tool hygienen/a · weight 30

n/a
tools.descriptions, tools.description_length, tools.schemas, tools.annotations, tools.directory_hints, tools.token_cost, tools.api_dumptool list unknown (behind auth, not probed, or empty)

stabilityn/a · weight 15

n/a
stability.changes, stability.rug_pulltool list unknown

dependencies67 · weight 15

pass
deps.known_vulnsno known advisory in 98 resolved packages
fail
deps.mcp_sdk_version@modelcontextprotocol/sdk 1.30.1 has 1 known advisory (GHSA-6qxp-vccf-f47h); update @modelcontextprotocol/sdk to 1.31.0 or later
pass
deps.resolvable[email protected] resolved: 98 packages

Tool list unknown · checked 2026-10-20 17:02 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 74 / 100

duplicate-repo

provenance90

livenessn/a

freshness65

hygiene60

+repository +namespace-matches-repo +dns-namespace ~liveness-unmeasured ~updated-103d-ago -duplicate-repo(28 names)

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Dependencies

[email protected] npm97 dependencies, resolved · MCP SDK @modelcontextprotocol/sdk 1.30.1 · advisories checked 2026-10-19

advisory	severity	package	fixed in
GHSA-6qxp-vccf-f47hMCP TypeScript SDK: OAuth client could send credentials to an authorization server chosen by the MCP server	high	`@modelcontextprotocol/[email protected]`MCP SDK, direct	fixed in `1.31.0`

Dependency graphs from deps.dev; advisories from OSV.dev, including the GitHub Advisory Database and the PyPI Advisory Database; all CC BY 4.0. The graph is what a clean install of this version resolves today; nothing was installed or run. How it is checked.

Endpoints

package	registry	version	runtime	secrets
`monarch-money-mcp-server`	npm	0.0.13	npx	`MONARCH_SESSION_TOKEN`, `MONARCH_PASSWORD`, `MONARCH_TOTP`, `MONARCH_EMAIL_OTP`, `MONARCH_SESSION_PASSPHRASE`

Tools (0)

No tools observed. Local packages are never executed by the registry.

Schemas: list_tools.

Also listed as

27 other active names share this repository (showing 10): com.pulsemcp/appsignal, com.pulsemcp/dynamodb, com.pulsemcp/fetchpet, com.pulsemcp/fly-io, com.pulsemcp/gcs, com.pulsemcp/gmail, com.pulsemcp/good-eggs, com.pulsemcp/google-calendar, com.pulsemcp/google-docs, com.pulsemcp/google-flights

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Official server.json

{
  "name": "com.pulsemcp/monarch-money",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-09-29/server.schema.json",
  "version": "0.0.13",
  "packages": [
    {
      "version": "0.0.13",
      "transport": {
        "type": "stdio"
      },
      "identifier": "monarch-money-mcp-server",
      "runtimeHint": "npx",
      "registryType": "npm",
      "registryBaseUrl": "https://registry.npmjs.org",
      "runtimeArguments": [
        {
          "type": "positional",
          "value": "-y"
        }
      ],
      "environmentVariables": [
        {
          "name": "MONARCH_SESSION_TOKEN",
          "isSecret": true,
          "description": "Pre-obtained session token for authentication (recommended over email/password)."
        },
        {
          "name": "MONARCH_EMAIL",
          "description": "Email address for email/password authentication."
        },
        {
          "name": "MONARCH_PASSWORD",
          "isSecret": true,
          "description": "Password for email/password authentication."
        },
        {
          "name": "MONARCH_TOTP",
          "isSecret": true,
          "description": "TOTP code if 2FA is enabled on the account."
        },
        {
          "name": "MONARCH_EMAIL_OTP",
          "isSecret": true,
          "description": "Email OTP code required only on first login from a new install."
        },
        {
          "name": "MONARCH_SESSION_PASSPHRASE",
          "isSecret": true,
          "description": "Override passphrase for encrypting the on-disk session file."
        },
        {
          "name": "MONARCH_STATE_DIR",
          "default": "~/.monarch-money-mcp",
          "description": "Directory where session.enc file is stored."
        },
        {
          "name": "MONARCH_ENABLED_TOOL_GROUPS",
          "description": "Comma-separated list of tool groups to enable (readonly, manage)."
        },
        {
          "name": "MONARCH_ENABLED_TOOLS",
          "description": "Comma-separated whitelist of specific tool names to enable."
        },
        {
          "name": "MONARCH_DISABLED_TOOLS",
          "description": "Comma-separated blacklist of specific tool names to disable."
        }
      ]
    }
  ],
  "repository": {
    "url": "https://github.com/pulsemcp/mcp-servers",
    "source": "github",
    "subfolder": "experimental/monarch-money"
  },
  "description": "MCP server for Monarch Money — account, transaction, and budget management."
}