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Penny Rounding

R0· no sign-in

Round cash totals to the nearest nickel correctly — after tax, on the total, cash only.

v0.1.0 · active · repository · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality86good
Trust89of 100
Uptime, 30 days100%
Latency p50915 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "penny-rounding": {
      "type": "http",
      "url": "https://penny-rounding.gumballtools.com/api/mcp"
    }
  }
}
claude mcp add --transport http penny-rounding https://penny-rounding.gumballtools.com/api/mcp
[mcp_servers.penny-rounding]
url = "https://penny-rounding.gumballtools.com/api/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "penny-rounding": {
      "type": "remote",
      "url": "https://penny-rounding.gumballtools.com/api/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "penny-rounding": {
      "type": "http",
      "url": "https://penny-rounding.gumballtools.com/api/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=penny-rounding&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vcGVubnktcm91bmRpbmcuZ3VtYmFsbHRvb2xzLmNvbS9hcGkvbWNwIn0%3D"
}
{
  "servers": {
    "penny-rounding": {
      "type": "http",
      "url": "https://penny-rounding.gumballtools.com/api/mcp"
    }
  }
}
{
  "mcpServers": {
    "penny-rounding": {
      "httpUrl": "https://penny-rounding.gumballtools.com/api/mcp"
    }
  }
}
extensions:
  "penny-rounding":
    enabled: true
    name: "penny-rounding"
    type: streamable_http
    uri: "https://penny-rounding.gumballtools.com/api/mcp"
    timeout: 300

Quality 86 / 100good

protocol88 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • warn
    protocol.list_ttltools/list declares ttlMs 0, so clients re-fetch it on every use
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene79 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • warn
    tools.description_length3 tools have descriptions over 1,024 characters, which crowds the context
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations3 of 3 tools declare readOnlyHint or destructiveHint
  • fail
    tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: round_cash_total (destructiveHint, idempotentHint); price_band (destructiveHint, idempotentHint); rounding_impact (destructiveHint, idempotentHint)
  • pass
    tools.token_costabout 1,901 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

3 tools, about 1,901 tokens to load them all · tool set 579098d3deee · checked 2026-10-20 17:34 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 89 / 100

duplicate-repo
provenance85
liveness100
freshness85
hygiene80

+repository +dns-namespace +website +reachable +uptime-100% ~updated-45d-ago -duplicate-repo(16 names)

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://penny-rounding.gumballtools.com/api/mcp streamable-httpnoneyes100%915 ms2026-07-282026-10-20

Tools (3)

price_bandread-onlyFor a list price and a tax rate, find every nearby list price that settles to the SAME cash total, and the highest one. Use this for "what price should I charge" and "can I price to gain from rounding" questions. There is exactly one free move here and it is easy to get backwards, so do not reason about it unaided: Rounding collapses a band of five consecutive list prices onto one nickel. At 0% tax, $19.98 through $20.02 all settle to $20.00 in cash. Within that band the cash collected is IDENTICAL, so the highest price in it is strictly better — same from cash customers, up to 4 cents more from every card customer. That is genuinely free. The move that looks clever and is not: pricing BELOW a nickel so rounding "adds" a couple of cents. You collect the same cash and less on card. The rounding delta is not revenue. Do not recommend it. Input: `listPrice` as a dollar string, `taxRatePercent`, and optionally `spreadCents` (1-50, default 5) for how far either side to look. Returns: the whole band, the highest price in it, the free gain in cents (never more than 4), and a verdict. Tell the user the size of the number. Four cents is not a pricing strategy.
round_cash_totalread-onlySettle a transaction under post-penny cash rounding: exact subtotal, tax on the exact subtotal, then round the final total to the nearest nickel — and only for cash. Use this for any "what does X round to" or "what do I owe in cash" question. Four things are wrong in most explanations of this, and each one changes the answer: 1. CASH ONLY. Card, EFT, and gift-card payments are still priced to the cent. The same basket legitimately comes to two different amounts by tender. If asked about a card payment, do not round. 2. THE TOTAL, NOT EACH ITEM. Rounding per item multiplies the effect by the basket size. Five items at $0.99 total $4.95 — already a nickel, no rounding — where per-item rounding would collect $5.00. 3. AFTER TAX. Tax is computed on the exact subtotal and the rounding comes last. Rounding the base first changes the tax owed. 4. THE DIGIT DECIDES. 1, 2, 6, 7 round down; 3, 4, 8, 9 round up; 0 and 5 stand. Do not reason about "nearest" from scratch, and do not assume rounding is always up. Input: pass `subtotal` as a dollar string ("19.99") or `items` as a list. A NUMERIC amount is read as CENTS and a STRING as dollars — 1999 and "19.99" are the same amount, 19.99 as a number is refused. Pass `taxRatePercent` as a percentage (8.25, not 0.0825); rounding depends on it, so omitting it usually gives the wrong nickel. `tender` is cash or card, default cash. `rule` is symmetric (default), always-down, always-up, or none. Returns: the exact subtotal, tax, exact total, the rounded amount due, the signed delta, which digit decided it, warnings, and a `disclaimer` field. THIS IS NOT LEGAL OR TAX ADVICE. There was no federal rounding law as of September 2026 and state law varies. Do not tell a user what their jurisdiction requires — report the arithmetic and the caveats.
rounding_impactread-onlyCompute what cash rounding is actually worth across a list of prices: mean delta per transaction, the up/down/unchanged split, and a per-thousand figure. Use this whenever someone asks whether rounding costs or earns money — a very common question and one usually answered with a guess. Do not guess. Symmetric rounding nets to EXACTLY zero over evenly spread totals, because that is what it was designed to do. Real price lists all end in .99 and are not evenly spread, so the true figure is small but not always zero and it moves with the tax rate. This computes it for the actual prices given. Input: `prices` is a list of dollar strings or integer cents. `taxRatePercent` matters, because tax decides which nickel each total lands on. `rule` defaults to symmetric; pass always-up to quantify what the "just round everything up" idea would be worth (about 2 cents a sale, and no jurisdiction has adopted it for retail). Returns: mean and total delta in cents, the split, a per-thousand transaction figure, a per-price breakdown, and a plain-language verdict. Report the verdict — the size of the number is the answer.

Schemas: list_tools.

Also listed as

15 other active names share this repository (showing 10): com.crontoenglish/cron-translator, com.gumballtools/amortize, com.gumballtools/body-metrics, com.gumballtools/check-digit, com.gumballtools/color-companion, com.gumballtools/due-date, com.gumballtools/equation-steps, com.gumballtools/iso-week, com.gumballtools/json-to-types, com.gumballtools/payload-validator

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Official server.json
{
  "name": "com.gumballtools/penny-rounding",
  "title": "Penny Rounding",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://penny-rounding.gumballtools.com/api/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "0.1.0",
  "repository": {
    "url": "https://github.com/bwalvoord/gumball",
    "source": "github"
  },
  "websiteUrl": "https://penny-rounding.gumballtools.com",
  "description": "Round cash totals to the nearest nickel correctly — after tax, on the total, cash only."
}