# thePaymentsNotes Ledger

> Verified agentic-commerce protocol status + merchant agent-readiness reports. Free on testnet.

- name: io.github.alwaysarafath/thepaymentsnotes-ledger
- version: 0.3.0-testnet
- connection class: R0 (autonomous)
- trust: 79/100 flags: no-repository
- quality: 83/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/io.github.alwaysarafath%2Fthepaymentsnotes-ledger
- tools: https://api.protogrid.dev/v1/servers/io.github.alwaysarafath%2Fthepaymentsnotes-ledger/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "thepaymentsnotes-ledger": {
      "type": "http",
      "url": "https://tpn-gateway.alwaysarafath.workers.dev/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 99
- freshness: 100
- provenance: 45
- drivers: +website +reachable +uptime-98% +updated-9d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 83/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 93 (weight 30)

- pass `tools.descriptions`: every tool has a description
- warn `tools.description_length`: 1 tools have descriptions over 1,024 characters, which crowds the context
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 5 of 5 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 1,065 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 75 (weight 15)

- warn `stability.changes`: 6 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 5, about 1,065 tokens to load them all
- tool set hash: e9d20f70fc632730d8640c6985b5b4db
- tools last changed: 2026-10-14T22:35:07.000Z
- badge: [![protogrid quality](https://protogrid.dev/badge/io.github.alwaysarafath/thepaymentsnotes-ledger.svg)](https://protogrid.dev/servers/io.github.alwaysarafath/thepaymentsnotes-ledger)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-10-14 `check_agent_readiness` changed (description)
  - before: Free on testnet. Automated scan, not human-verified. Scan-only quick read of whether AI agents can discover and buy from a website. Returns the engine's report as-is: scanner_version, scan_id, report.score (scan-only), report.band (can be 'Partly assessed'), report.coverage, report.summary, report.confidence, report.can_agents_buy, report.who_eats_the_loss (needs the 5 answers, so not assessed here), report.archetype ('unclassified' if not classified), report.rows (with unknown_reason), report.gaps, 3 report.actions, report.ledger (related Ledger entries), checks, evidence, findings, and scan_interrupted.reason (timeout|blocked|dns_tls|robots_disallowed|refused|http_error) when the scan could not finish. Input: a bare domain (e.g. "yourstore.com"). It reads public pages only; it is NOT a certification, audit or legal advice. Open questions only the business can answer come back with a link to https://thepaymentsnotes.com/readiness. Limits: 3 scans per caller per day and 50 per day overall, shared with the website; results are cached for 24h.
  - after: Free on testnet. Automated scan, not human-verified. Scan-only quick read of whether AI agents can discover and buy from a website. Returns the engine's report as-is: scanner_version and scan_id ("v4"), report.score (scan-only), report.band (can be 'Partly assessed'), report.coverage, report.summary, report.confidence, report.can_agents_buy, report.who_eats_the_loss (display label "Who carries the risk?"; needs the 5 answers, so not assessed here), report.archetype ('unclassified' if not classified), report.rows (with unknown_reason), report.gaps, report.actions (always exactly 3: 2 business then 1 technical, each with kind "business" | "technical"), report.ledger (related Ledger entries), checks, evidence, findings, and scan_interrupted.reason (timeout|blocked|dns_tls|robots_disallowed|refused|http_error) when the scan could not finish. Input: a bare domain (e.g. "yourstore.com"). It reads public pages only; it is NOT a certification, audit or legal advice. Open questions only the business can answer come back with a link to https://thepaymentsnotes.com/readiness. Limits: 3 scans per caller per day and 50 per day overall, shared with the website; results are cached for 24h. Weekly newsletter: https://thepaymentstack.substack.com
- 2026-10-11 `get_status_detail` changed (description)
  - before: FREE while on testnet (no payment, no wallet needed). Fuller answer for ONE Ledger row (protocol, platform, wallet or stablecoin): headline, status (authoritative), maturity (a plain-English stage derived from status, never contradicts it), steward, what_this_means (the detail after the headline, omitted if there is none), latest update date, verified date and up to 3 sources. Unknown names return result="unknown" with up to 3 did_you_mean names. Call list_protocols to see every name.
  - after: Free on testnet (no payment, no wallet needed). Fuller answer for ONE Ledger row (protocol, platform, wallet or stablecoin): headline, status (authoritative), maturity (a plain-English stage derived from status, never contradicts it), steward, what_this_means (the detail after the headline, omitted if there is none), latest update date, verified date and up to 3 sources. Unknown names return result="unknown" with up to 3 did_you_mean names. Call list_protocols to see every name.
- 2026-10-11 `whats_new` changed (description)
  - before: FREE. Recent verified Ledger changes since a date (last 30 days, max 5 items): headline, status, date, one source.
  - after: Free on testnet. Recent verified Ledger changes since a date (last 30 days, max 5 items): headline, status, date, one source.
- 2026-10-11 `get_status` changed (description)
  - before: FREE. Status of one Ledger row (protocol, platform, wallet or stablecoin) from the human-verified Ledger: headline, status, last verified date and ONE source URL. If the name is not in the Ledger: result="unknown" plus up to 3 did_you_mean names (never a guessed answer). Call list_protocols to see every name.
  - after: Free on testnet. Status of one Ledger row (protocol, platform, wallet or stablecoin) from the human-verified Ledger: headline, status, last verified date and ONE source URL. If the name is not in the Ledger: result="unknown" plus up to 3 did_you_mean names (never a guessed answer). Call list_protocols to see every name.
- 2026-10-11 `check_agent_readiness` added
  - Free on testnet. Automated scan, not human-verified. Scan-only quick read of whether AI agents can discover and buy from a website. Returns the engine's report as-is: scanner_version, scan_id, report.score (scan-only), report.band (can be 'Partly assessed'), report.coverage, report.summary, report.confidence, report.can_agents_buy, report.who_eats_the_loss (needs the 5 answers, so not assessed here), report.archetype ('unclassified' if not classified), report.rows (with unknown_reason), report.gaps, 3 report.actions, report.ledger (related Ledger entries), checks, evidence, findings, and scan_interrupted.reason (timeout|blocked|dns_tls|robots_disallowed|refused|http_error) when the scan could not finish. Input: a bare domain (e.g. "yourstore.com"). It reads public pages only; it is NOT a certification, audit or legal advice. Open questions only the business can answer come back with a link to https://thepaymentsnotes.com/readiness. Limits: 3 scans per caller per day and 50 per day overall, shared with the website; results are cached for 24h.
- 2026-10-11 `list_protocols` changed (description)
  - before: FREE. Every row in the human-verified Ledger (protocols, platforms, wallets, stablecoins): name, short names/aliases and status only. Use a name from here with get_status or get_status_detail.
  - after: Free on testnet. Every row in the human-verified Ledger (protocols, platforms, wallets, stablecoins): name, short names/aliases and status only. Use a name from here with get_status or get_status_detail.

Full history: https://api.protogrid.dev/v1/servers/io.github.alwaysarafath%2Fthepaymentsnotes-ledger/changes

## Remotes

- https://tpn-gateway.alwaysarafath.workers.dev/mcp (streamable-http, auth none, reachable true, uptime30d 0.975)

## Packages

_none_

## Tools (5)

- `check_agent_readiness`: Free on testnet. Automated scan, not human-verified. Scan-only quick read of whether AI agents can discover and buy from a website. Returns the engine's report as-is: scanner_version and scan_id ("v4"), report.score (scan-only), report.band (can be 'Partly assessed'), report.coverage, report.summary, report.confidence, report.can_agents_buy, report.who_eats_the_loss (display label "Who carries the risk?"; needs the 5 answers, so not assessed here), report.archetype ('unclassified' if not classified), report.rows (with unknown_reason), report.gaps, report.actions (always exactly 3: 2 business then 1 technical, each with kind "business" | "technical"), report.ledger (related Ledger entries), checks, evidence, findings, and scan_interrupted.reason (timeout|blocked|dns_tls|robots_disallowed|refused|http_error) when the scan could not finish. Input: a bare domain (e.g. "yourstore.com"). It reads public pages only; it is NOT a certification, audit or legal advice. Open questions only the business can answer come back with a link to https://thepaymentsnotes.com/readiness. Limits: 3 scans per caller per day and 50 per day overall, shared with the website; results are cached for 24h. Weekly newsletter: https://thepaymentstack.substack.com
- `get_status`: Free on testnet. Status of one Ledger row (protocol, platform, wallet or stablecoin) from the human-verified Ledger: headline, status, last verified date and ONE source URL. If the name is not in the Ledger: result="unknown" plus up to 3 did_you_mean names (never a guessed answer). Call list_protocols to see every name.
- `get_status_detail`: Free on testnet (no payment, no wallet needed). Fuller answer for ONE Ledger row (protocol, platform, wallet or stablecoin): headline, status (authoritative), maturity (a plain-English stage derived from status, never contradicts it), steward, what_this_means (the detail after the headline, omitted if there is none), latest update date, verified date and up to 3 sources. Unknown names return result="unknown" with up to 3 did_you_mean names. Call list_protocols to see every name.
- `list_protocols`: Free on testnet. Every row in the human-verified Ledger (protocols, platforms, wallets, stablecoins): name, short names/aliases and status only. Use a name from here with get_status or get_status_detail.
- `whats_new`: Free on testnet. Recent verified Ledger changes since a date (last 30 days, max 5 items): headline, status, date, one source.