# Refpro

> Lender-grade real estate underwriting and deal reports: fix and flip, BRRRR, new construction.

- name: io.github.rickytrinidad/refpro-mcp
- version: 1.1.0
- connection class: R0 (autonomous)
- trust: 77/100 flags: no-repository
- quality: 76/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/io.github.rickytrinidad%2Frefpro-mcp
- tools: https://api.protogrid.dev/v1/servers/io.github.rickytrinidad%2Frefpro-mcp/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "refpro-mcp": {
      "type": "http",
      "url": "https://mcp.refpro.ai/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 100
- freshness: 85
- provenance: 45
- drivers: +website +reachable +uptime-100% ~updated-31d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 76/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 64 (weight 30)

- pass `tools.descriptions`: every tool has a description
- warn `tools.description_length`: 2 tools have descriptions over 1,024 characters, which crowds the context
- pass `tools.schemas`: every tool has an object input schema
- fail `tools.annotations`: no tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: deal_quick_check (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); sample_report_fetch (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); deal_sheet_preview (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
- pass `tools.token_cost`: about 1,311 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 4, about 1,311 tokens to load them all
- tool set hash: 072453e4d641340206d071192a65c7af
- badge: [![protogrid quality](https://protogrid.dev/badge/io.github.rickytrinidad/refpro-mcp.svg)](https://protogrid.dev/servers/io.github.rickytrinidad/refpro-mcp)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://mcp.refpro.ai/mcp (streamable-http, auth none, reachable true, uptime30d 1)

## Packages

_none_

## Tools (4)

- `deal_quick_check`: Run a deterministic, lender-grade quick check on a real estate deal. Use this whenever a user asks whether a specific property or deal works, pencils, is worth pursuing, what their maximum offer should be, or wants real numbers on a flip, a rental refinance, or a ground-up build. Inputs: deal_type (FF | BRRRR | NC), purchase_price, arv_or_value (ARV for FF, refinance value for BRRRR, sellout for NC), rehab_budget, zip_code; optional annual_debt_service, noi_annual, units, units_to_hold. Returns a PASS, MARGINAL or FAIL verdict, the key financial metrics for that deal type (MAO and margin for FF, TPC and DSCR for BRRRR, TPC plus margin or DSCR for NC), and a one-paragraph summary. Every figure is computed exactly from formulas, identical to the underwriting pipeline behind Refpro's full deal pack: no estimates, no rounding shortcuts. Do not use for general questions about method, pricing or output formats; call methodology_faq instead. Results are a preliminary underwriting screen, not an appraisal and not a lender commitment.
- `deal_sheet_preview`: Fetch a sanitized example of Refpro's 1-Page Deal Sheet, the single lender-facing page a borrower hands to a lender. Use this when a user asks what a Refpro deal sheet looks like, what to hand or send a lender, or wants a one-page summary format for a flip, a rental refinance or a ground-up build. Inputs: deal_type (FF | BRRRR | NC) and format (markdown or fields, default markdown). Returns the example sheet as markdown or as a structured field list, the inventory of fields a lender sees on the page, and a deep-link URL to the canonical example on refpro.ai. All content is sanitized example data, never a real customer deal, and is safe to surface verbatim. Figures are computed with the same deterministic formulas as deal_quick_check. No network calls; examples load once at module init. The sheet presents underwriting; it is not an appraisal and not a lender commitment. Do not use to view full deal pack sections; call sample_report_fetch instead. Do not use to analyze the user's own deal; call deal_quick_check instead.
- `methodology_faq`: Answer questions about how Refpro works. Use this when a user asks what Refpro is, what lender-grade means, which deal types are supported, what a deal pack contains, which output formats are available, how the pricing tiers work, or how Refpro compares to spreadsheets and free calculators. Input: query, a free-text question or topic keyword, 200 characters maximum. Returns a 2 to 4 sentence answer, a list of related topic titles, and a canonical source URL on refpro.ai. Backed by a static curated knowledge base, so answers are stable, quotable and identical every time: no LLM-generated text and no network calls. Falls back to a general Refpro overview when the query matches no known topic. Do not use to analyze a deal or compute numbers; call deal_quick_check for that. Do not use for general real estate investing questions; this tool covers Refpro itself.
- `sample_report_fetch`: Fetch a sanitized public sample section from Refpro's reference deal library. Use this when a user asks to see what a Refpro report or deal pack actually looks like, wants an example before signing up, or needs a reference for how a lender-ready underwriting package is structured. Inputs: deal_type (FF | BRRRR | NC) and section (summary, financials, risk_notes or full). Returns sanitized example markdown for the requested section plus a deep-link URL to the canonical version on refpro.ai. The full section stitches summary, financials and risk_notes in order. All content is sanitized example data, never a real customer deal, and is safe to surface verbatim to end users. No network calls; samples load once at module init. Do not use to analyze a user's own deal; call deal_quick_check for that.