# InPlan

> Is this US provider in this health plan? Network checks by NPI and plan ID, with dated sources.

- name: io.inplan/inplan
- version: 1.0.0
- connection class: R1 (autonomous)
- trust: 82/100 flags: no-repository
- quality: 92/100 (strong)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/io.inplan%2Finplan
- tools: https://api.protogrid.dev/v1/servers/io.inplan%2Finplan/tools

**An agent can connect on its own if it already holds `INPLAN_TOKEN`.** Remote endpoint behind a static API key or header. The registry never sees the value; the agent fills the placeholder.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "inplan": {
      "type": "http",
      "url": "https://api.inplan.io/mcp",
      "headers": {
        "Authorization": "Bearer ${INPLAN_TOKEN}"
      }
    }
  }
}
```

Placeholders to fill: `${INPLAN_TOKEN}`.

## Trust

- hygiene: 80
- liveness: 97
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-94% +updated-8d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 92/100 (strong)

### protocol: 88 (weight 25)

- pass `protocol.modern`: supports 2026-07-28 (server/discover)
- pass `protocol.stateless`: answers without a session
- pass `protocol.transport`: streamable HTTP
- warn `protocol.list_ttl`: tools/list declares ttlMs 0, so clients re-fetch it on every use

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 93 (weight 30)

- pass `tools.descriptions`: every tool has a description
- warn `tools.description_length`: 2 tools have descriptions over 1,024 characters, which crowds the context
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 7 of 7 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 2,409 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: 4 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 7, about 2,409 tokens to load them all
- tool set hash: 6dff4614d179830a791012896efe4606
- tools last changed: 2026-11-01T12:33:37.475Z
- badge: [![protogrid quality](https://protogrid.dev/badge/io.inplan/inplan.svg)](https://protogrid.dev/servers/io.inplan/inplan)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-11-01 `get_plan` changed (description)
  - before: Details of one Marketplace (ACA) or Medicare Advantage plan by plan ID: name, insurer or organization, state or service area, plan type, metal level, the plan years we hold, and whether we hold its directory listings, with their as_of date. Costs 1 call.
  - after: Details of one Marketplace (ACA) or Medicare Advantage plan by plan ID: name, insurer or organization, state or service area, plan type, metal level, the plan years we hold, and whether we hold its directory listings, with their as_of date. For some plans sold only outside the marketplace, contracted_network {labels, as_of}: the network labels of the insurer's published contract files for the plan's product. Costs 1 call.
- 2026-11-01 `check_network_batch` changed (description)
  - before: The check_network answer for up to 100 (npi, plan_id) pairs in one request, with the same listed / not_found / no_provider_network semantics. Invalid pairs come back with a per-item error and are not charged; each accepted pair costs 1 call. Needs the Builder plan or higher.
  - after: The check_network answer for up to 100 (npi, plan_id) pairs in one request, with the same listed / listed_in_named_network / contracted_network / not_found / no_provider_network semantics. Invalid pairs come back with a per-item error and are not charged; each accepted pair costs 1 call. Needs the Builder plan or higher.
- 2026-11-01 `check_network` changed (description)
  - before: Answers whether one plan's network directory lists one provider. answer "listed" (in_network: true) comes with evidence: plan year, network tier and source {type, as_of}. answer "not_found" (in_network: null) means no listing was found in current directory data for this provider and plan; it is NOT a statement that the provider is out of network, so never report it as "out of network". answer "no_provider_network" is a drug-only plan. Directories change; tell users to confirm with the plan before care. Costs 1 call.
  - after: Answers whether one plan's network directory lists one provider. answer "listed" (in_network: true) comes with evidence: plan year, network tier and source {type, as_of}. answer "not_found" (in_network: null) means no listing was found in current directory data for this provider and plan; it is NOT a statement that the provider is out of network, so never report it as "out of network". answer "listed_in_named_network" (in_network: null) means the plan's own name identifies its network and the insurer's directory lists the provider in that network; evidence carries network_name and as_of; report it as "listed in the network this plan names", never as "listed". answer "contracted_network" (in_network: null) means the insurer's published contract files list this provider in the network for this plan's product; the evidence item with evidence_tier "contracted_network" carries network_labels and as_of; report it as "contracted network", never as "listed". When a directory listing also exists, the answer is "listed" and the contracted item follows it in evidence. answer "no_provider_network" is a drug-only plan. Directories change; tell users to confirm with the plan before care. Costs 1 call.
- 2026-11-01 `plans_for_provider` changed (description)
  - before: Every Marketplace (ACA) and Medicare Advantage plan whose network directory lists the provider, one row per plan and plan year, each with plan name, insurer, state, network tier and source {type, as_of}. Medicare Advantage rows carry service_area_states and provider_state_in_service_area. Filter by market, state or year; page with limit and offset (next_offset is null on the last page). A plan missing from this list is not a statement that the provider is out of network. Costs 1 call per page.
  - after: Every Marketplace (ACA) and Medicare Advantage plan whose network directory lists the provider, one row per plan and plan year, each with plan name, insurer, state, network tier, evidence_tier (the row's answer, highest tier first), source {type, as_of} and evidence (every proof we hold for that plan, in tier order). Rows with evidence_tier 'named_network' are plans whose own name identifies their network, where the insurer's directory lists the provider in that network (network_name); report them as 'listed in the network this plan names', never as 'listed'. Rows with evidence_tier 'contracted_network' are plans where the insurer's published contract files list this provider in the network for the plan's product (network_labels); report them as 'contracted network', never as 'listed'. Medicare Advantage rows carry service_area_states and provider_state_in_service_area. Filter by market, state or year; page with limit and offset (next_offset is null on the last page). A plan missing from this list is not a statement that the provider is out of network. Costs 1 call per page.

Full history: https://api.protogrid.dev/v1/servers/io.inplan%2Finplan/changes

## Remotes

- https://api.inplan.io/mcp (streamable-http, auth api_key ${INPLAN_TOKEN}, reachable true, uptime30d 0.9375)

## Packages

_none_

## Tools (7)

- `check_network`: Answers whether one plan's network directory lists one provider. answer "listed" (in_network: true) comes with evidence: plan year, network tier and source {type, as_of}. answer "not_found" (in_network: null) means no listing was found in current directory data for this provider and plan; it is NOT a statement that the provider is out of network, so never report it as "out of network". answer "listed_in_named_network" (in_network: null) means the plan's own name identifies its network and the insurer's directory lists the provider in that network; evidence carries network_name and as_of; report it as "listed in the network this plan names", never as "listed". answer "contracted_network" (in_network: null) means the insurer's published contract files list this provider in the network for this plan's product; the evidence item with evidence_tier "contracted_network" carries network_labels and as_of; report it as "contracted network", never as "listed". When a directory listing also exists, the answer is "listed" and the contracted item follows it in evidence. answer "no_provider_network" is a drug-only plan. Directories change; tell users to confirm with the plan before care. Costs 1 call.
- `check_network_batch`: The check_network answer for up to 100 (npi, plan_id) pairs in one request, with the same listed / listed_in_named_network / contracted_network / not_found / no_provider_network semantics. Invalid pairs come back with a per-item error and are not charged; each accepted pair costs 1 call. Needs the Builder plan or higher.
- `coverage`: The markets, states and insurers InPlan holds directory listings for, with plan counts and as_of dates, by plan year. Filter by market, state or year. Use it to see which states and insurers you can query. Costs 1 call.
- `get_plan`: Details of one Marketplace (ACA) or Medicare Advantage plan by plan ID: name, insurer or organization, state or service area, plan type, metal level, the plan years we hold, and whether we hold its directory listings, with their as_of date. For some plans sold only outside the marketplace, contracted_network {labels, as_of}: the network labels of the insurer's published contract files for the plan's product. Costs 1 call.
- `lookup_provider`: Identity of a US healthcare provider by NPI: name, credential, specialties, practice locations and groups, plus a summary of the Marketplace (ACA) and Medicare Advantage plans whose network directories list them (plan counts, states, plan years, as_of dates). Use it to confirm who an NPI is before checking networks. For the plan list itself use plans_for_provider. Costs 1 call.
- `plans_for_provider`: Every Marketplace (ACA) and Medicare Advantage plan whose network directory lists the provider, one row per plan and plan year, each with plan name, insurer, state, network tier, evidence_tier (the row's answer, highest tier first), source {type, as_of} and evidence (every proof we hold for that plan, in tier order). Rows with evidence_tier 'named_network' are plans whose own name identifies their network, where the insurer's directory lists the provider in that network (network_name); report them as 'listed in the network this plan names', never as 'listed'. Rows with evidence_tier 'contracted_network' are plans where the insurer's published contract files list this provider in the network for the plan's product (network_labels); report them as 'contracted network', never as 'listed'. Medicare Advantage rows carry service_area_states and provider_state_in_service_area. Filter by market, state or year; page with limit and offset (next_offset is null on the last page). A plan missing from this list is not a statement that the provider is out of network. Costs 1 call per page.
- `search_plan_providers`: Providers that a Marketplace (ACA) plan's network directory lists, with name, credential, primary specialty, network tiers and up to 5 locations. Filter by state, specialty (substring, e.g. "cardiology"), zip, or zip plus radius in miles. Pages are cursor-based: pass next_cursor back unchanged until it is null; with filters a page can hold fewer than limit providers. Medicare Advantage plans: use check_network or plans_for_provider instead. Needs the Growth plan or higher. Costs 1 call per page.
