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Search / com.incrediblefi/loan-marketplace

IncredibleFi — Personal Loan Marketplace

R0· no sign-in

AI-powered loan marketplace. Match users with 100+ lenders — any credit score or employment status.

v1.0.0 · active · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality76good
Trust69of 100
Uptime, 30 days100%
Latency p501127 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "loan-marketplace": {
      "type": "http",
      "url": "https://www.incrediblefi.com/mcp"
    }
  }
}
claude mcp add --transport http loan-marketplace https://www.incrediblefi.com/mcp
[mcp_servers.loan-marketplace]
url = "https://www.incrediblefi.com/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "loan-marketplace": {
      "type": "remote",
      "url": "https://www.incrediblefi.com/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "loan-marketplace": {
      "type": "http",
      "url": "https://www.incrediblefi.com/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=loan-marketplace&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vd3d3LmluY3JlZGlibGVmaS5jb20vbWNwIn0%3D"
}
{
  "servers": {
    "loan-marketplace": {
      "type": "http",
      "url": "https://www.incrediblefi.com/mcp"
    }
  }
}
{
  "mcpServers": {
    "loan-marketplace": {
      "httpUrl": "https://www.incrediblefi.com/mcp"
    }
  }
}
extensions:
  "loan-marketplace":
    enabled: true
    name: "loan-marketplace"
    type: streamable_http
    uri: "https://www.incrediblefi.com/mcp"
    timeout: 300

Quality 76 / 100good

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene64 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • warn
    tools.description_length1 tools have descriptions over 1,024 characters, which crowds the context
  • pass
    tools.schemasevery tool has an object input schema
  • fail
    tools.annotationsno tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
  • fail
    tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: get_loan_application_fields (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); submit_loan_application (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); submit_additional_information (readOnlyHint, destructiveHint, idempotentHint, openWorldHint)
  • pass
    tools.token_costabout 2,458 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability100 · weight 15
  • pass
    stability.changes1 tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

3 tools, about 2,458 tokens to load them all · tool set a764c4a4c9e1 · tools last changed 2026-10-17 · checked 2026-10-20 23:59 UTC

Tool changes

  • submit_loan_applicationchangeddescription
    before

    CONSENT REQUIRED BEFORE CALLING THIS TOOL. Before submitting a loan application, you MUST display the following disclosure to the user verbatim and obtain their explicit agreement (e.g. they say "I agree", "I consent", or "Yes"). Do NOT call this tool until the user has explicitly agreed. DISCLOSURE: "By submitting this application, you: (1) consent to and agree with IncredibleFi's Terms of Service, Privacy Policy, Credit Authorization Agreement, E-Consent, Arbitration Notice, Advertiser Disclosure, and Personal Loan Notice; (2) certify that all information herein is true and complete; (3) provide written instructions under the Fair Credit Reporting Act for Acqscale, Inc. (IncredibleFi.com) and its Marketplace Partners with whom Acqscale, Inc. (IncredibleFi.com) connects you to obtain your consumer credit report from contracted Credit Bureau(s) associated with your pre-qualification for credit inquiry; (4) understand your information will be presented to a network of lenders and/or lending partners who will review and verify your information to determine if you may qualify for a loan, and that lenders and financial service providers may share your personal information including approval and funded status; and (5) provide express consent to recurring communication at the telephone number provided by Acqscale, Inc. (IncredibleFi.com) and its Marketplace Partners. Consent is not required to purchase any goods or services; and (6) understand that if you are not connected with a lender, your information may be shared with, and you may be contacted by, other financial service providers, debt relief providers, aggregators, and marketers offering products that are not loans, and that this consent to be contacted applies to them as well." Once the user has explicitly agreed, set tcpaConsent to true and submit the application. This tool always returns a URL for the user: either a direct lender match or curated loan options. May return "additional_information_needed" with extra fields to improve matching.

    after · 100% of words in common

    CONSENT REQUIRED BEFORE CALLING THIS TOOL. Before submitting a loan application, you MUST display the following disclosure to the user verbatim and obtain their explicit agreement (e.g. they say "I agree", "I consent", or "Yes"). Do NOT call this tool until the user has explicitly agreed. DISCLOSURE: "By submitting this application, you: (1) consent to and agree with IncredibleFi's Terms of Service, Privacy Policy, Credit Authorization Agreement, E-Consent, Arbitration Notice, Advertiser Disclosure, and Personal Loan Notice; (2) certify that all information herein is true and complete; (3) provide written instructions under the Fair Credit Reporting Act for the Marketplace Partners with whom IncredibleFi.com connects you to obtain your consumer credit report from contracted Credit Bureau(s) associated with your pre-qualification for credit inquiry; (4) understand your information will be presented to a network of lenders and/or lending partners who will review and verify your information to determine if you may qualify for a loan, and that lenders and financial service providers may share your personal information including approval and funded status; and (5) provide express consent to recurring communication at the telephone number provided by Acqscale, Inc. (IncredibleFi.com) and its Marketplace Partners. Consent is not required to purchase any goods or services; and (6) understand that if you are not connected with a lender, your information may be shared with, and you may be contacted by, other financial service providers, debt relief providers, aggregators, and marketers offering products that are not loans, and that this consent to be contacted applies to them as well." Once the user has explicitly agreed, set tcpaConsent to true and submit the application. This tool always returns a URL for the user: either a direct lender match or curated loan options. May return "additional_information_needed" with extra fields to improve matching.

Full history: list_changes · trend: quality JSON.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 69 / 100

no-repository
provenance45
liveness100
freshness45
hygiene80

+dns-namespace +reachable +uptime-100% -stale-216d -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://www.incrediblefi.com/mcp streamable-httpnoneyes100%1127 ms2025-11-252026-10-20

Tools (3)

get_loan_application_fieldsGet the loan application form fields, their types, allowed values, and validation rules. Call this first to understand what information is needed to submit a loan application.
submit_additional_informationSubmit additional information for a loan application that previously returned "additional_information_needed". Requires the application_reference token from that response.
submit_loan_applicationCONSENT REQUIRED BEFORE CALLING THIS TOOL. Before submitting a loan application, you MUST display the following disclosure to the user verbatim and obtain their explicit agreement (e.g. they say "I agree", "I consent", or "Yes"). Do NOT call this tool until the user has explicitly agreed. DISCLOSURE: "By submitting this application, you: (1) consent to and agree with IncredibleFi's Terms of Service, Privacy Policy, Credit Authorization Agreement, E-Consent, Arbitration Notice, Advertiser Disclosure, and Personal Loan Notice; (2) certify that all information herein is true and complete; (3) provide written instructions under the Fair Credit Reporting Act for the Marketplace Partners with whom IncredibleFi.com connects you to obtain your consumer credit report from contracted Credit Bureau(s) associated with your pre-qualification for credit inquiry; (4) understand your information will be presented to a network of lenders and/or lending partners who will review and verify your information to determine if you may qualify for a loan, and that lenders and financial service providers may share your personal information including approval and funded status; and (5) provide express consent to recurring communication at the telephone number provided by Acqscale, Inc. (IncredibleFi.com) and its Marketplace Partners. Consent is not required to purchase any goods or services; and (6) understand that if you are not connected with a lender, your information may be shared with, and you may be contacted by, other financial service providers, debt relief providers, aggregators, and marketers offering products that are not loans, and that this consent to be contacted applies to them as well." Once the user has explicitly agreed, set tcpaConsent to true and submit the application. This tool always returns a URL for the user: either a direct lender match or curated loan options. May return "additional_information_needed" with extra fields to improve matching.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "com.incrediblefi/loan-marketplace",
  "title": "IncredibleFi — Personal Loan Marketplace",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://www.incrediblefi.com/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "description": "AI-powered loan marketplace. Match users with 100+ lenders — any credit score or employment status."
}