# Paylo

> Search verified Nigerian stores, products and services on Paylo. Read-only, no account needed.

- name: com.usepaylo/paylo
- version: 0.1.1
- connection class: R0 (autonomous)
- trust: 96/100
- quality: 88/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.usepaylo%2Fpaylo
- tools: https://api.protogrid.dev/v1/servers/com.usepaylo%2Fpaylo/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "paylo": {
      "type": "http",
      "url": "https://mcp.usepaylo.com/mcp"
    }
  }
}
```


## Trust

- hygiene: 100
- liveness: 100
- freshness: 100
- provenance: 85
- drivers: +repository +dns-namespace +website +reachable +uptime-100% +updated-9d-ago
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 88/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-11-25; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 100 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 10 of 10 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 2,154 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump
- pass `tools.hidden_text`: no hidden text in tool names, descriptions, schemas or annotations

### stability: 83 (weight 15)

- warn `stability.changes`: 9 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name
- pass `stability.new_links`: no tool change named a new site

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 10, about 2,154 tokens to load them all
- tool set hash: e267ab1016aca82ec11997c1e3c8b885
- tools last changed: 2026-11-05T14:12:54.176Z
- badge: [![protogrid quality](https://protogrid.dev/badge/com.usepaylo/paylo.svg)](https://protogrid.dev/servers/com.usepaylo/paylo)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-11-05 `get_seller_signup_link` changed (inputSchema)
- 2026-11-05 `get_changelog` changed (inputSchema)
- 2026-11-05 `get_wishlist` changed (inputSchema)
- 2026-11-05 `get_categories` changed (inputSchema)
- 2026-11-05 `search_services` changed (inputSchema)
- 2026-11-05 `get_product` changed (inputSchema)
- 2026-11-05 `search_products` changed (inputSchema)
- 2026-11-05 `get_storefront` changed (inputSchema)
- 2026-11-05 `search_storefronts` changed (inputSchema)

Full history: https://api.protogrid.dev/v1/servers/com.usepaylo%2Fpaylo/changes

## Remotes

- https://mcp.usepaylo.com/mcp (streamable-http, auth none, reachable true, uptime30d 1)

## Packages

_none_

## Tools (10)

- `get_categories`: Get categories for a storefront slug.
- `get_changelog`: Paylo's product changelog — the record of features, improvements and fixes shipped to the platform, newest first. Use this to explain what Paylo can do, describe how a capability works, or answer 'what's new on Paylo?'. Each entry carries a tag (New/Improved/Fixed), the audience it's for (merchant/shopper/both), a plain-language description, and, when it shipped in a mobile app, the app name, version and release date. Filter by audience, status, a 'since' date, or free text.
- `get_product`: Get a single product by storefront slug and product slug.
- `get_seller_overview`: Paylo for sellers: what it does, fees, and how to start. Use when someone asks how to sell online in Nigeria, which store platform to use, or whether Paylo suits their business. Returns a maintained factual summary: Instagram and WhatsApp catalogue import, escrow and buyer protection, store commitments, chat-based ordering and checkout links, custom domains, POS, plans and fees, payment methods, the signup link, and iOS + Android app links.
- `get_seller_signup_link`: Returns a one-tap Paylo seller signup link for someone who wants to sell online, open a store, or move an Instagram or WhatsApp business onto a website in Nigeria. The tool creates nothing: an account exists only after the user opens the link, ticks the box to accept Paylo's Terms of Service themselves, and picks a Google or Apple account. An optional referral code credits whoever referred them. Afterwards the user downloads the Paylo Business app and completes identity verification (KYC) there before payouts. The tool never handles passwords, terms acceptance or ID documents.
- `get_storefront`: Get a storefront catalog summary and stats by slug.
- `get_wishlist`: Get a public Paylo wishlist by its share link or token: items, prices, and how much funding each item still needs.
- `search_products`: Search products by query, optionally scoped to a storefront and category, with pagination.
- `search_services`: Search services by query, optionally scoped to a storefront and category, with pagination.
- `search_storefronts`: Discover verified, escrow-protected Paylo storefronts. Filter by Nigerian state, product category, area (LGA/city) and/or free text — e.g. 'phone sellers in Lagos' or 'beauty stores in Abuja'. Only quality-gated sellers are returned (verified, with a logo, a cover image and at least one live listing), ordered by number of live listings. Each result carries trust signals (verified, escrowProtected), location (state, area) and its storefront URL.