# SNF Register: nursing home owners, CMS ratings and HUD 232 loans

> US nursing home owners, CMS ratings and matched HUD 232 loans, plus a 232 refinance sizer.

- name: loan.hudskillednursing/hudskillednursing-loan
- version: 1.2026.1101.0
- connection class: R0 (autonomous)
- trust: 82/100 flags: no-repository
- quality: 100/100 (strong)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/loan.hudskillednursing%2Fhudskillednursing-loan
- tools: https://api.protogrid.dev/v1/servers/loan.hudskillednursing%2Fhudskillednursing-loan/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "hudskillednursing-loan": {
      "type": "http",
      "url": "https://hudskillednursing.loan/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 98
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-96% +updated-12d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 100/100 (strong)

### protocol: 100 (weight 25)

- pass `protocol.modern`: supports 2026-07-28 (server/discover)
- pass `protocol.stateless`: answers without a session
- pass `protocol.transport`: streamable HTTP
- pass `protocol.list_ttl`: tool list is cacheable (ttlMs 3600000)

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 100 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 6 of 6 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 2,444 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump
- pass `tools.hidden_text`: no hidden text in tool names, descriptions, schemas or annotations

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name
- pass `stability.new_links`: no tool change named a new site

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 6, about 2,444 tokens to load them all
- tool set hash: ad015be5ef6149e595cee829168e95f4
- badge: [![protogrid quality](https://protogrid.dev/badge/loan.hudskillednursing/hudskillednursing-loan.svg)](https://protogrid.dev/servers/loan.hudskillednursing/hudskillednursing-loan)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://hudskillednursing.loan/mcp (streamable-http, auth none, reachable true, uptime30d 0.9574468)

## Packages

_none_

## Tools (6)

- `get_nursing_home`: One nursing home's SNF Register record by CCN: CMS beds, occupancy, star ratings, staffing hours and turnover, fines, ownership type and chain; the owners and operators it reported to CMS, private equity or REIT flags, changes of ownership; and its matched FHA-insured HUD 232 loans with note rate, balance, maturity and servicer.
- `get_state_nursing_homes`: A state's (or the US) nursing home roll-up: CMS-certified facilities and beds, median occupancy, star-rating spread, median nurse hours and turnover, for-profit, nonprofit and government counts, chain share, PE and REIT flags, recent ownership changes, Special Focus count, and HUD 232 loan activity. Omit state for the US.
- `list_hud_232_nursing_home_loans`: FHA-insured HUD Section 232 loans matched to CMS-certified nursing homes: facility, CCN, HUD project name, program, endorsement date and amount, status, note rate, balance, monthly P&I, maturity and servicer. Filter by state, CCN, name or city, servicer, status, rate range or maturity year; sort by balance, rate, maturity or endorsement.
- `rank_states_nursing_homes`: Ranks the states, DC, PR and GU on one nursing home measure: facilities, beds, median occupancy, nurse or RN hours, staff turnover, for-profit or chain share, PE or REIT owner flags, recent ownership changes, Special Focus count, or HUD 232 activity (active loans, balance, endorsements). Returns value, rank and state page.
- `search_nursing_homes`: Searches the 14,000+ CMS-certified nursing homes by name, city or state and returns each match's CCN, name, city, state, certified beds, CMS overall star rating, whether an FHA-insured HUD 232 loan is matched (active, past or none) and its SNF Register page. Use the CCN with get_nursing_home.
- `size_hud_232_refinance`: Runs the SNF Register sizer: HUD Section 232 loan tests (debt service at 1.45x or 1.11x with MIP, 80%/85% loan to value, cost to refinance, original principal for 223(a)(7)) on your NOI, value, rate and payoff; returns the maximum insurable loan, the binding test, payment, MIP, DSCR and cash to close. Pass a CCN to fill in its active FHA loan.