# Route 232: HUD Section 232 programs, queue and timing

> HUD Section 232 program chooser, weekly ORCF queue, closing times and note rates.

- name: loan.fhaassistedliving/fhaassistedliving-loan
- version: 1.2026.1101.1
- connection class: R0 (autonomous)
- trust: 81/100 flags: no-repository
- quality: 100/100 (strong)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/loan.fhaassistedliving%2Ffhaassistedliving-loan
- tools: https://api.protogrid.dev/v1/servers/loan.fhaassistedliving%2Ffhaassistedliving-loan/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "fhaassistedliving-loan": {
      "type": "http",
      "url": "https://fhaassistedliving.loan/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 96
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-89% +updated-12d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 100/100 (strong)

### protocol: 100 (weight 25)

- pass `protocol.modern`: supports 2026-07-28 (server/discover)
- pass `protocol.stateless`: answers without a session
- pass `protocol.transport`: streamable HTTP
- pass `protocol.list_ttl`: tool list is cacheable (ttlMs 3600000)

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 100 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 4 of 4 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 1,232 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump
- pass `tools.hidden_text`: no hidden text in tool names, descriptions, schemas or annotations

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name
- pass `stability.new_links`: no tool change named a new site

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 4, about 1,232 tokens to load them all
- tool set hash: 69ff7fb7c0d31308743fbbaff1f072fc
- badge: [![protogrid quality](https://protogrid.dev/badge/loan.fhaassistedliving/fhaassistedliving-loan.svg)](https://protogrid.dev/servers/loan.fhaassistedliving/fhaassistedliving-loan)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://fhaassistedliving.loan/mcp (streamable-http, auth none, reachable true, uptime30d 0.8888889)

## Packages

_none_

## Tools (4)

- `estimate_232_timeline`: How long a HUD Section 232 loan takes, from HUD's own closing records: for 223(f), median and middle-half days from firm application to underwriter assignment, firm commitment and closing, with estimated dates from a firm application date you give; for 223(a)(7), new construction and 241(a), firm-commitment-to-closing medians by fiscal year.
- `get_closing_stats`: Note rates on HUD Section 232 loans at closing from HUD's fiscal-year closings file (count, median and middle half, by program, and month by month for 223(f)), plus the number of loans HUD endorsed each fiscal year since 2016 for the program. Historical rates, not a quote.
- `get_queue_times`: HUD ORCF's weekly Section 232 underwriting queue report, summarized: how many 223(f), 223(a)(7) and new construction/241(a) applications are waiting, Express Lane counts, median and oldest days waiting, how long this week's underwriter assignments waited, the fiscal-year median wait, and optionally every saved weekly snapshot.
- `which_232_program`: Answers which HUD Section 232 program fits an assisted living, memory care or nursing home (223(f), 223(a)(7), new construction/substantial rehab or 241(a)) from the same questions as the Route 232 chooser, with eligibility warnings, and returns that program's published rules: who qualifies, loan limits, coverage, mortgage insurance and fees, required reports and the HUD median closing time. Pass "program" alone to get one program's rules.