# FINLY Mortgage Knowledge

> Public Israeli mortgage knowledge with sources and defined hypothetical calculations.

- name: il.co.finly/public-knowledge
- version: 0.1.0
- connection class: R0 (autonomous)
- trust: 77/100 flags: no-repository
- quality: 96/100 (strong)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/il.co.finly%2Fpublic-knowledge
- tools: https://api.protogrid.dev/v1/servers/il.co.finly%2Fpublic-knowledge/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "public-knowledge": {
      "type": "http",
      "url": "https://finly.co.il/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 100
- freshness: 85
- provenance: 45
- drivers: +dns-namespace +reachable +uptime-100% ~updated-40d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 96/100 (strong)

### protocol: 88 (weight 25)

- pass `protocol.modern`: supports 2026-07-28 (server/discover)
- pass `protocol.stateless`: answers without a session
- pass `protocol.transport`: streamable HTTP
- warn `protocol.list_ttl`: tools/list declares ttlMs 0, so clients re-fetch it on every use

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 100 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 8 of 8 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 1,156 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 8, about 1,156 tokens to load them all
- tool set hash: 0767399c4953c782a08c58eb33e733fe
- badge: [![protogrid quality](https://protogrid.dev/badge/il.co.finly/public-knowledge.svg)](https://protogrid.dev/servers/il.co.finly/public-knowledge)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://finly.co.il/mcp (streamable-http, auth none, reachable true, uptime30d 1)

## Packages

_none_

## Tools (8)

- `calculate_ltv_ratio`: Loan to value | יחס הלוואה לשווי. Divide the explicitly provided numerator by denominator. No regulatory caps, eligibility verdict, fallback rates or customer identifiers.
- `calculate_payment`: Calculate a hypothetical fixed-rate unindexed annuity from explicit inputs. Money is integer agorot; annual interest is a decimal. No bank offer, eligibility or savings recommendation.
- `calculate_pti_ratio`: Payment to income | יחס החזר להכנסה. Divide the explicitly provided numerator by denominator. No regulatory caps, eligibility verdict, fallback rates or customer identifiers.
- `get_capabilities`: Discover the currently released public tools and a paginated index of approved topics, questions, claims and guides.
- `get_claim`: Read one versioned public claim with its scope, evidence and review dates.
- `get_guide`: Read approved steps and the canonical FINLY guide link. A bank guide is not a recommendation.
- `search_mortgage_knowledge`: Find approved, current public knowledge by a catalog topic or question ID. No free text or personal data.
- `search_public_knowledge`: Search approved current public claims and bank guides with a short general Hebrew question. No personal details, numbers or links. Local lexical retrieval only; returns exact evidence and limitations without storing or echoing the query.