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Search / best.creditcards/mcp

creditcards.best

R0· no sign-in

Search, compare and estimate rewards across US credit cards. Verified fees, APRs and bonuses.

v0.1.0 · active · website · descriptor JSON · versions

An agent can connect right now, no human step.Remote endpoint, no authentication, reachable on the last probe.
Quality85good
Trust80of 100
Uptime, 30 days100%
Latency p50620 ms

Connect

8 clients · secrets stay placeholders
{
  "mcpServers": {
    "creditcards": {
      "type": "http",
      "url": "https://mcp.creditcards.best"
    }
  }
}
claude mcp add --transport http creditcards https://mcp.creditcards.best
[mcp_servers.creditcards]
url = "https://mcp.creditcards.best"
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "creditcards": {
      "type": "remote",
      "url": "https://mcp.creditcards.best",
      "enabled": true
    }
  }
}
{
  "mcpServers": {
    "creditcards": {
      "type": "http",
      "url": "https://mcp.creditcards.best"
    }
  },
  "deeplink": "cursor://anysphere.cursor-deeplink/mcp/install?name=creditcards&config=eyJ0eXBlIjoiaHR0cCIsInVybCI6Imh0dHBzOi8vbWNwLmNyZWRpdGNhcmRzLmJlc3QifQ%3D%3D"
}
{
  "servers": {
    "creditcards": {
      "type": "http",
      "url": "https://mcp.creditcards.best"
    }
  }
}
{
  "mcpServers": {
    "creditcards": {
      "httpUrl": "https://mcp.creditcards.best"
    }
  }
}
extensions:
  "creditcards":
    enabled: true
    name: "creditcards"
    type: streamable_http
    uri: "https://mcp.creditcards.best"
    timeout: 300

Quality 85 / 100good

protocol75 · weight 25
  • warn
    protocol.modernnewest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
  • n/a
    protocol.statelessonly applies to 2026-07-28 servers
  • pass
    protocol.transportstreamable HTTP
  • n/a
    protocol.list_ttlonly applies to 2026-07-28 servers
authorizationn/a · weight 15
  • n/a
    auth.prm, auth.as_metadata, auth.cimdno remote uses OAuth
  • n/a
    auth.secret_in_urlno templated URL
tool hygiene86 · weight 30
  • pass
    tools.descriptionsevery tool has a description
  • pass
    tools.description_lengthdescriptions are concise
  • pass
    tools.schemasevery tool has an object input schema
  • pass
    tools.annotations6 of 6 tools declare readOnlyHint or destructiveHint
  • fail
    tools.directory_hintsno tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: search_cards (destructiveHint, idempotentHint); get_card (destructiveHint, idempotentHint); estimate_rewards (destructiveHint, idempotentHint); …
  • pass
    tools.token_costabout 1,404 tokens to load every tool
  • pass
    tools.api_dumptools are not a one-to-one API dump
stability100 · weight 15
  • pass
    stability.changesno tool changes in 30 days
  • pass
    stability.rug_pullno tool changed its meaning under the same name
dependenciesn/a · weight 15
  • n/a
    deps.known_vulns, deps.mcp_sdk_version, deps.resolvableno npm or PyPI package

6 tools, about 1,404 tokens to load them all · tool set 16f28ea5e0a0 · checked 2026-10-20 18:38 UTC

Tool changes

No tool definition changes recorded. A server's first observation is its baseline; later probes record what changes.

Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. How it is computed.

Trust 80 / 100

no-repository
provenance55
liveness100
freshness85
hygiene80

+dns-namespace +website +reachable +uptime-100% ~updated-85d-ago -no-repository

Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. How it is computed.

Endpoints

remoteauthreachableuptime 30dp50protocollast ok
https://mcp.creditcards.best streamable-httpnoneyes100%620 ms2025-11-252026-10-20
https://creditcards.best/mcp streamable-httpnoneyes100%550 ms2025-11-252026-10-20

Tools (6)

check_eligibilityread-onlyGiven a user's credit band (and optionally income), return cards they would typically qualify for, surfacing issuer application rules (e.g. Chase 5/24) and any income floor. Only cards that publish a credit requirement can be answered; cards with no published requirement are counted in `unknownCount`, never listed as qualifying. This is a likelihood signal from published guidance, not an approval guarantee.
compare_cardsread-onlySide-by-side detail for two or more cards by id: fees, foreign-transaction fee, signup bonus, earn rates, credits and eligibility. Apply links are tracked redirects.
estimate_rewardsread-onlyGiven an annual spending profile (USD per category, e.g. { dining: 6000, groceries: 8000, travel: 4000, other: 20000 }), estimate each card's net rewards value and rank them. Net value = rewards earned on spend + first-year signup bonus − annual fee. Statement credits are reported separately (max value if fully used), NOT folded into the headline, to avoid overstating premium 'coupon-book' cards. Returns a per-category breakdown and the assumptions used. All card facts come from the verified dataset; only point valuation is modeled.
get_apply_linkread-onlyReturn the apply link for a card. This is always a creditcards.best tracked redirect that records the referral and forwards to the issuer; the raw issuer URL is never returned.
get_cardread-onlyFull detail for a single card by id (slug), including earn rates, credits, eligibility, sources and lastVerified. The apply link is our tracked redirect, not the issuer URL.
search_cardsread-onlyFilter the US credit-card dataset by product type, rewards currency (program name or kind), issuer, annual fee, foreign-transaction fee, signup-bonus value, credit band, or curated category. Searches ONLY issuer-verified cards by default, because unverified stubs carry null for most filterable fields and a null is not a zero. Set verified:false for the stubs, or verified:null to search everything knowingly. Returns at most 25 summaries unless you raise `limit`; `total` is the full match count and `truncated` says whether you are seeing all of it. Rankings reflect fit, not placement.

Schemas: list_tools.

Similar MCP servers

Official server.json
{
  "name": "best.creditcards/mcp",
  "title": "creditcards.best",
  "$schema": "https://static.modelcontextprotocol.io/schemas/2025-12-11/server.schema.json",
  "remotes": [
    {
      "url": "https://mcp.creditcards.best",
      "type": "streamable-http"
    },
    {
      "url": "https://creditcards.best/mcp",
      "type": "streamable-http"
    }
  ],
  "version": "0.1.0",
  "websiteUrl": "https://creditcards.best/mcp-info",
  "description": "Search, compare and estimate rewards across US credit cards. Verified fees, APRs and bonuses."
}