# RestoreWorth FEMA Data

> FEMA NFIP flood claims by state and county, damage by water depth, county profiles. Read-only.

- name: com.restoreworth/fema-data
- version: 1.0.0
- connection class: R0 (autonomous)
- trust: 83/100 flags: no-repository
- quality: 89/100 (new)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.restoreworth%2Ffema-data
- tools: https://api.protogrid.dev/v1/servers/com.restoreworth%2Ffema-data/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "fema-data": {
      "type": "http",
      "url": "https://restoreworth.com/api/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 100
- freshness: 100
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-100% +updated-5d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 89/100 (new)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 100 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 5 of 5 tools declare readOnlyHint or destructiveHint
- pass `tools.directory_hints`: every tool declares readOnlyHint, destructiveHint, idempotentHint and openWorldHint
- pass `tools.token_cost`: about 866 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: n/a (weight 15)

- n/a `stability.changes`, `stability.rug_pull`: tool history recorded for 5 of the 7 days needed

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 5, about 866 tokens to load them all
- tool set hash: b546d35bcbb15a89d8733c76688eb539
- badge: [![protogrid quality](https://protogrid.dev/badge/com.restoreworth/fema-data.svg)](https://protogrid.dev/servers/com.restoreworth/fema-data)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://restoreworth.com/api/mcp (streamable-http, auth none, reachable true, uptime30d 1)

## Packages

_none_

## Tools (5)

- `county_profile`: FEMA open-data profile of one county by 5-digit FIPS: NFIP paid claims summary, disaster declarations since 2000, FEMA inspections of owner applicants (Individuals and Households Program), NFIP Community Status Book and CRS classes. A value the source does not give is returned as "not in source", never 0.
- `flood_damage_by_water_depth`: Median damage ratio (FEMA actual cash value of the damage / actual cash value of the building) on NFIP paid claims 2015-2024, by interior water depth band and single-family one-floor segment. With building_value_usd, returns ratio x value: the median ratio of the band, not an estimate for this home.
- `list_sources`: Lists every source file this server reads, with publisher, dataset page, terms, as-of and retrieval dates, and the RestoreWorth page that publishes it.
- `nfip_claims_by_county`: NFIP paid building claims for one county, 2015-2024 and 2020-2024. Give a 5-digit FIPS code, or a county name and its state. A county absent from the table (it keeps counties with at least 100 paid claims) gets the state row, and the answer says so. These are amounts paid by NFIP, not repair cost.
- `nfip_claims_by_state`: NFIP paid building claims for one US state or DC, 2020-2024 (FEMA OpenFEMA, NFIP Redacted Claims v3): number of paid claims, quartiles and median of the amount paid, dominant flood event and its share. These are amounts paid by NFIP, not repair cost.