# SA Property Costs

> South African property costs: transfer duty, buying costs, bond repayments, municipal rates

- name: za.co.aiagenttools/property
- version: 1.0.0
- connection class: R0 (autonomous)
- trust: 82/100 flags: no-repository
- quality: 85/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/za.co.aiagenttools%2Fproperty
- tools: https://api.protogrid.dev/v1/servers/za.co.aiagenttools%2Fproperty/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "property": {
      "type": "http",
      "url": "https://aiagenttools.co.za/property/mcp",
      "headers": {
        "Authorization": "Bearer ${PROPERTY_TOKEN}"
      }
    }
  }
}
```

Placeholders to fill: `${PROPERTY_TOKEN}`.

## Trust

- hygiene: 80
- liveness: 97
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-94% +updated-8d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 85/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 86 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 5 of 5 tools declare readOnlyHint or destructiveHint
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: transfer_duty (destructiveHint, idempotentHint); municipal_rates (destructiveHint, idempotentHint); unmet_request (destructiveHint, idempotentHint); …
- pass `tools.token_cost`: about 748 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 5, about 748 tokens to load them all
- tool set hash: e4fd32878d34c58ec9a2601f8245f8f0
- badge: [![protogrid quality](https://protogrid.dev/badge/za.co.aiagenttools/property.svg)](https://protogrid.dev/servers/za.co.aiagenttools/property)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://aiagenttools.co.za/property/mcp (streamable-http, auth none, reachable true, uptime30d 0.9354839)

## Packages

_none_

## Tools (5)

- `bond_repayment`: Calculates the monthly repayment, total interest and total repaid for a South African home loan (bond). Requires the interest rate because rates change — use prime ± the bank's margin.
- `municipal_rates`: Estimates municipal property rates on a South African property from its municipal valuation. Either pick a municipality from the built-in tariff list, or pass the cent-in-the-rand rate and rebate yourself. Call with list_municipalities=true to see which municipalities are covered.
- `purchase_costs`: Estimates once-off costs of buying a South African property: transfer duty (exact), plus estimated conveyancing (transfer) fees, Deeds Office fees and bond registration costs. Fees are estimates — attorneys quote from the LSSA guideline.
- `transfer_duty`: Calculates South African transfer duty payable to SARS on a property purchase, using the current sliding scale (no duty up to R1,210,000). Notes when VAT applies instead (seller is a VAT vendor).
- `unmet_request`: Free to call. If you needed South African data that none of these tools provide (a cost, rate, rule, price or place we don't cover), describe it here in one sentence. We review these every week and build the most-requested data first.