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8 clients · secrets stay placeholders

JSON (mcpServers)Claude CodeCodexOpenCodeCursorVS CodeGemini CLIGoose

{
  "mcpServers": {
    "insurance": {
      "type": "http",
      "url": "https://whylingxi.cn/mcp"
    }
  }
}

claude mcp add --transport http insurance https://whylingxi.cn/mcp

[mcp_servers.insurance]
url = "https://whylingxi.cn/mcp"

{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "insurance": {
      "type": "remote",
      "url": "https://whylingxi.cn/mcp",
      "enabled": true
    }
  }
}

{
  "mcpServers": {
    "insurance": {
      "type": "http",
      "url": "https://whylingxi.cn/mcp"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=insurance&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vd2h5bGluZ3hpLmNuL21jcCJ9"
}

{
  "servers": {
    "insurance": {
      "type": "http",
      "url": "https://whylingxi.cn/mcp"
    }
  }
}

{
  "mcpServers": {
    "insurance": {
      "httpUrl": "https://whylingxi.cn/mcp"
    }
  }
}

extensions:
  "insurance":
    enabled: true
    name: "insurance"
    type: streamable_http
    uri: "https://whylingxi.cn/mcp"
    timeout: 300

Quality 73 / 100needs work

protocol75 · weight 25

warn
protocol.modernnewest supported version is 2025-03-26; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
n/a
protocol.statelessonly applies to 2026-07-28 servers
pass
protocol.transportstreamable HTTP
n/a
protocol.list_ttlonly applies to 2026-07-28 servers

authorizationn/a · weight 15

n/a
auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
n/a
auth.secret_in_urlno templated URL

tool hygiene71 · weight 30

pass
tools.descriptionsevery tool has a description
pass
tools.description_lengthdescriptions are concise
pass
tools.schemasevery tool has an object input schema
fail
tools.annotationsno tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
fail
tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: check_underwriting (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); compare_products (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); recommend (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
pass
tools.token_costabout 886 tokens to load every tool
pass
tools.api_dumptools are not a one-to-one API dump

stabilityn/a · weight 15

n/a
stability.changes, stability.rug_pulltool history not recorded yet

dependenciesn/a · weight 15

n/a
deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

9 tools, about 886 tokens to load them all · checked 2026-10-20 15:57 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 56 / 100

unreachable

provenance75

liveness0

freshness65

hygiene100

+repository +dns-namespace -unreachable(13 failures) ~updated-140d-ago

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remote	auth	reachable	uptime 30d	p50	protocol	last ok
`https://whylingxi.cn/mcp` streamable-http	none	no (13 failures)	48%	943 ms	2025-03-26	2026-09-23

Tools (9)

`answer_question`	回答保险知识问题。默认返回知识库检索结果；传synthesize:true可获得LLM整合答案。
`chat`	自然语言多轮对话（适合信息不确定、需要引导的场景，或人类用户直接使用）。
`check_underwriting`	核保预判：根据用户健康状况，评估各产品的可投保性（可正常投保/需加费除外/可能拒保）。
`compare_products`	对比2-5款产品的关键维度（保费、保障、免赔额、续保等），返回结构化对比表。
`get_premium`	查询指定产品在特定年龄/性别下的精确保费数据。
`get_product_detail`	获取单个产品的结构化信息。compact=true时只返回摘要字段，适合Agent快速浏览；默认返回完整信息含条款详情。
`get_schema`	获取调用策略和字段优先级。调用流程：(1)收集用户age后即可调recommend(2)有health_conditions时自动附带核保结论(3)include_reasoning默认false,Agent自行组织语言(4)返回的source_url可直接给用户作为投保链接。本工具返回各能力的字段优先级、缺失影响、默认行为。
`recommend`	根据用户画像推荐保险方案（核心工具）。信息不全也可调用——返回最佳推荐+缺失字段提示。传入health_conditions自动附带核保结论。默认纯数据模式(<100ms)，设include_reasoning:true生成自然语言理由(+3s)。
`search_products`	按条件搜索保险产品，返回结构化JSON列表。支持按险种、年龄、预算、关键词筛选。

Schemas: list_tools.

Similar MCP servers

Official server.json

{
  "name": "cn.whylingxi/insurance",
  "title": "WhyLingxi 保险顾问 Insurance Advisor",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://whylingxi.cn/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "3.1.1",
  "repository": {
    "url": "https://github.com/lpb123/whylingxi-insurance-mcp",
    "source": "github"
  },
  "description": "保险产品搜索、推荐、保费试算、核保预检。覆盖65家保司483款产品。China insurance MCP server."
}