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C4C: Mortgage Industry Regulations

R0· no sign-in

Verbatim U.S. mortgage regulatory text with citations and effective dates. Read-only, no sign-in.

v1.0.2 · active · repository · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality76good
Trust96of 100
Uptime, 30 days99%
Latency p50481 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "mortgage-regs": {
      "type": "http",
      "url": "https://mcp.claudeforcompliance.com/mcp"
    }
  }
}
claude mcp add --transport http mortgage-regs https://mcp.claudeforcompliance.com/mcp
[mcp_servers.mortgage-regs]
url = "https://mcp.claudeforcompliance.com/mcp"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "mortgage-regs": {
      "type": "remote",
      "url": "https://mcp.claudeforcompliance.com/mcp",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "mortgage-regs": {
      "type": "http",
      "url": "https://mcp.claudeforcompliance.com/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=mortgage-regs&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLmNsYXVkZWZvcmNvbXBsaWFuY2UuY29tL21jcCJ9"
}
{
  "servers": {
    "mortgage-regs": {
      "type": "http",
      "url": "https://mcp.claudeforcompliance.com/mcp"
    }
  }
}
{
  "mcpServers": {
    "mortgage-regs": {
      "httpUrl": "https://mcp.claudeforcompliance.com/mcp"
    }
  }
}
extensions:
  "mortgage-regs":
    enabled: true
    name: "mortgage-regs"
    type: streamable_http
    uri: "https://mcp.claudeforcompliance.com/mcp"
    timeout: 300

Quality 76 / 100good

protocol88 · weight 25
  • pass
    protocol.modernsupports 2026-07-28 (server/discover)
  • pass
    protocol.statelessanswers without a session
  • pass
    protocol.transportstreamable HTTP
  • warn
    protocol.list_ttltools/list declares ttlMs 0, so clients re-fetch it on every use
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene93 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • warn
    tools.description_length4 tools have descriptions over 1,024 characters, which crowds the context
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations10 of 10 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • pass
    tools.token_costabout 3,644 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability25 · weight 15
  • warn
    stability.changes33 tool changes in 30 days
  • fail
    stability.rug_pull1 tools kept their name but changed most of their description in 30 days; review before trusting them
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

10 tools, about 3,644 tokens to load them all · tool set 9d90a3220ed1 · tools last changed 2026-10-14 · checked 2026-10-19 10:52 UTC

Tool changes

  • search_regschangedinput schema
  • lookup_citationchangeddescription, output schema
    before

    Resolves a regulatory citation (e.g. '4000.1 II.A.8.d', 'B3-4.3-04', 'Freddie Mac Guide 5306.1', '38 U.S.C. 3737', 'M26-7 Chapter 4 Topic 9', 'SBA Notice 5000-872764', 'SOP 50 10 8 B.Ch1.A.2', 'HB-1-3555 11.3') to a `register_id`. Errors: `not_found` (the cite parses but is not in the corpus; `parsed` shows the parse), `ambiguous` (it could mean several registers, listed in `candidates`; no guess is made), `unparsed` (not recognizable as a citation). Near matches are not suggested. A handbook section resolves to the handbook's own register; documents that cite or amend it (e.g. Mortgagee Letters) are listed in `related` and are not the section's text. Identical copies of a section resolve to one register and are listed in `also_at`. A whole-handbook name returns `handbook`, an outline of its parts.

    after · 92% of words in common

    Resolves a regulatory citation (e.g. '4000.1 II.A.8.d', 'B3-4.3-04', 'Freddie Mac Guide 5306.1', '38 U.S.C. 3737', 'M26-7 Chapter 4 Topic 9', 'SBA Notice 5000-872764', 'SOP 50 10 8 B.Ch1.A.2', 'HB-1-3555 11.3') to a `register_id`. Errors: `not_found` (the cite parses but is not in the corpus; `parsed` shows the parse), `ambiguous` (it could mean several registers, listed in `candidates`; no guess is made), `unparsed` (not recognizable as a citation). Near matches are not suggested. A handbook section resolves to the handbook's own register; documents that cite or amend it (e.g. Mortgagee Letters) are listed in `related` and are not the section's text. Identical copies of a section resolve to one register and are listed in `also_at`. A whole-handbook name returns `handbook`, an outline of its parts. A section the regulator renumbered returns `kind` "renumbered": `register_id` is the section under its new number, `renumbered_from` the old register, and no text is given under the old number.

  • get_regchangedoutput schema
  • get_obligationchangedoutput schema
  • verify_quotechangedoutput schema
  • find_in_sectionchangedoutput schema
  • search_regschangedoutput schema
  • lookup_citationchangedoutput schema
  • get_regchangedoutput schema
  • get_obligationchangedoutput schema

Showing the latest 10. Full history: list_changes · trend: quality JSON.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 96 / 100

provenance85
liveness100
freshness100
hygiene100

+repository +dns-namespace +website +reachable +uptime-99% +updated-22d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://mcp.claudeforcompliance.com/mcp streamable-httpnoneyes99%481 ms2026-07-282026-10-19

Tools (10)

find_in_sectionread-onlyReturns only the verbatim paragraphs of one obligation (section) that contain the given terms. Inputs: `obligation_id`; `terms`, 1-6 short words or phrases ("cash-out", "credit score", "LTV"; abbreviations are expanded; numbers match as words or digits, so "five years" finds "five (5) years"); optional `max_passages`. Each passage has `verbatim` (the regulator's exact text), `offset` (its position in the section's text), `canonical_citation` (the pinpoint cite, where derivable) and `heading_path` (every heading above it, e.g. "vi. No Cash-Out Refinances > (A) Rate and Term > (i) Standard"). A match inside a table returns the whole table (`table: true`; `table_layout: "flattened"` when the source lost its layout and cells may not line up). A passage ending in a colon includes the list it introduces (`list_included: true`). `truncated` means more passages matched than were returned. No passages means no paragraph contains the terms as given; it is not a statement about the rule. `currency` is null or a version/status signal (dual-version, pending, revision-pending, superseded, expired...). On an FHA section HUD's Update 18 revises, `version` ("in-force" or "update-18-optional") says which text this is and `other_version` identifies the other.
get_obligationread-onlyReturns one obligation's (section's) verbatim regulator text with provenance. Inputs: `obligation_id`; optional `offset`, `limit`, `compare_versions`. `verbatim` holds the text between <<<BEGIN VERBATIM>>> and <<<END VERBATIM>>>. `canonical_citation` is the section's citation in the regulator's style (e.g. "4000.1 II.A.5.d", "B3-3.3-07", "38 U.S.C. 3709(b)"), or null. Paging: at most 24,000 chars per response; `chars_offset` + `chars_returned` is the position within `chars_total`; `next_offset` is the offset of the next page, or null when the section ends in this response; `truncated` means more text follows; `started_mid_section` means text before `chars_offset` is not included; `paging` gives page N of M. `currency` is null or a version/status signal (dual-version, pending, revision-pending, superseded, expired...) with a one-line `headline`. An FHA 4000.1 section HUD's Update 18 revises has two obligations, the in-force text and the revision (`<id>::update-18`); `version` says which this is and `other_version` identifies the other. `compare_versions: true` adds `version_changes`, the sentences Update 18 deletes and adds. `figures` is a best-effort extraction of figures in the text; an empty or incomplete list is not evidence that the text states no figure. `canonical_id`, when set, is the register this one is a same-text copy of.
get_playbook_kitread-onlyReturns a playbook's rule kit. FNMA AI lender letter: the verbatim LL-2026-04, InfoSec Supplement and ECOA/Reg B/FCRA/AVM rows with citations, paginated; `next_offset` is the next page's offset, or null when the kit is complete. FHA/VA/USDA QC: the corpus registers each check area is grounded in. The kit block's fingerprint and dates identify its version. Playbook tools accept only ids and reference names, no document text; the user's P&Ps and loan files stay in their own chat.
get_playbook_referenceread-onlyReturns one stage reference document of a playbook (e.g. the FNMA playbook's DISCOVERY, RECONCILE, SYNTHESIS, PP-UPDATE, CHANGELOG or UPDATING stage). Inputs: `id`, `name` (one of the playbook's `references`). Playbook tools accept only ids and reference names, no document text; the user's P&Ps and loan files stay in their own chat.
get_regread-onlyReturns a manifest of one register (source document): its provenance, `currency` (null or a version/status signal: dual-version, pending revision, superseded, expired...) and its obligations (sections), each with `obligation_id`, section, `canonical_citation`, `chars_total` and `will_truncate` (true when the section exceeds one 24,000-char page). The manifest contains no regulator text. A dual-version section lists both obligations, each with `version` ("in-force" or "update-18-optional") and `other_version`.
list_playbooksread-onlyLists the guided compliance playbooks this server provides: the Fannie Mae AI lender letter (LL-2026-04) P&P review (AI inventory, AI governance policy, risk assessment, P&P updates, change log) and FHA, VA and USDA loan-file QC against the verbatim handbooks. Returns each playbook's id, what it does, when it applies and what the user provides. Playbook tools accept only ids and reference names, no document text; the user's P&Ps and loan files stay in their own chat.
lookup_citationread-onlyResolves a regulatory citation (e.g. '4000.1 II.A.8.d', 'B3-4.3-04', 'Freddie Mac Guide 5306.1', '38 U.S.C. 3737', 'M26-7 Chapter 4 Topic 9', 'SBA Notice 5000-872764', 'SOP 50 10 8 B.Ch1.A.2', 'HB-1-3555 11.3') to a `register_id`. Errors: `not_found` (the cite parses but is not in the corpus; `parsed` shows the parse), `ambiguous` (it could mean several registers, listed in `candidates`; no guess is made), `unparsed` (not recognizable as a citation). Near matches are not suggested. A handbook section resolves to the handbook's own register; documents that cite or amend it (e.g. Mortgagee Letters) are listed in `related` and are not the section's text. Identical copies of a section resolve to one register and are listed in `also_at`. A whole-handbook name returns `handbook`, an outline of its parts. A section the regulator renumbered returns `kind` "renumbered": `register_id` is the section under its new number, `renumbered_from` the old register, and no text is given under the old number.
search_regsread-onlyFull-text search of US mortgage regulator text (Fannie Mae, Freddie Mac, FHA, VA, USDA, Ginnie Mae, SBA, CFPB). Inputs: `query`; optional `family` (one agency), `limit` (1-25), `currency_kind` (only sections carrying that currency signal; "any" = any signal). Common abbreviations (DTI, LTV, IRRRL, W-2, VOE, PITI, BK...) are expanded to the regulator's terms. Each result is one section: title, `obligation_id`, `canonical_citation` (the citation in the regulator's style, or null) and `excerpt`, a verbatim fragment near the match, not the whole rule. `match` is "all_terms" or "partial"; a partial result lists the query words it lacks in `missing_terms`. Order: `rank_score`, highest first = text score (title-weighted) x term coverage x title fit, with superseded, pending, incorporated or expired text x0.2, a special program's section (`special_program`: Home Possible, HomeReady, 203(k), HECM...) x0.5 unless the query names the program, and `obligation_type` "note" (source-credit notes) or "index" (a chapter heading) x0.2 unless the query asks for them. `section_status` "deleted" marks a deleted-section stub, ranked last. A query that is a citation returns the cited section first and sets `cited`; a bare handbook name ("HUD 4000.1") adds `handbook`, an outline of its parts. `currency` is null or a version/status signal whose kinds include dual-version, pending, revision-pending, superseded, superseded-in-part (a Mortgagee Letter replaced some provisions, named in `headline`), modified-by (a later issuance changes it, optional until its mandatory date) and expired. `version` "in-force" or "update-18-optional" marks the two texts of an FHA section HUD's Update 18 revises (`mandatory_date` for the revision); `other_version` is the other text's obligation_id. Empty results carry `reason` (empty_query, no_match, no_match_above_threshold) and may carry `guidance` naming shorthand in the query.
start_playbookread-onlyReturns one playbook's full workflow instructions, its stages, the stage reference names and the rule-kit version: the Fannie Mae AI lender letter (LL-2026-04) P&P review, or FHA, VA or USDA loan-file QC. Input: the playbook `id`; an unknown id returns `unknown_playbook` with `valid_ids`. Playbook tools accept only ids and reference names, no document text; the user's P&Ps and loan files stay in their own chat.
verify_quoteread-onlyChecks whether a passage appears in a regulator's source document; accepts text from any source. Inputs: `text` (up to 5,000 words); optional `register_id` (without it, up to 3 candidate documents are located by search). `outcome` is one of: exact (contiguous in the source, quote marks and dashes as the source writes them; a line break counts as a space); normalized (matches after folding quote and dash typography, `typography_folded`; ignoring page footers or running heads, `furniture_ignored`; spacing where the stored source splits or joins words, `spacing_ignored`; or added list markers, `list_markers_ignored`); composed (every word is in the source, in source order, but from non-contiguous pieces, as with an overview or an ellipsis; `omissions` lists the short source phrases skipped between pieces); not_found (no source support; `unsupported` lists the unsupported spans, and on a near miss `differences` gives the closest source text, the source words the text lacks and the words it adds); not_checked (over 5,000 words). `coverage` is the share of words found. `checked_against` names the documents checked (document, edition, retrieval date; ids in `checked_snapshot_ids`); `matched_against` names the one matched, `matched_register_id` / `matched_obligation_id` the stored text containing the passage. `matched_version` is current; superseded (the text is a prior version of the rule; `superseded_by` is the current register); or update-18-optional (HUD's Update 18 revision of an FHA 4000.1 section, optional until `mandatory_date`; `in_force_obligation_id` is the text in force by default). `obligation_currency` lists currency signals on the obligation holding the text (e.g. superseded-in-part). `rescinded: true` (with `rescinded_by`) means the passage is text a later issuance removed or replaced.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "com.claudeforcompliance/mortgage-regs",
  "icons": [
    {
      "src": "https://claudeforcompliance.com/brand/c4c-logo-512.png",
      "sizes": [
        "512x512"
      ],
      "mimeType": "image/png"
    },
    {
      "src": "https://claudeforcompliance.com/brand/c4c-logo-64.png",
      "sizes": [
        "64x64"
      ],
      "mimeType": "image/png"
    }
  ],
  "title": "C4C: Mortgage Industry Regulations",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://mcp.claudeforcompliance.com/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.2",
  "repository": {
    "url": "https://github.com/earl-hash/c4c-mcp",
    "source": "github"
  },
  "websiteUrl": "https://claudeforcompliance.com/mcp/",
  "description": "Verbatim U.S. mortgage regulatory text with citations and effective dates. Read-only, no sign-in."
}