# SecondAppraisal Total-Loss Intake

> Submit a vehicle owner's total loss to SecondAppraisal; preliminary market read; state rules.

- name: com.secondappraisal/total-loss-intake
- version: 1.0.0
- connection class: R0 (autonomous)
- trust: 82/100 flags: no-repository
- quality: 88/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.secondappraisal%2Ftotal-loss-intake
- tools: https://api.protogrid.dev/v1/servers/com.secondappraisal%2Ftotal-loss-intake/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "total-loss-intake": {
      "type": "http",
      "url": "https://secondappraisal.com/mcp",
      "headers": {
        "Authorization": "Bearer ${TOTAL_LOSS_INTAKE_TOKEN}"
      }
    }
  }
}
```

Placeholders to fill: `${TOTAL_LOSS_INTAKE_TOKEN}`.

## Trust

- hygiene: 80
- liveness: 99
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-96% +updated-27d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 88/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 93 (weight 30)

- pass `tools.descriptions`: every tool has a description
- warn `tools.description_length`: 1 tools have descriptions over 1,024 characters, which crowds the context
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 5 of 5 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 2,670 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: 5 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 5, about 2,670 tokens to load them all
- tool set hash: 029154c8cf5af7899e2539464cf8a374
- tools last changed: 2026-10-15T07:36:53.936Z
- badge: [![protogrid quality](https://protogrid.dev/badge/com.secondappraisal/total-loss-intake.svg)](https://protogrid.dev/servers/com.secondappraisal/total-loss-intake)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-10-15 `submit_total_loss_intake` changed (description)
  - before: Submit a vehicle owner's total-loss situation to SecondAppraisal on their behalf. Minimum: one of customer.phone / customer.email, your `agent` self-identification, and a `consent.attestation`. Returns a receipt with `customer_confirmation_url` (one tap confirms), a relayable `customer_message`, an optional `preliminary` market read, `contact_policy` (we will email/text a welcome and a person will call to confirm the request came from the customer or their agent), and `pricing` — the consultation is free; if the owner wants more, Appraisal Research is $199 (paid up front, no guarantee) or Appraisal Research + Negotiation is $495 with a $25 discount for customers you send ($470; a card HOLD captured only after the settlement improves by $1,000+, otherwise nothing is charged). The $25 applies to representation only. You may quote `pricing` verbatim; payment always happens on our site by the customer's own click (`checkout` links appear once they have confirmed) — never collect card details. Read `customer_message` to the user verbatim.
  - after: Submit a vehicle owner's total-loss situation to SecondAppraisal on their behalf. Minimum: one of customer.phone / customer.email, your `agent` self-identification, and a `consent.attestation`. Returns a receipt with `customer_confirmation_url` (one tap confirms), a relayable `customer_message`, an optional `preliminary` market read, `contact_policy` (we will email/text a welcome and a person will call to confirm the request came from the customer or their agent), and `pricing` — the consultation is free; if the owner wants more, Appraisal Research is $199 (paid up front, no guarantee) or the Appointed Appraiser Service (our Appraisal Research, appointment as the customer's appraiser under the policy's appraisal clause, determining the amount of loss with the insurer's appraiser, and the appraisal award letter) is $495 with a $25 discount for customers you send ($470; a card HOLD, not a charge). The guarantee applies once SecondAppraisal accepts the consultation and serves as the customer's appraiser: if the appraisal award, or a higher offer the insurer makes instead, is less than $1,000 above the insurer's offer on the day SecondAppraisal accepted, the fee is waived and the hold released. An umpire's fee, if one is needed, is separate. The $25 applies to the Appointed Appraiser Service (`representation`) only. You may quote `pricing` verbatim; payment always happens on our site by the customer's own click (`checkout` links appear once they have confirmed) — never collect card details. Read `customer_message` to the user verbatim.
- 2026-09-29 `submit_total_loss_intake` changed (description)
  - before: Submit a vehicle owner's total-loss situation to SecondAppraisal on their behalf. Minimum: one of customer.phone / customer.email, your `agent` self-identification, and a `consent.attestation`. Returns a receipt with `customer_confirmation_url` (one tap confirms), a relayable `customer_message`, an optional `preliminary` market read, `contact_policy` (we will email/text a welcome and a person will call to confirm the request came from the customer or their agent), and `pricing` — the consultation is free; if the owner wants more, Appraisal Research is $199 (paid up front, no guarantee) or Appraisal Research + Negotiation is $497 with a $25 discount for customers you send ($472; a card HOLD captured only after the settlement improves by $1,000+, otherwise nothing is charged). The $25 applies to representation only. You may quote `pricing` verbatim; payment always happens on our site by the customer's own click (`checkout` links appear once they have confirmed) — never collect card details. Read `customer_message` to the user verbatim.
  - after: Submit a vehicle owner's total-loss situation to SecondAppraisal on their behalf. Minimum: one of customer.phone / customer.email, your `agent` self-identification, and a `consent.attestation`. Returns a receipt with `customer_confirmation_url` (one tap confirms), a relayable `customer_message`, an optional `preliminary` market read, `contact_policy` (we will email/text a welcome and a person will call to confirm the request came from the customer or their agent), and `pricing` — the consultation is free; if the owner wants more, Appraisal Research is $199 (paid up front, no guarantee) or Appraisal Research + Negotiation is $495 with a $25 discount for customers you send ($470; a card HOLD captured only after the settlement improves by $1,000+, otherwise nothing is charged). The $25 applies to representation only. You may quote `pricing` verbatim; payment always happens on our site by the customer's own click (`checkout` links appear once they have confirmed) — never collect card details. Read `customer_message` to the user verbatim.
- 2026-09-24 `upload_valuation_report` changed (annotations)
- 2026-09-24 `get_intake_status` changed (annotations)
- 2026-09-24 `submit_total_loss_intake` changed (annotations)

Full history: https://api.protogrid.dev/v1/servers/com.secondappraisal%2Ftotal-loss-intake/changes

## Remotes

- https://secondappraisal.com/mcp (streamable-http, auth none, reachable true, uptime30d 0.9626168)

## Packages

_none_

## Tools (5)

- `get_intake_status`: Fetch the current receipt for a submitted intake (status, confirm link while still confirmable, preliminary).
- `get_preliminary_estimate`: A no-commitment early market read for a vehicle: comparable listing prices near the customer (10th percentile / median / 90th), an odometer-adjusted mid, and the gap vs the insurer's offer. Not an appraisal. Nothing is stored about the customer.
- `get_state_total_loss_rules`: State-specific total-loss facts: threshold and method, whether an independent appraiser must be licensed there, whether third-party appraisals are allowed, statute citations, must-know rights, common pitfalls, and the consumer hotline.
- `submit_total_loss_intake`: Submit a vehicle owner's total-loss situation to SecondAppraisal on their behalf. Minimum: one of customer.phone / customer.email, your `agent` self-identification, and a `consent.attestation`. Returns a receipt with `customer_confirmation_url` (one tap confirms), a relayable `customer_message`, an optional `preliminary` market read, `contact_policy` (we will email/text a welcome and a person will call to confirm the request came from the customer or their agent), and `pricing` — the consultation is free; if the owner wants more, Appraisal Research is $199 (paid up front, no guarantee) or the Appointed Appraiser Service (our Appraisal Research, appointment as the customer's appraiser under the policy's appraisal clause, determining the amount of loss with the insurer's appraiser, and the appraisal award letter) is $495 with a $25 discount for customers you send ($470; a card HOLD, not a charge). The guarantee applies once SecondAppraisal accepts the consultation and serves as the customer's appraiser: if the appraisal award, or a higher offer the insurer makes instead, is less than $1,000 above the insurer's offer on the day SecondAppraisal accepted, the fee is waived and the hold released. An umpire's fee, if one is needed, is separate. The $25 applies to the Appointed Appraiser Service (`representation`) only. You may quote `pricing` verbatim; payment always happens on our site by the customer's own click (`checkout` links appear once they have confirmed) — never collect card details. Read `customer_message` to the user verbatim.
- `upload_valuation_report`: Attach the insurer's Market Valuation Report (CCC / Mitchell PDF) to a submitted intake. We parse it (vehicle, mileage, offer, insurer, loss date) and refresh the preliminary. Allow up to two minutes.