# Loa Healthcare Pricing > Search source-labeled hospital prices, CPT codes, providers, and healthcare cost estimates. - name: io.github.aanari/loacare-healthcare-pricing - version: 1.0.1 - connection class: R0 (autonomous) - trust: 94/100 - quality: 75/100 (good) - owner: not claimed - descriptor: https://api.protogrid.dev/v1/servers/io.github.aanari%2Floacare-healthcare-pricing - tools: https://api.protogrid.dev/v1/servers/io.github.aanari%2Floacare-healthcare-pricing/tools **An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe. ## Connection (mcpServers) ```json { "mcpServers": { "loacare-healthcare-pricing": { "type": "http", "url": "https://www.loacare.com/api/mcp" } } } ``` ## Trust - hygiene: 100 - liveness: 99 - freshness: 85 - provenance: 90 - drivers: +repository +namespace-matches-repo +website +reachable +uptime-97% ~updated-84d-ago - Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed. ## Quality 75/100 (good) ### protocol: 75 (weight 25) - warn `protocol.modern`: newest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28 - n/a `protocol.stateless`: only applies to 2026-07-28 servers - pass `protocol.transport`: streamable HTTP - n/a `protocol.list_ttl`: only applies to 2026-07-28 servers ### authorization: n/a (weight 15) - n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth - n/a `auth.secret_in_url`: no templated URL ### tool hygiene: 100 (weight 30) - pass `tools.descriptions`: every tool has a description - pass `tools.description_length`: descriptions are concise - pass `tools.schemas`: every tool has an object input schema - pass `tools.annotations`: 12 of 12 tools declare readOnlyHint or destructiveHint - pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint - pass `tools.token_cost`: about 3,782 tokens to load every tool - pass `tools.api_dump`: tools are not a one-to-one API dump ### stability: 25 (weight 15) - warn `stability.changes`: 13 tool changes in 30 days - fail `stability.rug_pull`: 2 tools kept their name but changed most of their description in 30 days; review before trusting them ### dependencies: n/a (weight 15) - n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package - tools: 12, about 3,782 tokens to load them all - tool set hash: 355a3ac855609904b137867bd200a1ad - tools last changed: 2026-10-16T14:41:59.224Z - badge: [![protogrid quality](https://protogrid.dev/badge/io.github.aanari/loacare-healthcare-pricing.svg)](https://protogrid.dev/servers/io.github.aanari/loacare-healthcare-pricing) - Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed. ### Tool changes - 2026-10-16 `get_entity_prices` changed (outputSchema) - 2026-10-16 `compare_local_prices` added - Compare hospitals near a ZIP code for one procedure code, ranked by price (or distance) only. Without insurer, price is the published cash (self-pay) price. With insurer, price is that insurer's negotiated rate, which is not the patient's out-of-pocket cost. Each option says what the price includes, its source and date, distance in miles, and loa_link for booking or contact. Every priced hospital in the radius is ranked before limit applies. Hospitals with no price for the code are counted in hospitals_without_price; hospitals without a matching cash price or insurer rate are listed last with price null. Get the code from search_cpt_codes first. Do not send member IDs or other personal details. - 2026-10-15 `suggest_procedures` removed - Advisory helper that suggests likely CPT codes from a plain-English medical need. Uses Loa heuristics plus AI and is not authoritative or diagnostic. Use only when the user cannot name the procedure, then confirm candidates with search_cpt_codes before pricing them. Requires signing in to Loa; without sign-in, use search_cpt_codes with consumer phrases instead. - 2026-10-15 `get_entity_profile` changed (outputSchema) - 2026-10-15 `get_entity_prices` changed (outputSchema) - 2026-10-15 `search_entities` changed (outputSchema) - 2026-10-15 `get_hospital_pricing` changed (outputSchema) - 2026-10-15 `search_hospitals` changed (outputSchema) - 2026-10-15 `search_providers` changed (outputSchema) - 2026-10-15 `search_cpt_codes` changed (inputSchema) Full history: https://api.protogrid.dev/v1/servers/io.github.aanari%2Floacare-healthcare-pricing/changes ## Remotes - https://www.loacare.com/api/mcp (streamable-http, auth none, reachable true, uptime30d 0.9741379) ## Packages _none_ ## Tools (12) - `compare_local_prices`: Compare hospitals near a ZIP code for one procedure code, ranked by price (or distance) only. Without insurer, price is the published cash (self-pay) price. With insurer, price is that insurer's negotiated rate, which is not the patient's out-of-pocket cost. Each option says what the price includes, its source and date, distance in miles, and loa_link for booking or contact. Every priced hospital in the radius is ranked before limit applies. Hospitals with no price for the code are counted in hospitals_without_price; hospitals without a matching cash price or insurer rate are listed last with price null. Get the code from search_cpt_codes first. Do not send member IDs or other personal details. - `explain_price_sources`: Explain the source labels, provenance, confidence, and caveats behind Loa prices for one hospital or provider entity. Use this when an agent needs to tell a user why prices are MRF-published, Loa-reviewed, estimated, or unavailable. - `get_entity_prices`: Return source-labeled prices for a Loa hospital or provider entity slug using the shared resolver. Use search_entities first if the slug is unknown. Results include provenance and explicit unavailable rows for requested CPT codes with no current price. - `get_entity_profile`: Return one Loa hospital or provider entity profile by exact slug or entity_pages.id. Includes profile-field provenance so agents can distinguish source-file fields from Loa-reviewed overrides. - `get_hospital_pricing`: Hospital-specific pricing tool for source-labeled Loa runtime data. Returns source-labeled Published MRF prices and Loa Verified Provider Price overlays for CPT codes. cash_price is the cash/self-pay price, list_price is the gross charge before discounts (most patients pay less), and insurance_prices are payer-negotiated rates for the named plan, not out-of-pocket costs. Any of these can be null when the hospital did not publish that price. Use this when comparing named hospitals or checking a quoted hospital price against available source rows. - `get_market_pricing`: Preferred benchmark pricing tool. Returns hospital-level market statistics for CPT codes from Loa's published hospital price-transparency data: cash/self-pay prices, list prices (gross charges before discounts), overall insurer-negotiated rates, and rates for the most common insurers. Each hospital counts once. Lead with the median and the p25-p75 range rather than min or max. Figures are statewide or national, never local to a ZIP code. When status is insufficient_data, say Loa doesn't have enough data instead of estimating, and always relay the limitations. Negotiated rates are not out-of-pocket costs. - `get_pricing_estimate`: Quick cash-price ballpark for one or more CPT codes, using the median cash price across hospitals in the state (from zip_code) or nationally. priceRange is the typical range (25th to 75th percentile of hospitals). Codes without enough data return insufficient_data and are listed in missingCodes; the total is null unless every code has data. Never fill gaps with your own estimate. For insurer rates or hospital-specific prices, use get_market_pricing or get_hospital_pricing. - `search_cpt_codes`: Canonical code-lookup tool for this server. Search Loa's CPT/HCPCS index using exact codes, clinical terms, or consumer phrases. Use this first when the user does not already know the CPT code, before calling pricing tools. - `search_entities`: Search Loa runtime hospital and provider entity pages by name or state. Use this before get_entity_prices when the user names a hospital or provider but does not know the exact Loa slug. - `search_hospitals`: Search Loa's hospital directory by name or location and return hospital IDs plus address details. Use the returned hospital_ids with get_hospital_pricing to fetch source-labeled Published MRF and reviewed overlay prices. - `search_providers`: Search public CMS NPI Registry data for clinicians and healthcare organizations by specialty, name, or location. Use returned provenance to understand the registry source and scope. Use this for provider lookup, not pricing. - `submit_entity_update_request`: Submit a profile, listing, or price correction for Loa review without requiring a provider portal. This is the only mutating provider/entity tool. It requires OAuth, captures submitter and source evidence, records linked-provider status when available, and never changes public data until Loa approves the request.