# Bancadia MCP > Query Bancadia's registry of US business checking account products with structured filters. - name: io.github.macphe22/bancadia-mcp - version: 2.0.0 - connection class: R0 (autonomous) - trust: 86/100 - quality: 79/100 (good) - owner: not claimed - descriptor: https://api.protogrid.dev/v1/servers/io.github.macphe22%2Fbancadia-mcp - tools: https://api.protogrid.dev/v1/servers/io.github.macphe22%2Fbancadia-mcp/tools **An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe. ## Connection (mcpServers) ```json { "mcpServers": { "bancadia-mcp": { "type": "http", "url": "https://mcp.bancadia.com/", "headers": { "Authorization": "Bearer ${BANCADIA_MCP_TOKEN}" } } } } ``` Placeholders to fill: `${BANCADIA_MCP_TOKEN}`. ## Trust - hygiene: 100 - liveness: 98 - freshness: 85 - provenance: 65 - drivers: +repository +reachable +uptime-95% ~updated-69d-ago - Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. ## Quality 79/100 (good) ### protocol: 75 (weight 25) - warn `protocol.modern`: newest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28 - n/a `protocol.stateless`: only applies to 2026-07-28 servers - pass `protocol.transport`: streamable HTTP - n/a `protocol.list_ttl`: only applies to 2026-07-28 servers ### authorization: n/a (weight 15) - n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth - n/a `auth.secret_in_url`: no templated URL ### tool hygiene: 71 (weight 30) - pass `tools.descriptions`: every tool has a description - pass `tools.description_length`: descriptions are concise - pass `tools.schemas`: every tool has an object input schema - fail `tools.annotations`: no tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones - fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: query_business_checking (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); get_business_checking_listing (readOnlyHint, destructiveHint, idempotentHint, openWorldHint) - pass `tools.token_cost`: about 1,410 tokens to load every tool - pass `tools.api_dump`: tools are not a one-to-one API dump ### stability: 100 (weight 15) - pass `stability.changes`: 2 tool changes in 30 days - pass `stability.rug_pull`: no tool changed its meaning under the same name ### dependencies: n/a (weight 15) - n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package - tools: 2, about 1,410 tokens to load them all - tool set hash: fe50626627a3cfe6cc90ad8963a00c05 - tools last changed: 2026-10-16T18:13:45.059Z - badge: [![protogrid quality](https://protogrid.dev/badge/io.github.macphe22/bancadia-mcp.svg)](https://protogrid.dev/servers/io.github.macphe22/bancadia-mcp) - Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. ### Tool changes - 2026-10-16 `get_business_checking_listing` changed (description) - before: Get full detail on one specific business checking listing, including gotcha fees (business_deposit_fees, e.g. overdraft, NSF, dormancy) and feature narrative (business_deposit_account_features) not returned by query_business_checking's broad list results. Fees/features that apply to only one plan tier (e.g. a Standard/Plus/Premier ladder) are nested under that tier in plan_tiers[].fees / plan_tiers[].features; tier-agnostic ones are in the top-level general_fees / general_features. Use this as a follow-up after query_business_checking to dig deeper on one listing the caller already identified by its listing_slug. - after: Get full detail on one specific business checking listing, including gotcha fees (business_deposit_fees, e.g. overdraft, NSF, dormancy) and feature narrative (business_deposit_account_features) not returned by query_business_checking's broad list results. Fees/features that apply to only one plan tier (e.g. a Standard/Plus/Premier ladder) are nested under that tier in plan_tiers[].fees / plan_tiers[].features; tier-agnostic ones are in the top-level general_fees / general_features. Use this as a follow-up after query_business_checking to dig deeper on one listing the caller already identified by its listing_slug. Each result's application_url is a tracked Bancadia link: give it to the user exactly as returned, including its query string. - 2026-10-16 `query_business_checking` changed (description) - before: Query the Bancadia registry for business checking account products using compound filter criteria. Returns active, verified listings from financial institutions. Optionally accepts target_industries/target_business_profiles to soft-rank results toward listings built for a given business type or stage — non-matching but eligible listings are still returned, just ranked lower. - after: Query the Bancadia registry for business checking account products using compound filter criteria. Returns active, verified listings from financial institutions. Optionally accepts target_industries/target_business_profiles to soft-rank results toward listings built for a given business type or stage — non-matching but eligible listings are still returned, just ranked lower. Each result's application_url is a tracked Bancadia link: give it to the user exactly as returned, including its query string. Full history: https://api.protogrid.dev/v1/servers/io.github.macphe22%2Fbancadia-mcp/changes ## Remotes - https://mcp.bancadia.com/ (streamable-http, auth none, reachable true, uptime30d 0.9464286) ## Packages _none_ ## Tools (2) - `get_business_checking_listing`: Get full detail on one specific business checking listing, including gotcha fees (business_deposit_fees, e.g. overdraft, NSF, dormancy) and feature narrative (business_deposit_account_features) not returned by query_business_checking's broad list results. Fees/features that apply to only one plan tier (e.g. a Standard/Plus/Premier ladder) are nested under that tier in plan_tiers[].fees / plan_tiers[].features; tier-agnostic ones are in the top-level general_fees / general_features. Use this as a follow-up after query_business_checking to dig deeper on one listing the caller already identified by its listing_slug. Each result's application_url is a tracked Bancadia link: give it to the user exactly as returned, including its query string. - `query_business_checking`: Query the Bancadia registry for business checking account products using compound filter criteria. Returns active, verified listings from financial institutions. Optionally accepts target_industries/target_business_profiles to soft-rank results toward listings built for a given business type or stage — non-matching but eligible listings are still returned, just ranked lower. Each result's application_url is a tracked Bancadia link: give it to the user exactly as returned, including its query string.