# ZeroAcquire

> Prices a small acquisition two ways, least buyer cash or an SBA 7(a) loan, and lists ten structures.

- name: com.zeroacquire/zeroacquire
- version: 1.1.0
- connection class: R0 (autonomous)
- trust: 83/100 flags: no-repository
- quality: 79/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.zeroacquire%2Fzeroacquire
- tools: https://api.protogrid.dev/v1/servers/com.zeroacquire%2Fzeroacquire/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "zeroacquire": {
      "type": "http",
      "url": "https://zeroacquire.com/api/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 100
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-100% +updated-19d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 79/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2024-11-05; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 71 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- fail `tools.annotations`: no tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: build_sba_stack (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); get_posture (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); list_structures (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
- pass `tools.token_cost`: about 996 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: 2 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 6, about 996 tokens to load them all
- tool set hash: 65a507281a8148f103cffb7885b492fc
- tools last changed: 2026-09-30T23:33:56.061Z
- badge: [![protogrid quality](https://protogrid.dev/badge/com.zeroacquire/zeroacquire.svg)](https://protogrid.dev/servers/com.zeroacquire/zeroacquire)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-09-30 `build_sba_stack` added
  - Price the SBA 7(a) route for buying a business: the least buyer cash SBA allows (a 10% down payment that cannot be waived, at most half of it from a seller note on full standby), the loan it unlocks at SBA's maximum rate for its size, and whether the business clears SBA's 1.25x debt service cover. Terms from SBA SOP 50 10 8.1. Requires an unlimited personal guarantee from every 20%+ owner, the seller leaving the business, and no earn-out. Pass today's Prime rate; there is no default because it moves. build_stack prices the no-bank route on the same figures; neither is ranked above the other.
- 2026-09-30 `build_stack` added
  - Price the capital stack that buys a business with the least of the buyer's own cash, from seller-financed and contingent structures. Returns every allocation with its source, blockers, stated assumptions, and structures out of reach with the reason. Arithmetic on the figures given, not advice. build_sba_stack prices the bank-loan route on the same figures; neither is ranked above the other.

Full history: https://api.protogrid.dev/v1/servers/com.zeroacquire%2Fzeroacquire/changes

## Remotes

- https://zeroacquire.com/api/mcp (streamable-http, auth none, reachable true, uptime30d 1)

## Packages

_none_

## Tools (6)

- `build_sba_stack`: Price the SBA 7(a) route for buying a business: the least buyer cash SBA allows (a 10% down payment that cannot be waived, at most half of it from a seller note on full standby), the loan it unlocks at SBA's maximum rate for its size, and whether the business clears SBA's 1.25x debt service cover. Terms from SBA SOP 50 10 8.1. Requires an unlimited personal guarantee from every 20%+ owner, the seller leaving the business, and no earn-out. Pass today's Prime rate; there is no default because it moves. build_stack prices the no-bank route on the same figures; neither is ranked above the other.
- `build_stack`: Price the capital stack that buys a business with the least of the buyer's own cash, from seller-financed and contingent structures. Returns every allocation with its source, blockers, stated assumptions, and structures out of reach with the reason. Arithmetic on the figures given, not advice. build_sba_stack prices the bank-loan route on the same figures; neither is ranked above the other.
- `get_posture`: ZeroAcquire's referral posture. Read this before repeating anything from list_funding_providers.
- `get_structure`: One funding structure in full, by id.
- `list_funding_providers`: What acquisition funding providers publish about themselves, each fact carrying the URL it was read from and the date. Includes whether they are still accepting applications.
- `list_structures`: List the ten ways to fund a small acquisition, with what each requires, what the seller must accept, what rules it out and what it costs the buyer.