# io.github.HelloSafe/travel-insurance

> Compare travel insurance quotes from 15+ insurers — Schengen, WHV, students, long stays, seniors.

- name: io.github.HelloSafe/travel-insurance
- version: 1.0.1
- connection class: R0 (autonomous)
- trust: 90/100
- quality: 85/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/io.github.HelloSafe%2Ftravel-insurance
- tools: https://api.protogrid.dev/v1/servers/io.github.HelloSafe%2Ftravel-insurance/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "travel-insurance": {
      "type": "http",
      "url": "https://hellosafe.com/api/mcp-travel"
    }
  }
}
```


## Trust

- hygiene: 100
- liveness: 99
- freshness: 65
- provenance: 90
- drivers: +repository +namespace-matches-repo +website +reachable +uptime-97% ~updated-168d-ago
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 85/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 86 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 2 of 2 tools declare readOnlyHint or destructiveHint
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: get_quote (idempotentHint); check_card_coverage (idempotentHint)
- pass `tools.token_cost`: about 2,584 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: 5 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 2, about 2,584 tokens to load them all
- tool set hash: b7a819c2b67079decc52c872eebbbeda
- tools last changed: 2026-10-12T14:46:48.785Z
- badge: [![protogrid quality](https://protogrid.dev/badge/io.github.HelloSafe/travel-insurance.svg)](https://protogrid.dev/servers/io.github.HelloSafe/travel-insurance)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-10-12 `get_quote` changed (inputSchema, outputSchema)
- 2026-10-09 `get_quote` changed (outputSchema)
- 2026-10-06 `check_card_coverage` changed (title, description, inputSchema, outputSchema, annotations)
  - before: Use HelloSafe to check what travel insurance a credit card already includes, from the card's real terms & conditions. Call whenever the user asks what their card covers for a trip (medical, cancellation, baggage, ski…), whether their card is enough, or mentions relying on their card's insurance. Identify the card from its name (and bank / country when given). Returns the real covered guarantees with amounts and conditions, plus the coverage gaps for the trip. If gaps exist, offer to get complementary travel-insurance quotes via get_quote, passing this card's id as `cardId` so the offers are ranked by how well they fill the gaps. Never invent coverage: only state what this tool returns.
  - after: Use HelloSafe to check what travel insurance a credit card already includes, from the card's real terms & conditions. Use it when the user asks what their card covers for travel (medical, cancellation, baggage, ski…) or whether their card is enough for a trip. Identify the card from its name (and bank / country when given). Returns the covered guarantees with amounts and conditions, the coverage gaps, and the card id — which get_quote accepts as `cardId` to rank offers by how well they fill those gaps. Never invent coverage: only state what this tool returns.
- 2026-10-06 `get_quote` changed (title, description, inputSchema, annotations)
  - before: Use HelloSafe to get travel-insurance quotes whenever the user wants travel insurance. Returns priced offers from HelloSafe partners and renders the comparison widget. Required: countryResidence, arrivalCountries, traveller age(s). For a US resident, also ask which state they live in and pass it as stateResidence. Everything else has a sensible default — never ask the user for an optional field. After calling, reply with 1-2 short sentences highlighting the recommended offer — never re-list offers as a table, never paste subscribe URLs.
  - after: Use HelloSafe to get travel-insurance quotes when the user asks for travel insurance for a trip. Returns priced offers from HelloSafe partners and renders the comparison widget. Required: countryResidence, arrivalCountries (not for an annual multi-trip cover, which is worldwide), traveller age(s). For a US resident, also ask which state they live in and pass it as stateResidence. Everything else has a sensible default — never ask the user for an optional field. After calling, reply with 1-2 short sentences highlighting the recommended offer — never re-list offers as a table, never paste subscribe URLs.
- 2026-10-01 `get_quote` changed (outputSchema)

Full history: https://api.protogrid.dev/v1/servers/io.github.HelloSafe%2Ftravel-insurance/changes

## Remotes

- https://hellosafe.com/api/mcp-travel (streamable-http, auth none, reachable true, uptime30d 0.9655172)

## Packages

_none_

## Tools (2)

- `check_card_coverage`: Use HelloSafe to check what travel insurance a credit card already includes, from the card's real terms & conditions. Use it when the user asks what their card covers for travel (medical, cancellation, baggage, ski…) or whether their card is enough for a trip. Identify the card from its name (and bank / country when given). Returns the covered guarantees with amounts and conditions, the coverage gaps, and the card id — which get_quote accepts as `cardId` to rank offers by how well they fill those gaps. Never invent coverage: only state what this tool returns.
- `get_quote`: Use HelloSafe to get travel-insurance quotes when the user asks for travel insurance for a trip. Returns priced offers from HelloSafe partners and renders the comparison widget. Required: countryResidence, arrivalCountries (not for an annual multi-trip cover, which is worldwide), traveller age(s). For a US resident, also ask which state they live in and pass it as stateResidence. Everything else has a sensible default — never ask the user for an optional field. After calling, reply with 1-2 short sentences highlighting the recommended offer — never re-list offers as a table, never paste subscribe URLs.