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8 clients · secrets stay placeholders

JSON (mcpServers)Claude CodeCodexOpenCodeCursorVS CodeGemini CLIGoose

{
  "mcpServers": {
    "payer-api-directory": {
      "type": "http",
      "url": "https://clearinghouse.dropwatchhq.com/mcp"
    }
  }
}

claude mcp add --transport http payer-api-directory https://clearinghouse.dropwatchhq.com/mcp

[mcp_servers.payer-api-directory]
url = "https://clearinghouse.dropwatchhq.com/mcp"

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "payer-api-directory": {
      "type": "remote",
      "url": "https://clearinghouse.dropwatchhq.com/mcp",
      "enabled": true
    }
  }
}

{
  "mcpServers": {
    "payer-api-directory": {
      "type": "http",
      "url": "https://clearinghouse.dropwatchhq.com/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=payer-api-directory&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vY2xlYXJpbmdob3VzZS5kcm9wd2F0Y2hocS5jb20vbWNwIn0%3D"
}

{
  "servers": {
    "payer-api-directory": {
      "type": "http",
      "url": "https://clearinghouse.dropwatchhq.com/mcp"
    }
  }
}

{
  "mcpServers": {
    "payer-api-directory": {
      "httpUrl": "https://clearinghouse.dropwatchhq.com/mcp"
    }
  }
}

extensions:
  "payer-api-directory":
    enabled: true
    name: "payer-api-directory"
    type: streamable_http
    uri: "https://clearinghouse.dropwatchhq.com/mcp"
    timeout: 300

Quality 79 / 100good

protocol75 · weight 25

warn
protocol.modernnewest supported version is 2024-11-05; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
n/a
protocol.statelessonly applies to 2026-07-28 servers
pass
protocol.transportstreamable HTTP
n/a
protocol.list_ttlonly applies to 2026-07-28 servers

authorizationn/a · weight 15

n/a
auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
n/a
auth.secret_in_urlno templated URL

tool hygiene71 · weight 30

pass
tools.descriptionsevery tool has a description
pass
tools.description_lengthdescriptions are concise
pass
tools.schemasevery tool has an object input schema
fail
tools.annotationsno tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
fail
tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: recommend_clearinghouse (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); list_clearinghouses (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); get_clearinghouse (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
pass
tools.token_costabout 299 tokens to load every tool
pass
tools.api_dumptools are not a one-to-one API dump

stability100 · weight 15

pass
stability.changesno tool changes in 30 days
pass
stability.rug_pullno tool changed its meaning under the same name

dependenciesn/a · weight 15

n/a
deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

4 tools, about 299 tokens to load them all · tool set 39a4fe83d8f5 · checked 2026-10-20 03:37 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 75 / 100

no-repository

provenance55

liveness97

freshness65

hygiene80

+dns-namespace +website +reachable +uptime-93% ~updated-119d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remote	auth	reachable	uptime 30d	p50	protocol	last ok
`https://clearinghouse.dropwatchhq.com/mcp` streamable-http	none	yes	93%	170 ms	2024-11-05	2026-10-20

Tools (4)

`get_clearinghouse`	Full record for one vendor: what it does, dated+confidence-tagged pricing signals, access requirements, and small-practice fit. confidence is one of published/reported/none.
`list_clearinghouses`	List all medical clearinghouse / payer-API vendors in the directory with their access model, API style, supported X12 functions, and whether pricing is public.
`recommend_clearinghouse`	Transparently rank vendors for a practice. Returns scored shortlist with the reasoning for each. Inputs: functions needed, dev-integration flag, budget-sensitive flag.
`vendors_by_function`	Which vendors support a given X12 function. function slug one of: eligibility, claims, era, claim-status, prior-auth.

Schemas: list_tools.

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Official server.json

{
  "name": "com.dropwatchhq/payer-api-directory",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-07-09/server.schema.json",
  "remotes": [
    {
      "url": "https://clearinghouse.dropwatchhq.com/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.0",
  "websiteUrl": "https://clearinghouse.dropwatchhq.com",
  "description": "Directory of US clearinghouse/payer APIs (Availity, Optum, Waystar) with pricing & access signals."
}