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HMDA Mortgage Data

R0· no sign-in

Home mortgage lending patterns, denial rates, and fair lending data

v1.1.0 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality79good
Trust72of 100
Uptime, 30 days99%
Latency p50260 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "hmda": {
      "type": "http",
      "url": "https://mcp.olyport.com/hmda/mcp"
    }
  }
}
claude mcp add --transport http hmda https://mcp.olyport.com/hmda/mcp
[mcp_servers.hmda]
url = "https://mcp.olyport.com/hmda/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "hmda": {
      "type": "remote",
      "url": "https://mcp.olyport.com/hmda/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "hmda": {
      "type": "http",
      "url": "https://mcp.olyport.com/hmda/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=hmda&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLm9seXBvcnQuY29tL2htZGEvbWNwIn0%3D"
}
{
  "servers": {
    "hmda": {
      "type": "http",
      "url": "https://mcp.olyport.com/hmda/mcp"
    }
  }
}
{
  "mcpServers": {
    "hmda": {
      "httpUrl": "https://mcp.olyport.com/hmda/mcp"
    }
  }
}
extensions:
  "hmda":
    enabled: true
    name: "hmda"
    type: streamable_http
    uri: "https://mcp.olyport.com/hmda/mcp"
    timeout: 300

Quality 79 / 100good

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene71 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • fail
    tools.annotationsno tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
  • fail
    tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: get_aggregate_stats (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); get_denial_reasons (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); get_lending_by_race (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
  • pass
    tools.token_costabout 892 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

4 tools, about 892 tokens to load them all · tool set ba743211d6d2 · checked 2026-10-20 06:17 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 72 / 100

no-repository
provenance55
liveness100
freshness45
hygiene80

+dns-namespace +website +reachable +uptime-99% -stale-201d -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://mcp.olyport.com/hmda/mcp streamable-httpnoneyes99%260 ms2025-11-252026-10-20

Tools (4)

get_aggregate_statsGet aggregate mortgage lending statistics for a geographic area. Returns summary statistics including total applications, originations, denials, and loan amounts. Useful for understanding overall lending activity in a state or county. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
get_denial_reasonsGet mortgage denial reasons breakdown for a geographic area. Returns the distribution of denial reasons for mortgage applications that were denied. Useful for identifying barriers to homeownership in specific communities. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
get_lending_by_raceGet mortgage lending patterns disaggregated by race and ethnicity. Returns mortgage origination and denial data broken down by the race/ethnicity of the applicant. Useful for fair lending analysis and identifying disparities in mortgage access. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
get_mortgage_dataGet Home Mortgage Disclosure Act (HMDA) loan-level data. Returns mortgage application and origination records reported by financial institutions under HMDA. At least one geographic filter (state or county_fips) is recommended to limit results. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified. action_taken: Loan action code: '1' (originated), '2' (approved not accepted), '3' (denied), '4' (withdrawn), '5' (incomplete). loan_type: Loan type code: '1' (conventional), '2' (FHA-insured), '3' (VA-guaranteed), '4' (USDA/RHS). limit: Maximum number of records to return (default 100, max 1000).

Schemas: list_tools.

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Official server.json
{
  "name": "com.olyport/hmda",
  "title": "HMDA Mortgage Data",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://mcp.olyport.com/hmda/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.1.0",
  "websiteUrl": "https://olyport.com",
  "description": "Home mortgage lending patterns, denial rates, and fair lending data"
}