# Money You're Owed Catalog

> Informational Q&A: money owed to consumers (deposits, claims, unclaimed funds). No debt relief.

- name: com.moneyyoureowed/catalog
- version: 1.0.0
- connection class: R0 (autonomous)
- trust: 75/100 flags: no-repository
- quality: 85/100 (good)
- owner: not claimed
- descriptor: https://api.protogrid.dev/v1/servers/com.moneyyoureowed%2Fcatalog
- tools: https://api.protogrid.dev/v1/servers/com.moneyyoureowed%2Fcatalog/tools

**An agent can connect right now, no human step.** Remote endpoint, no authentication, reachable on the last probe.

## Connection (mcpServers)

```json
{
  "mcpServers": {
    "catalog": {
      "type": "http",
      "url": "https://mcp.moneyyoureowed.com/mcp"
    }
  }
}
```


## Trust

- hygiene: 80
- liveness: 98
- freshness: 65
- provenance: 55
- drivers: +dns-namespace +website +reachable +uptime-96% ~updated-92d-ago -no-repository
- Derived from observable signals (official registry feed and our own credential-free probes); no code audit performed.

## Quality 85/100 (good)

### protocol: 75 (weight 25)

- warn `protocol.modern`: newest supported version is 2025-06-18; 2026-07-28 not supported, older versions are deprecated until 2027-07-28
- n/a `protocol.stateless`: only applies to 2026-07-28 servers
- pass `protocol.transport`: streamable HTTP
- n/a `protocol.list_ttl`: only applies to 2026-07-28 servers

### authorization: n/a (weight 15)

- n/a `auth.prm`, `auth.as_metadata`, `auth.cimd`: no remote uses OAuth
- n/a `auth.secret_in_url`: no templated URL

### tool hygiene: 86 (weight 30)

- pass `tools.descriptions`: every tool has a description
- pass `tools.description_length`: descriptions are concise
- pass `tools.schemas`: every tool has an object input schema
- pass `tools.annotations`: 1 of 1 tools declare readOnlyHint or destructiveHint
- fail `tools.directory_hints`: no tool declares all four of readOnlyHint, destructiveHint, idempotentHint and openWorldHint; missing: answer_money_question (idempotentHint)
- pass `tools.token_cost`: about 168 tokens to load every tool
- pass `tools.api_dump`: tools are not a one-to-one API dump

### stability: 100 (weight 15)

- pass `stability.changes`: 1 tool changes in 30 days
- pass `stability.rug_pull`: no tool changed its meaning under the same name

### dependencies: n/a (weight 15)

- n/a `deps.known_vulns`, `deps.mcp_sdk_version`, `deps.resolvable`: no npm or PyPI package

- tools: 1, about 168 tokens to load them all
- tool set hash: adc8ffb8f693418c9bd1ab35feaf6318
- tools last changed: 2026-09-30T06:54:12.724Z
- badge: [![protogrid quality](https://protogrid.dev/badge/com.moneyyoureowed/catalog.svg)](https://protogrid.dev/servers/com.moneyyoureowed/catalog)
- Checks run on what our credential-free, read-only probes observe; tools are never called and no code audit is performed.

### Tool changes

- 2026-09-30 `answer_money_question` changed (description, annotations)
  - before: Look up verified, source-cited facts and a linked educational resource for a consumer money-recovery question (security deposits, denied refunds, denied insurance/warranty claims, unclaimed property). Read-only lookup: it does not collect personal data, make payments, or change anything.
  - after: Look up verified, source-cited facts and a linked educational resource for a US consumer money-recovery question (withheld security deposits, airline refunds, GLP-1/Medicare drug-coverage denials, unclaimed property, ticket-resale refunds, frozen fintech accounts). Read-only lookup: it does not collect personal data, make payments, or change anything.

Full history: https://api.protogrid.dev/v1/servers/com.moneyyoureowed%2Fcatalog/changes

## Remotes

- https://mcp.moneyyoureowed.com/mcp (streamable-http, auth none, reachable true, uptime30d 0.95614034)

## Packages

_none_

## Tools (1)

- `answer_money_question`: Look up verified, source-cited facts and a linked educational resource for a US consumer money-recovery question (withheld security deposits, airline refunds, GLP-1/Medicare drug-coverage denials, unclaimed property, ticket-resale refunds, frozen fintech accounts). Read-only lookup: it does not collect personal data, make payments, or change anything.