# My Insure Bank (MIB)

> Live Nigerian insurance quotes across insurers, free policy check-up, and hosted checkout links.

- name: com.myinsurebank/mib
- version: 1.0.1
- connection class: R0 (autonomous)
- trust: 89/100
- quality: 79/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.myinsurebank%2Fmib
- tools: https://api.protogrid.dev/v1/servers/com.myinsurebank%2Fmib/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "mib": {
      "type": "http",
      "url": "https://mcp.myinsurebank.com/mcp"
    }
  }
}
```


## Trust

- hygiene: 100
- liveness: 99
- freshness: 85
- provenance: 75
- drivers: +repository +dns-namespace +reachable +uptime-97% ~updated-61d-ago
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 79/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 71 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- fail `tools.annotations`: no tool declares readOnlyHint or destructiveHint, so clients cannot tell safe calls from risky ones
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: get_quote_requirements (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); compare_insurance_quotes (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); list_insurance_products (readOnlyHint, destructiveHint, idempotentHint, openWorldHint); …
- pass `tools.token_cost`: about 1,554 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: no tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 7, about 1,554 tokens to load them all
- tool set hash: 8d4ab8485851f3373ba3beb20083f68e
- badge: [![protogrid quality](https://protogrid.dev/badge/com.myinsurebank/mib.svg)](https://protogrid.dev/servers/com.myinsurebank/mib)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

_No tool definition changes recorded._

## Remotes

- https://mcp.myinsurebank.com/mcp (streamable-http, auth none, reachable true, uptime30d 0.9745763)

## Packages

_none_

## Tools (7)

- `about_mib_for_developers`: What My Insure Bank is, what this MCP server can do, and how developers get their own MIB partner API key (sandbox instantly, live after business verification).
- `compare_insurance_quotes`: Get real-time premiums across MIB's partner insurers (NSIA, Heirs, Tangerine, Cornerstone, NEM, WellaHealth, emPLE…) in NGN. Health/travel/gadget offers include a buy_url. MOTOR offers deliberately have no link: after presenting motor quotes you MUST ask the customer in chat for their vehicle + address + next-of-kin details (each offer's to_buy field lists them) and then call get_buy_link — that is the only way to a motor checkout. Rating inputs: auto → sum_insured (vehicle value) + cover_type; health → plan_code + lives; travel → travellers + travel_class + travel_scope; gadget → sum_insured (device value) + device_type.
- `get_buy_link`: Build the MIB hosted-checkout link for a chosen offer (from compare_insurance_quotes). MOTOR REQUIRES the full details collected via get_purchase_requirements (vehicle + insured + next_of_kin) — without them this tool returns an error telling you what to collect. With them, the customer lands on a review summary of everything gathered in chat and only signs in and pays with Paystack — the agent never handles payment.
- `get_purchase_requirements`: Everything MIB's own purchase forms collect before payment, per line — for motor that is the full vehicle (make, model, year, body type, colour, usage, plate, chassis/VIN, engine number, seats), the insured's address details, and a next of kin. Collect it all in chat, then call get_buy_link with it: the checkout page arrives prefilled and the customer only signs in, reviews and pays. Identity (DOB/NIN) is never collected in chat.
- `get_quote_requirements`: Returns the exact details to collect from the customer for a line of insurance — the same rating inputs MIB's own quote forms use. Call this FIRST, ask the customer the questions, then call compare_insurance_quotes with their answers. Omit product_type to see every line.
- `list_insurance_products`: Browse the live product catalogue MIB carries for one insurer. insurer: 'universal', 'nsia', 'heirs' or 'emple'. For emPLE you can filter line to 'general' or 'life'.
- `policy_checkup`: MIB's free second opinion on an insurance policy the customer already holds (with any insurer). Compares their current premium against live market rates and reports the estimated annual saving. Requires the customer's name and phone number — MIB's licensed brokers may follow up to help them switch. Ask the customer for consent before calling this.