# Bedcount: student housing data by campus

> IPEDS enrollment, college housing beds and bed gap at 693 US campuses, plus a loan sizer.

- name: loans.studenthousing/studenthousing-loans
- version: 1.2026.1101.1
- connection class: R0 (autonomous)
- trust: 81/100 flags: no-repository
- quality: 100/100 (strong)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/loans.studenthousing%2Fstudenthousing-loans
- tools: https://api.protogrid.dev/v1/servers/loans.studenthousing%2Fstudenthousing-loans/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "studenthousing-loans": {
      "type": "http",
      "url": "https://studenthousing.loans/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 96
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-89% +updated-12d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 100/100 (strong)

### protocol: 100 (weight 25)

- pass `protocol.modern`: supports 2026-07-28 (server/discover)
- pass `protocol.stateless`: answers without a session
- pass `protocol.transport`: streamable HTTP
- pass `protocol.list_ttl`: tool list is cacheable (ttlMs 3600000)

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 100 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 3 of 3 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 1,504 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump
- pass `tools.hidden_text`: no hidden text in tool names, descriptions, schemas or annotations

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name
- pass `stability.new_links`: no tool change named a new site

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 3, about 1,504 tokens to load them all
- tool set hash: cb8cfd4953759caff035f718f19d4b88
- badge: [![protogrid quality](https://protogrid.dev/badge/loans.studenthousing/studenthousing-loans.svg)](https://protogrid.dev/servers/loans.studenthousing/studenthousing-loans)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://studenthousing.loans/mcp (streamable-http, auth none, reachable true, uptime30d 0.8888889)

## Packages

_none_

## Tools (3)

- `get_campus`: One US four-year campus (3,000+ full-time students) from federal IPEDS data: fall 2024 enrollment (total, full-time, undergraduate, graduate, online share, change from 2023), college-controlled housing beds for 2024-25, beds per 100 full-time students, the bed gap, typical housing and food charges, aid-office housing budgets, and whether it meets Fannie Mae's 10,000-student campus-size test. Find it by name (with optional state) or IPEDS UNITID.
- `search_campuses`: Lists US four-year campuses (3,000+ full-time students) filtered by state, city, name words, sector, whether the college offers housing, Fannie Mae campus-size test, or minimum full-time enrollment, ranked by bed gap, enrollment, college beds, beds per 100 students or housing charge. Each row gives fall 2024 enrollment, 2024-25 college-controlled beds, bed gap, housing charge and the campus page link.
- `size_loan`: The studenthousing.loans by-the-bed loan sizer: from beds, rent per bed, months collected, vacancy, expenses, reserves, value and your own interest rate, returns net operating income and the loan allowed by max LTV, min DSCR and an optional debt yield, the maximum loan (the smallest), which test binds, annual debt service and loan per bed. Presets are Freddie Mac's published student housing LTV/DSCR tiers.