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Kinro

R0· no sign-in

Business insurance advice and real carrier quotes for U.S. small businesses from a licensed broker.

v0.4.0 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality85new
Trust83of 100
Uptime, 30 days100%
Latency p50228 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "kinro": {
      "type": "http",
      "url": "https://api.kinro.com/mcp"
    }
  }
}
claude mcp add --transport http kinro https://api.kinro.com/mcp
[mcp_servers.kinro]
url = "https://api.kinro.com/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "kinro": {
      "type": "remote",
      "url": "https://api.kinro.com/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "kinro": {
      "type": "http",
      "url": "https://api.kinro.com/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=kinro&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vYXBpLmtpbnJvLmNvbS9tY3AifQ%3D%3D"
}
{
  "servers": {
    "kinro": {
      "type": "http",
      "url": "https://api.kinro.com/mcp"
    }
  }
}
{
  "mcpServers": {
    "kinro": {
      "httpUrl": "https://api.kinro.com/mcp"
    }
  }
}
extensions:
  "kinro":
    enabled: true
    name: "kinro"
    type: streamable_http
    uri: "https://api.kinro.com/mcp"
    timeout: 300

Quality 85 / 100new

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene93 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • warn
    tools.description_length1 tools have descriptions over 1,024 characters, which crowds the context
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations2 of 2 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 1,678 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stabilityn/a · weight 15
  • n/a
    stability.changes, stability.rug_pulltool history recorded for 6 of the 7 days needed
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

2 tools, about 1,678 tokens to load them all · tool set e1d6223ed183 · checked 2026-10-20 01:29 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 83 / 100

no-repository
provenance55
liveness100
freshness100
hygiene80

+dns-namespace +website +reachable +uptime-100% +updated-7d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://api.kinro.com/mcp streamable-httpnoneyes100%228 ms2025-11-252026-10-19

Tools (2)

ask_kinroAsk Kinro, a licensed business insurance broker, about the user’s business insurance: what coverage fits the business, carrier eligibility and exclusions, and quotes. Kinro’s AI advisor, Leo, answers. Kinro is not tied to any carrier: it gets real quotes from several carriers in one conversation, so the user does not have to start a separate quoting session with each carrier. Its answers rest on carrier underwriting rules and live quotes, and as the broker Kinro is accountable for its advice and carries errors and omissions insurance for it. Kinro returns coverage answers and any follow-up questions needed to prepare the request. You speak to Kinro for the user: tell it what the user needs, answer its follow-up questions from what the user has told you, ask the user what you do not know, and send the user’s follow-up requests in the same conversation. Kinro handles every conversation as a real insurance request, including on its test endpoint. When testing there and the user has you make up a business, choose details that look real, with no placeholders such as “Test Lane”, and give them as plain facts the way its owner would. Do not call the details fake, fictional, or a test, because Kinro does not quote details it is told are not real. The first call opens a Kinro insurance request for the business and saves what the user shares, so Kinro can prepare quotes. To quote, Kinro sends the business’s details to insurance carriers; carriers get no permission to contact the user. Kinro contacts the user outside this chat, by email or text, only at contact details the user shares and agrees to be contacted at. Each call sends a new message, so do not repeat a call to retry it. Kinro’s messages say what to expect next. Some answers, like quotes, arrive later: when Kinro says it is still working, call get_kinro_messages with wait set to true to get its next messages. A quote message links to the customer’s quote page on kinro.com, with the full quote and its documents: if you can open web pages, open it to go through the quote with the user, and never buy or enter payment details for them.
get_kinro_messagesRead this conversation with Kinro and get Kinro's new messages: the user's messages and Kinro's, oldest first, with each Kinro message you have not received before marked new. Show the user every new message as written, including links. Returns the latest 5 messages by default; set limit (up to 100) for more or fewer, and new messages are always included. When Kinro says it is still working, for example on a reply or a quote, set wait to true: the call returns as soon as a new message arrives, or after a short wait with a note that nothing is new. Messages you already received stay readable, so use it to recover a reply or quote you missed or lost. It sends nothing to Kinro.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "com.kinro/kinro",
  "icons": [
    {
      "src": "https://kinro.com/brand/logos/apple-touch-icon-kinro.png",
      "sizes": [
        "180x180"
      ],
      "mimeType": "image/png"
    }
  ],
  "title": "Kinro",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://api.kinro.com/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "0.4.0",
  "websiteUrl": "https://kinro.com/docs",
  "description": "Business insurance advice and real carrier quotes for U.S. small businesses from a licensed broker."
}