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BackNine Life Insurance

R0· no sign-in

Compare life insurance quotes and start electronic applications with BackNine.

v1.0.1 · active · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality85new
Trust80of 100
Uptime, 30 days100%
Latency p50186 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "life-insurance": {
      "type": "http",
      "url": "https://app.back9ins.com/api/v1/mcp/public"
    }
  }
}
claude mcp add --transport http life-insurance https://app.back9ins.com/api/v1/mcp/public
[mcp_servers.life-insurance]
url = "https://app.back9ins.com/api/v1/mcp/public"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "life-insurance": {
      "type": "remote",
      "url": "https://app.back9ins.com/api/v1/mcp/public",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "life-insurance": {
      "type": "http",
      "url": "https://app.back9ins.com/api/v1/mcp/public"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=life-insurance&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vYXBwLmJhY2s5aW5zLmNvbS9hcGkvdjEvbWNwL3B1YmxpYyJ9"
}
{
  "servers": {
    "life-insurance": {
      "type": "http",
      "url": "https://app.back9ins.com/api/v1/mcp/public"
    }
  }
}
{
  "mcpServers": {
    "life-insurance": {
      "httpUrl": "https://app.back9ins.com/api/v1/mcp/public"
    }
  }
}
extensions:
  "life-insurance":
    enabled: true
    name: "life-insurance"
    type: streamable_http
    uri: "https://app.back9ins.com/api/v1/mcp/public"
    timeout: 300

Quality 85 / 100new

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene93 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations8 of 8 tools declare readOnlyHint or destructiveHint
  • pass
    tools.directory_hintsevery tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
  • warn
    tools.token_costabout 24,139 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stabilityn/a · weight 15
  • n/a
    stability.changes, stability.rug_pulltool history recorded for 1 of the 7 days needed
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

8 tools, about 24,139 tokens to load them all · tool set 7abf65812e26 · tools last changed 2026-10-18 · checked 2026-10-19 13:05 UTC

Tool changes

  • update_life_eapp_insuredchangedannotations
  • update_life_eapp_quotechangedannotations

Full history: list_changes · trend: quality JSON.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 80 / 100

no-repository
provenance45
liveness100
freshness100
hygiene80

+dns-namespace +reachable +uptime-100% +updated-1d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://app.back9ins.com/api/v1/mcp/public streamable-httpnoneyes100%186 ms2025-11-252026-10-19

Tools (8)

create_life_eappCreate an eApp from a quote_id returned by any public quote tool and return its private apply_link. Call only after the user selects that quote and explicitly asks to start an application. Retries for the same quote reuse the eApp. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.
get_life_quote_requirementsread-onlyGet required inputs for anonymous US life insurance and long-term-care quotes across enabled non-annuity product types, including product-specific inputs, solves, health labels, and rider filters. No name, email, phone, SSN, account, or existing application is needed.
quote_final_expenseread-onlyGet final-expense life insurance quotes, including small burial/funeral coverage. Supports the platform coverage range of $5,000 to $100,000,000, subject to carrier/product limits. No term duration. Uses monthly or annual payments and an explicit assumed health value. Each returned quote_id can be used with create_life_eapp after user selection.
quote_life_eappread-onlyGet fresh non-annuity quotes for the eApp created through public MCP, using its saved rating inputs and optional scenario changes. Requires its private application_token. Does not change the application. Returned quote_id selections are bound to this application and its current revision.
quote_life_insuranceread-onlyQuote all supported non-annuity products: term, non-med term, return-of-premium term, final expense (fex), UL, accumulation IUL (iul), protection IUL (piul), VUL where enabled/licensed, whole life, linked benefits, traditional LTC, and accidental death. Supports LTC/chronic illness riders on life products. Call get_life_quote_requirements first for enabled products and each product's schema/health labels. Use explicit user inputs. Returns consumer product details, comparison benefits, exam/application guidance, illustration values when available, and signed quote_id selections for create_life_eapp. Annuities are excluded.
quote_term_liferead-onlyGet term-life quotes using explicit user-provided rating inputs. Results include consumer product details, benefit comparisons, and quote-based application guidance. Each result includes an opaque quote_id valid for 30 minutes. After the user selects a quote and requests an application, call create_life_eapp to get their application link. Never invent missing inputs or an underwriting class.
update_life_eapp_insureddestructiveUpdate the primary or joint insured's name, email, phone, or supported rating inputs for the eApp created through public MCP. Requires its private application_token and explicit user confirmation. Rating changes invalidate the selected quote and require fresh quotes before selection. SSNs, payment data, medical answers, agent/domain overrides, and signed/submitted application edits are not accepted. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.
update_life_eapp_quotedestructiveSelect a quote returned by quote_life_eapp for that same application. Requires its private application_token, application-bound quote_id, and explicit user confirmation. Applies the selected rating inputs and quote, retains quote history, and returns the completion link. Rejects stale selections and locked/submitted applications. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.

Schemas: list_tools.

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Official server.json
{
  "name": "com.back9ins/life-insurance",
  "title": "BackNine Life Insurance",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://app.back9ins.com/api/v1/mcp/public",
      "type": "streamable-http"
    }
  ],
  "version": "1.0.1",
  "description": "Compare life insurance quotes and start electronic applications with BackNine."
}